Comparison

SmartSwipe Credit Card Reader vs Raterflow App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SmartSwipe Credit Card Reader

Transform your mobile device into a complete point-of-sale system. Easily manage products, track inventory, accept various payment types, and generate real-time reports. This app is designed for businesses of all types, offering a powerful and free solution.

Highlights
  • Product management with photos and pricing
  • Inventory tracking
  • Record credit cards, cash, and checks
  • Add modifiers for restaurants
  • Set discounts on products and orders
  • Track tips and taxes
  • Real-time reports and sales history
  • Email, text, or print receipts
Read full description

Free Credit Card Reader & Point of Sale System. Transform your iPhone or iPad into a Point of Sale System (POS) and manage your retail or mobile business from anywhere.   Easily manage products and payments anywhere your business takes you. Whether you are a retail business, food truck, hair stylist, pop up business or have a restaurant, SmartSwipe is catered for any and all business types. This free card reader is powerful, and is loaded with many features. Most POS apps charge you monthly or require you to activate a merchant account to use their application, but not us! Use our app for free and we will grow with you. SIMPLE SET UP 1. Download app 2. Create a username and password 3. Start managing your business CALL 866-925-5007 for quick set up FEATURES SmartSwipe has everything you need to manage and grow your business. All features are free and we continue to add new and innovative technology. - Manage products with photos, names, and pricing – Our merchant account solutions make it easy to manage your payments. - Track inventory – With this all in one, credit card reader cum payment management app. - Record credit cards, cash and checks – Never lose track of your payments. An easy, all in one way of tracking your payments. - Add modifiers for restaurants – Payment App that allows you to label the locations. - Set discounts on products and orders – Keep your customers happier. Do more with with less charge on credit card processing fee, but also - Track tips and taxes – A full purpose solution that lets you track the tips that you receive, along with tracking the taxes. A reliable payment solution cum financial app. - Real-time reports and sales history – Quick and swift reporting, a glimpse to sales history, and much more. Now, don’t just accept payments, but manage everything right from your point of sale system app. - Email, text or print receipts – A formidable credit card reader for iPhone. With this credit card reader app, you can email, text or print receipts to anyone. https://www.merchantaccountsolutions.com/?utm_source=app&utm_campaign=APPSTORE-APPLE

About

Raterflow App

Streamline construction project management by organizing contacts, utilizing templates for efficiency, and capturing detailed inspection data. Generate and share professional reports and certificates directly from the field or office.

Highlights
  • Contact management for builders and job supervisors
  • Template-based task reduction
  • Data capture for inspections (notes, photos)
  • Print and email inspection reports
  • Generate code required certificates
  • Field and back office reporting
Features
Read full description

Raterflow allows you too: -Manage builders, job sups, and other contacts. -Leverage relational data to reduce repetitive tasks with templates. -Capture notes, photos, and other data points in pre-defined inspections. -Print and email inspection reports and code required certificates in the field and from the back office.

Screenshots

SmartSwipe Credit Card Reader4 screens
Raterflow App4 screens

Verdict

The call

The clearest difference is rating: Raterflow App at 5.0 against SmartSwipe Credit Card Reader's 4.3. Raterflow App also leads on update cadence (every 2 weeks vs every 2 months). SmartSwipe Credit Card Reader's advantage is ratings volume (45 vs 2) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Raterflow App holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: SmartSwipe Credit Card Reader has 45 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

SmartSwipe Credit Card Reader ships an update every 2 months, Raterflow App every 2 weeks. The most recent releases landed on July 18, 2026 and September 8, 2026 respectively.

Scorecard4 real differences · 6 level
SmartSwipe Credit Card Reader versus Raterflow App: the parameters behind the verdict, then further details
ParameterSmartSwipe Credit Card ReaderRaterflow App
PriceFreeFree
Rating4.3 (45 ratings)5.0 (2 ratings) — better
Positive reviews64.5% of reviews—
Number of ratings45 — better2
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size31 MB17 MB
Age rating4+4+
DeveloperJohn KennedyThe Energy Network World Wide

Customer experience

SmartSwipe Credit Card Reader

All ratings45 ratings
Positive82.2%
Neutral2.2%
Negative15.6%
Written reviews62 reviews
Positive64.5%
Neutral3.2%
Negative32.3%

Raterflow App

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SmartSwipe Credit Card Reader

No in-app purchases

None

Raterflow App

No in-app purchases

Questions

Is SmartSwipe Credit Card Reader free?
SmartSwipe Credit Card Reader is free to download, with no in-app purchases.
Is Raterflow App free?
Raterflow App is free to download, with no in-app purchases.
Which has better reviews, SmartSwipe Credit Card Reader or Raterflow App?
Raterflow App is rated higher. SmartSwipe Credit Card Reader averages 4.3 out of 5 from 45 ratings, while Raterflow App averages 5.0 from 2 ratings.
Do SmartSwipe Credit Card Reader or Raterflow App have ads?
Neither SmartSwipe Credit Card Reader nor Raterflow App shows ads.
Which is updated more often, SmartSwipe Credit Card Reader or Raterflow App?
SmartSwipe Credit Card Reader ships an update every 2 months, and Raterflow App every 2 weeks. Most recently, SmartSwipe Credit Card Reader was updated on July 18, 2026 and Raterflow App on September 8, 2026.

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