SecureAuth Authenticate vs Positive MPL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecureAuth Authenticate
This app verifies your identity to securely access personal and work applications. It supports multi-factor authentication by generating one-time passcodes for two-factor authentication flows. It offers features like push notifications and offline code generation.
- Multi-factor authentication (MFA)
- Generates one-time passcodes (OTP)
- Supports multiple accounts
- Quick QR code setup
- Works offline
- Push notification approvals
- PIN protection for OTP
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SecureAuth Authenticate is a modern mobile app that verifies your identity so you can securely access your apps. SecureAuth Authenticate supports multi-factor authentication (MFA) for personal, work, or school apps and accounts. The authenticator generates 6-digit one-time passcodes/tokens (OTP codes) used commonly in two-factor authentication (2FA) flows. SecureAuth Authenticate for personal use Secure your personal accounts from account takeover with 2-step verification. SecureAuth Authenticate lets you protect your personal Gmail, Outlook, LinkedIn, Dropbox, and thousands of other cloud apps. Personal features: • Supports multiple accounts • Quick QR code set up • Works offline without Wi-Fi or data connection SecureAuth Authenticate for business use SecureAuth Authenticate provides additional strong authentication benefits when paired with SecureAuth IDaaS in corporate deployments. The app is designed to work with adaptive and passwordless authentication for cloud/SaaS and on-prem app single sign-on (SSO) scenarios. Business-critical features: • Push notifications – Prompt to approve/deny a login that requires MFA • Symbol-to-accept – High-security prompt requiring user to match a specific symbol • Unlock detection – Security protection when phone lock protection is disabled • Anti-cloning – Security protection when phone OS is cloned to another phone • PIN protection – Prompt to enter PIN to display OTP code • Offline mode – Generates OTP code for MFA-protected Windows or MacOS login • QR code or activation link enrollment – Convenient methods to configure the app Getting started Follow 2FA or MFA setup steps in the app you want to protect. Once you scan the QR code or enter a setup code, your account will be set up for 2FA. Visit https://www.secureauth.com/secureauth-authenticate to get started.
Positive MPL
Manage your insurance policy with ease. Make payments via credit card or ACH, set up autopay, and access self-service features like insurance certificates and address changes. This app offers convenient policy management for policyholders.
- Make premium payments
- Credit/debit card and ACH payments
- Set up autopay
- Access insurance certificates
- Update address
- View policy details
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The Positive MPL app provides policyholders with the capability to conveniently make premium payments using a credit/debit card or bank ACH from anywhere, anytime. Policyholders can make one-time payments or set up autopay for automatic future payments. We now offer self-service features, such as certificates of insurance, address change, view policy and more. The Positive MPL app continues to enhance its offerings over time.
Screenshots
Verdict
The clearest difference is rating: Positive MPL at 3.7 against SecureAuth Authenticate's 2.4. Positive MPL also leads on update cadence (every 2 weeks vs monthly). SecureAuth Authenticate's advantage is ratings volume (18 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Positive MPL holds the better App Store score, 3.7 against 2.4. That said, the two scores are not equally well evidenced: SecureAuth Authenticate has 18 ratings behind it against 3, so its average is the more settled of the two.
SecureAuth Authenticate ships an update monthly, Positive MPL every 2 weeks. The most recent releases landed on October 12, 2026 and October 4, 2026 respectively.
| Parameter | SecureAuth Authenticate | Positive MPL |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (18 ratings) | 3.7 (3 ratings) — better |
| Positive reviews | 26.8% of reviews | — |
| Number of ratings | 18 — better | 3 |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 29 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | SecureAuth Corporation | Positive Physicians Holdings, Inc |
Customer experience
SecureAuth Authenticate
Positive MPL
Bugs and requests
SecureAuth Authenticate
Reported bugs
58 issues- App stopped working after a month or two
- Crashing during enrollment on iOS26/iPhone17
- App crashes during registration on iPhone 17 iOS 26
- Login number request not working for about a year
- Not getting push notifications verification codes on iPhone
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- App does not allow scanning QR code from album
- Passcodes are now one giant number, difficult to read
- Font has changed and is difficult to read
- Watch app numbers do not update
- Notification comes up on watch, but says no account associated
- Device Name not showing correctly
- Crashes all the time
- Doesn't support split view
- Controls are awkward
- Doesn't support magic keyboard
- UI is sometimes partially off the screen
- Watch doesn't sync with phone app
- Onboarding requires holding finger on text field
- Apple Watch sign-on approval system broken
- New version (25.0.18) caused IT distress
- Secure Auth gets completely wiped out after update
- All codes reset after update
- New version crashes with iOS 18
- Save keys wiped away after update
- Latest update removing existing enrollments
- All 2FAs and settings gone after update
- Dashboard cannot be loaded correctly
- App is force quitting
- App won't open, always crashed on open
- App crashes before it can even open
- App force quits on opening
- App opens and exits right out again on iPhone 15 Plus
- App tries to open, gives blank screen, then back to icon on iPhone 15 Pro Max
- App won't even open anymore
- Push notifications no longer working
- Watch app won't sync most of the time
- Asking for username and password again and again
- Takes many tries to setup and sometimes freezes
- No longer getting notifications
- Cannot use to scan QR code, won't detect camera
- Frequently the Apple Watch portion doesn’t provide the ability to authorize a login
- Watch app fails to sync after updating watch OS
- Watch app not working, 'approve' does nothing
- Removed lock screen approval
- No way to set a password on the app itself
- Watch complications do not work with newer watch faces
- No push notifications and every time we need to enter passcode
- Watch app is broken, says to open phone app to sync but nothing happens
- Apple Watch app is slow and the number that loads is unreliable
- Watch app unreliable, sometimes blank
- App told me I need to use a passcode, but I have one enabled
- Keeps on prompting for reconnection, asks for username and password again
- Newest version is a huge step back, lost countdown, copy and paste
- White screen, no one-time password
- Update is a blank white screen with two buttons that do not work
- Update completely does not work, all buttons non-functional
- New version needs a PIN and wipes out existing setups
- App won't open. If it does open it crashes.
Requested features
8 requests- Add watchOS support
- Dark mode option
- Support for landscape and portrait mode
- Option to change font
- Ability to scan QR code from album
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- Instant code display for single token
- More descriptive app name on Home Screen
- Touch ID or Face ID integration
Positive MPL
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SecureAuth Authenticate
No in-app purchases
Positive MPL
No in-app purchases
