Comparison

Vault22 vs Fedgroup

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault22

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

Highlights
  • Connects to 120+ financial institutions
  • Personalized financial fitness levels
  • Consolidated view of all accounts
  • Detailed spending insights and categorization
  • Budget setting and tracking
  • Personalized financial nudges
  • Debt management strategies
  • Tax time export feature
Features
Read full description

Welcome to Vault22 – Your Personal Financial Fitness Platform Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilling financial life. Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights. Connect Your Financial World With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure. How Vault22 Works: Boost Your Financial Fitness Level: Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness. See All Your Money in One Place: Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose. Spend Smarter: Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions. Set Budgets You Can Stick To: Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals. Get Personalized Insights: Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you. Manage Your Debt: Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom. Security is Our Priority: We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always. Trusted by Millions Worldwide: Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future. More Features to Explore: Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free. Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress. Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!

About

Fedgroup

Invest in farming ventures and traditional financial products to grow your wealth. Manage your portfolio, track performance, and access tax-free savings and unit trusts. Connect with a financial advisor for personalized guidance.

Highlights
  • Invest in Impact Farming assets
  • Purchase Secured Investments
  • Access Tax-Free Savings
  • Invest in Unit Trust Funds
  • View all investments
  • Connect with financial advisors
Read full description

Download the Fedgroup App now and put your financial future in the palm of your hand. Whether you are purchasing an Impact Farming asset or investing in a Secured Investment to balance your portfolio, we have created a holistic platform to help you make better decisions with your money. Purchase Impact Farming assets and invest in traditional investments: Fedgroup’s 30-year track record of safeguarding our clients’ hard-earned money while paying out higher returns speaks for itself. So, we’ve made investing in our products that much easier by having them all at your fingertips. Get a Secured Investment, Tax-Free Savings or Unit Trust Fund today and start building on your financial journey. Fedgroup's innovative Impact Farming allows ANYONE to own a stake in ground-breaking farming ventures. And now with even more profitable assets, we've made it easier, faster and more lucrative to back a venture by letting you invest in the assets that generate your income on our App. Include your Financial Advisor on your Fedgroup journey: We know that professional financial advice is imperative when making sound investment decisions. So, we’ve invited your financial advisor to come along on this journey. If you already have a financial advisor with Fedgroup we’ve linked them to your account so all you have to do is click a button and include them when investing on the App. If you don’t have an advisor, you can use the find-an-advisor functionality in the profile section to find an advisor that can help with your unique financial needs. View ALL your Fedgroup investments: Secured Investment pays you a fixed monthly interest on your investment and gives you the flexibility of having it paid out to you as a regular income or reinvesting it for further growth. Tax-Free Savings is an additional way to help South Africans save and access tax-free returns. Unit Trust funds bring important diversification to your portfolio. Choose to invest in a fund that suits your individual investment goals, risk profile and investment horizon. Download the Fedgroup App today and get an uncompromised view of your investments. If you are not a Fedgroup investor but would like to know more about our products, please visit our website: https://www.fedgroup.co.za/

Screenshots

Vault224 screens
Fedgroup3 screens

Verdict

The call

The clearest difference is update cadence: Vault22 at every 9 days against Fedgroup's every 3 months. Vault22 also leads on rating (4.5 vs 4.3) and ratings volume (51 vs 15). Fedgroup's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Vault22 holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 51 and 15 respectively. Written reviews point the same way: 62% of Vault22's written reviews are positive against 55% of Fedgroup's.

UpkeepUpdate frequency

Vault22 ships an update every 9 days, Fedgroup every 3 months. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.

Scorecard4 real differences · 6 level
Vault22 versus Fedgroup: the parameters behind the verdict, then further details
ParameterVault22Fedgroup
PriceFreeFree
Rating4.5 (51 ratings) — better4.3 (15 ratings)
Positive reviews61.9% of reviews — better55.0% of reviews
Number of ratings51 — better15
Update frequencyEvery 9 days — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size121 MB106 MB
Age rating12+4+
DeveloperVault22 Financial Ltd.Fedgroup

Customer experience

Vault22

All ratings51 ratings
Positive84.3%
Neutral7.8%
Negative7.8%
Written reviews42 reviews
Positive61.9%
Neutral11.9%
Negative26.2%

Fedgroup

All ratings15 ratings
Positive80.0%
Neutral6.7%
Negative13.3%
Written reviews40 reviews
Positive55.0%
Neutral10.0%
Negative35.0%

In-app purchases

None

Vault22

No in-app purchases

None

Fedgroup

No in-app purchases

Questions

Is Vault22 free?
Vault22 is free to download, with no in-app purchases.
Is Fedgroup free?
Fedgroup is free to download, with no in-app purchases.
Which has better reviews, Vault22 or Fedgroup?
Vault22 is rated higher. Vault22 averages 4.5 out of 5 from 51 ratings, while Fedgroup averages 4.3 from 15 ratings.
Do Vault22 or Fedgroup have ads?
Neither Vault22 nor Fedgroup shows ads.
Which is updated more often, Vault22 or Fedgroup?
Vault22 ships an update every 9 days, and Fedgroup every 3 months. Most recently, Vault22 was updated on October 15, 2026 and Fedgroup on October 9, 2026.

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