Comparison

P1FCU Digital Banking vs MountainWest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

P1FCU Digital Banking

Manage your finances conveniently from your mobile device. Check balances, view transactions, transfer funds, and deposit checks remotely. Securely control your cards with alerts and spending limits, and communicate with support through messaging.

Highlights
  • 24/7 account balance checks
  • View transaction history
  • Fund transfers
  • Mobile check deposit
  • Card management (lock/unlock, limits, alerts)
  • Secure messaging
Features
Read full description

Access Your Account - Anytime, Anywhere With our digital banking app, managing your money is easier than ever. Whether you're at home or on the go, you can: Check balances 24/7 so you're always in the know View pending and past transactions at a glance Transfer funds - approve or cancel with just a few taps Deposit checks using your phone's camera; no branch visit is needed Take control of your cards and turn them off if lost, set spending limits, and get real-time alerts Send and receive secure messages for quick help Find branch hours and locations instantly It's fast. It's secure. And it's free for all our members.

About

MountainWest

Manage your finances with this personal financial advocate. Organize transactions, set alerts, make payments, transfer funds, and deposit checks. Secure your account with a passcode or biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • Manage debit cards
  • View and save statements
Features
Read full description

MountainWest is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances: Here’s what you can do with MountainWest: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

P1FCU Digital Banking4 screens
MountainWest4 screens

Verdict

The call

The clearest difference is rating: MountainWest at 4.8 against P1FCU Digital Banking's 2.8. MountainWest also leads on review sentiment (66% vs 35%) and ratings volume (3.7K vs 37). P1FCU Digital Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MountainWest holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: MountainWest has 3.7K ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 35% of P1FCU Digital Banking's written reviews are positive against 66% of MountainWest's.

UpkeepUpdate frequency

P1FCU Digital Banking ships an update every 2 months, MountainWest monthly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
P1FCU Digital Banking versus MountainWest: the parameters behind the verdict, then further details
ParameterP1FCU Digital BankingMountainWest
PriceFreeFree
Rating2.8 (37 ratings)4.8 (3.7K ratings) — better
Positive reviews34.8% of reviews66.1% of reviews — better
Number of ratings373.7K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size129 MB199 MB
Age rating4+4+
DeveloperPotlatch No.1 Financial Credit UnionGlacier Bank

Customer experience

P1FCU Digital Banking

All ratings37 ratings
Positive37.8%
Neutral5.4%
Negative56.8%
Written reviews66 reviews
Positive34.8%
Neutral13.6%
Negative51.5%

MountainWest

All ratings3,655 ratings
Positive95.5%
Neutral1.5%
Negative3.0%
Written reviews59 reviews
Positive66.1%
Neutral8.5%
Negative25.4%

User reviews

P1FCU Digital Banking

From 37 App Store ratings

What we love

  • 👍 User-friendly interface
  • ✅ Basic banking tasks handled
  • 💡 Budget tracking available
  • 💳 Touch ID login support
  • 💻 Consistent website/app experience

Room to improve

  • 🐛 Frequent app crashes
  • 🐌 Slow loading times
  • ❌ Login issues and errors
  • 📉 Loss of essential features
  • 📱 Incompatibility with some devices (iPads, M1 Pro)

MountainWest

From 3.7K App Store ratings

What we love

  • 👍 Ease of use
  • 👍 Convenient
  • 👍 Intuitive and user-friendly interface
  • 👍 Sleek and modern design
  • 🚀 Fast and efficient

Room to improve

  • 🐛 Slow app loading times
  • 🐛 Spinning wheel of death
  • 🐛 Inconsistencies in the new system
  • 🔋 Too many notifications

Bugs and requests

P1FCU Digital Banking

Reported bugs

27 issues
  • App crashes upon opening
  • App won't load or authenticate
  • Login credentials no longer working
  • System not compatible with some iPads
  • Lost function to assign categories/split purchases
Show 22 more
  • App won't load after login attempt
  • Cannot access online banking after update
  • App is laggy and buffers
  • App glitches, not showing accounts
  • App won't load after password entry
  • Zero options to make a loan payment through the app
  • Auto loan payment account login not recognized
  • New update crashes upon opening
  • App crashes constantly, needs iOS update
  • App keeps crashing when opening
  • App closes immediately upon opening
  • App crashes on startup after update
  • App crashes every time it's opened
  • App crashes after iOS update
  • Mobile deposit option not showing on iPhone
  • Makes user verify account every time
  • Multiple users on an account issue
  • App takes a long time to sign in and upload
  • Disorganized interface, difficult to find info
  • Not compatible with iPad
  • Startup issues, lags and won't work
  • Takes forever to load, very glitchy

Requested features

12 requests
  • Add message/memo to payees on bill pay
  • Update app for M1 Pro support
  • Mobile deposit option on iPhone
  • Allow reordering of account lists
  • Restore category reassignment and icons
Show 7 more
  • Improve transaction history loading
  • More real-time updates/notifications
  • Streamline features for smoother experience
  • Update interface to be more modern
  • Allow multiple users to create logins easily
  • Add dark mode option
  • Advanced analytics dashboard

MountainWest

Reported bugs

3 issues
  • Slow app loading times
  • Spinning wheel of death
  • Inconsistencies in the new system

Requested features

2 requests
  • Dark mode option
  • Ability to see true available balance at a glance

In-app purchases

None

P1FCU Digital Banking

No in-app purchases

None

MountainWest

No in-app purchases

Questions

Is P1FCU Digital Banking free?
P1FCU Digital Banking is free to download, with no in-app purchases.
Is MountainWest free?
MountainWest is free to download, with no in-app purchases.
Which has better reviews, P1FCU Digital Banking or MountainWest?
MountainWest is rated higher. P1FCU Digital Banking averages 2.8 out of 5 from 37 ratings, while MountainWest averages 4.8 from 3.7K ratings.
Do P1FCU Digital Banking or MountainWest have ads?
Neither P1FCU Digital Banking nor MountainWest shows ads.
Which is updated more often, P1FCU Digital Banking or MountainWest?
P1FCU Digital Banking ships an update every 2 months, and MountainWest monthly. Most recently, P1FCU Digital Banking was updated on November 1, 2026 and MountainWest on November 4, 2026.

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