Oberbank vs flateXSecure
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Oberbank
Manage your banking needs on the go with this app. Access all your accounts, cards, and investment information, and perform transactions like SEPA transfers. It also offers features like a QR code reader for easier data entry and an electronic mailbox.
- Account and card overview
- SEPA bank transfer
- QR code and IBAN reader
- Limit changes for debit cards
- Electronic mailbox
- Latest news updates
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With the Oberbank App, you can take your Oberbank along wherever you go. It allows you to access all banking functions, innovative services and practical features you can use in Austria and abroad around the clock. The functions available within the app can vary between countries! For cash and investment account customers: * Banking transactions anytime anywhere (prerequisite: Internet connection + eBanking) * All accounts, cards and investment accounts at a glance * Transmission of SEPA bank transfer instructions * QR code reader and IBAN reader for simplified data entry when issuing bank transfers Additional services – also available to anybody who is not an Oberbank customer: * Limit change for your Oberbank debit card * Activation of your Oberbank debit card for non-EU countries * Electronic mailbox * Current news directly on your smartphone The app was designed especially for smartphones. In order to download the Oberbank App, you will need iOS 11.0 or higher. The app can only be used together with an Oberbank account for which eBanking has been activated. In order to login, you can use your eBanking access data (participant number + PIN)
flateXSecure
Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.
- Secure transaction authorization
- iTAN card alternative
- Receive TANs on smartphone/tablet
- Push notifications
- Choose authorization method
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Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.
Screenshots
Verdict
Oberbank and flateXSecure both sit at 4.6 stars, but that hides the real split: 85% of flateXSecure's written reviews are positive against 50% of Oberbank's. flateXSecure also leads on iOS requirement (12.0 vs 16.0). Oberbank's advantage is update cadence (monthly vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Oberbank against 4.5 for flateXSecure. Both are backed by a comparable volume of ratings — 55 and 84 respectively. Written reviews are what separate them: 50% of Oberbank's written reviews are positive against 85% of flateXSecure's.
Oberbank ships an update monthly, flateXSecure every 5 months. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.
| Parameter | Oberbank | flateXSecure |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (55 ratings) — better | 4.5 (84 ratings) |
| Positive reviews | 50.0% of reviews | 84.9% of reviews — better |
| Number of ratings | 55 | 84 — better |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 204 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Oberbank AG | flatexDEGIRO SE |
Customer experience
Oberbank
flateXSecure
In-app purchases
Oberbank
No in-app purchases
flateXSecure
No in-app purchases
Questions
Is Oberbank free?
Is flateXSecure free?
Which has better reviews, Oberbank or flateXSecure?
Do Oberbank or flateXSecure have ads?
Which is updated more often, Oberbank or flateXSecure?
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