Vault22 vs FinWise

Welcome to Vault22 – Your Personal Financial Fitness Platform Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilling financial life. Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights. Connect Your Financial World With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure. How Vault22 Works: Boost Your Financial Fitness Level: Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness. See All Your Money in One Place: Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose. Spend Smarter: Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions. Set Budgets You Can Stick To: Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals. Get Personalized Insights: Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you. Manage Your Debt: Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom. Security is Our Priority: We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always. Trusted by Millions Worldwide: Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future. More Features to Explore: Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free. Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress. Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!

FinWise is a simple budget planner and net worth tracker. Connect your bank accounts and FinWise updates them every day, so you can see where your money went, what's left in each budget and what you're worth, and plan where you're going. Know where your money went. FinWise uses AI to sort your transactions into categories, so last month's spending is clear at a glance. Tap any category to change it. Budget from payday to payday. Start your month on the day you're paid, set a budget for each category, and roll over what you don't spend. See everything you own and owe. Bank accounts, cards and investments in one place, plus anything you add by hand, like your home or car. FinWise tracks your net worth over time, in any currency. Made to be easy. FinWise keeps things simple: clear screens, no clutter, and accounts that update every day. People who use FinWise tell us it's easy to use. Moving from Vault22? Bring your history with you, so you don't start from zero. Many FinWise users have switched from Vault22 (formerly 22seven). Your data stays private. Bank connections are read-only. FinWise doesn't sell your personal information or use your financial data for ads. Founded in Cape Town. FinWise was founded in Cape Town by two South Africans, and syncs banks in South Africa, the US and Canada. Try FinWise free for 14 days. A payment method is needed to start.