SmartSwipe Credit Card Reader vs Elara Loyalty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmartSwipe Credit Card Reader
Transform your mobile device into a complete point-of-sale system. Easily manage products, track inventory, accept various payment types, and generate real-time reports. This app is designed for businesses of all types, offering a powerful and free solution.
- Product management with photos and pricing
- Inventory tracking
- Record credit cards, cash, and checks
- Add modifiers for restaurants
- Set discounts on products and orders
- Track tips and taxes
- Real-time reports and sales history
- Email, text, or print receipts
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Free Credit Card Reader & Point of Sale System. Transform your iPhone or iPad into a Point of Sale System (POS) and manage your retail or mobile business from anywhere. Easily manage products and payments anywhere your business takes you. Whether you are a retail business, food truck, hair stylist, pop up business or have a restaurant, SmartSwipe is catered for any and all business types. This free card reader is powerful, and is loaded with many features. Most POS apps charge you monthly or require you to activate a merchant account to use their application, but not us! Use our app for free and we will grow with you. SIMPLE SET UP 1. Download app 2. Create a username and password 3. Start managing your business CALL 866-925-5007 for quick set up FEATURES SmartSwipe has everything you need to manage and grow your business. All features are free and we continue to add new and innovative technology. - Manage products with photos, names, and pricing – Our merchant account solutions make it easy to manage your payments. - Track inventory – With this all in one, credit card reader cum payment management app. - Record credit cards, cash and checks – Never lose track of your payments. An easy, all in one way of tracking your payments. - Add modifiers for restaurants – Payment App that allows you to label the locations. - Set discounts on products and orders – Keep your customers happier. Do more with with less charge on credit card processing fee, but also - Track tips and taxes – A full purpose solution that lets you track the tips that you receive, along with tracking the taxes. A reliable payment solution cum financial app. - Real-time reports and sales history – Quick and swift reporting, a glimpse to sales history, and much more. Now, don’t just accept payments, but manage everything right from your point of sale system app. - Email, text or print receipts – A formidable credit card reader for iPhone. With this credit card reader app, you can email, text or print receipts to anyone. https://www.merchantaccountsolutions.com/?utm_source=app&utm_campaign=APPSTORE-APPLE
Elara Loyalty
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Elara Loyalty is a complete small business rewards system. Keep your customers coming back by keeping track of their spend, and giving rewards your own way. Fully customizable to make sure you can run your program the way you want. This mobile application is the employee-facing countertop interface, allowing your staff to take in phone numbers, adjust customer data, and award points or redeem rewards on behalf of your loyal customer-base.
Screenshots
Verdict
The clearest difference is iOS requirement: SmartSwipe Credit Card Reader at 12.0 against Elara Loyalty's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SmartSwipe Credit Card Reader ships an update every 2 months, Elara Loyalty every 5 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | SmartSwipe Credit Card Reader | Elara Loyalty |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (45 ratings) — better | — |
| Positive reviews | 64.5% of reviews | — |
| Number of ratings | 45 — better | — |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 31 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | John Kennedy | Robert Kaltenbach |
Bugs and requests
SmartSwipe Credit Card Reader
Reported bugs
5 issues- App crashes
- Card reader not reading cards
- Email verification not sent
- Login screen freezes
- Demo not working initially
Requested features
4 requests- Support for Canadian businesses
- Clearer contract terms
- Improved customer service responsiveness
- More transparent fee structure
Elara Loyalty
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SmartSwipe Credit Card Reader
No in-app purchases
Elara Loyalty
No in-app purchases
Questions
Is SmartSwipe Credit Card Reader free?
Is Elara Loyalty free?
Do SmartSwipe Credit Card Reader or Elara Loyalty have ads?
Which is updated more often, SmartSwipe Credit Card Reader or Elara Loyalty?
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