Comparison

Vault22 vs EasyEquities

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault22

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

Highlights
  • Connects to 120+ financial institutions
  • Personalized financial fitness levels
  • Consolidated view of all accounts
  • Detailed spending insights and categorization
  • Budget setting and tracking
  • Personalized financial nudges
  • Debt management strategies
  • Tax time export feature
Features
Read full description

Welcome to Vault22 – Your Personal Financial Fitness Platform Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilling financial life. Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights. Connect Your Financial World With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure. How Vault22 Works: Boost Your Financial Fitness Level: Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness. See All Your Money in One Place: Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose. Spend Smarter: Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions. Set Budgets You Can Stick To: Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals. Get Personalized Insights: Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you. Manage Your Debt: Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom. Security is Our Priority: We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always. Trusted by Millions Worldwide: Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future. More Features to Explore: Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free. Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress. Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!

About

EasyEquities

Invest in a wide range of assets like shares, ETFs, crypto, and property with low costs and no minimums. Sign up in minutes and manage your portfolio with AI tools and personalized reporting. Trade global markets and fund accounts easily.

Highlights
  • Invest in shares, ETFs, crypto, and property
  • No account or investment minimums
  • Fractional shares and IPO access
  • AI-powered portfolio creation and advice
  • Trade global stock exchanges
  • Recurring investment options
  • Secure and trusted platform
Features
Read full description

At EasyEquities, we aim to make investing as easy as possible for you. Low Cost, Easy Investing * Invest in Shares, ETFs, Properties, Crypto, Retirement Annuities, Tax Free Savings Accounts (TFSA) and Unit Trusts, all low cost and easily accessible in one app. * No account minimums needed and no minimum investment size. * Investing at Your Fingertips * Sign up in minutes, invest in Shares, ETFs, Property. Crypto, RA’s, TFSA and Unit Trusts in seconds. * Invest in Property and CryptoCurrencies * Invest in Fractional Shares Rights (FSRs), Invest with as much money you have available in a piece of a share, with all the benefits of owning a full one, buy up to 1/10 000th of a share. * Get access to the latest IPO’s. * Invest in ZAR, USD, EUR, GBP and AUD. * Place buying and selling instructions when the market is closed. * Thrive with EasyEquities and earn benefits including discount in brokerage each month * Stay on top of your investment portfolio with a detailed account overview and personalised reporting * Set up a recurring investment so that you automatically contribute to your investment monthly, quarterly or annually. Harness the power of AI Investing * Create a portfolio using AI * Browse AI created portfolios * Chat with our AI Bot about investment strategies Trade the Markets * Don’t just invest in the markets but trade them too with EasyTrader. Designed for You * View a beautiful, intuitive user experience, designed to help you invest in the brands you love. * Easily sign in and monitor your portfolio and the market from anywhere, anytime. * Multiple Markets * Invest in the companies you love on the Johannesburg Stock Exchange, New York Stock Exchange, Australian, UK and Euro stock exchanges. * Easily and quickly fund your international wallets using our low-cost, easy to use EasyFX solution * Invest immediately with the instant EFT functionality. Free Investing * Refer a friend and get EasyMoney covering all your brokerage, free investing. * Easily send vouchers to loved ones to build their own investment portfolio. * Secure & Trusted Platform * Cutting-edge security to protect your portfolio and personal information. EasyEquities ®. First World Trader (Pty) Ltd t/a EasyEquities is an authorized financial services provider, registered credit provider and licensed over the counter derivatives provider. EasyEquities is a subsidiary of Purple Group Limited, a company listed on the JSE Limited (PPE)

Screenshots

Vault224 screens
EasyEquities4 screens

Verdict

The call

The clearest difference is rating: Vault22 at 4.5 against EasyEquities's 3.2. Vault22 also leads on review sentiment (62% vs 33%) and update cadence (every 9 days vs every 2 months). EasyEquities's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Vault22 holds the better App Store score, 4.5 against 3.2. Both are backed by a comparable volume of ratings — 51 and 42 respectively. Written reviews point the same way: 62% of Vault22's written reviews are positive against 33% of EasyEquities's.

UpkeepUpdate frequency

Vault22 ships an update every 9 days, EasyEquities every 2 months. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
Vault22 versus EasyEquities: the parameters behind the verdict, then further details
ParameterVault22EasyEquities
PriceFreeFree
Rating4.5 (51 ratings) — better3.2 (42 ratings)
Positive reviews61.9% of reviews — better32.6% of reviews
Number of ratings51 — better42
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size121 MB33 MB
Age rating12+4+
DeveloperVault22 Financial Ltd.GT247.com

Customer experience

Vault22

All ratings51 ratings
Positive84.3%
Neutral7.8%
Negative7.8%
Written reviews42 reviews
Positive61.9%
Neutral11.9%
Negative26.2%

EasyEquities

All ratings42 ratings
Positive47.6%
Neutral9.5%
Negative42.9%
Written reviews86 reviews
Positive32.6%
Neutral12.8%
Negative54.7%

In-app purchases

None

Vault22

No in-app purchases

None

EasyEquities

No in-app purchases

Questions

Is Vault22 free?
Vault22 is free to download, with no in-app purchases.
Is EasyEquities free?
EasyEquities is free to download, with no in-app purchases.
Which has better reviews, Vault22 or EasyEquities?
Vault22 is rated higher. Vault22 averages 4.5 out of 5 from 51 ratings, while EasyEquities averages 3.2 from 42 ratings.
Do Vault22 or EasyEquities have ads?
Neither Vault22 nor EasyEquities shows ads.
Which is updated more often, Vault22 or EasyEquities?
Vault22 ships an update every 9 days, and EasyEquities every 2 months. Most recently, Vault22 was updated on October 15, 2026 and EasyEquities on October 16, 2026.

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