Comparison

CrontoSign Swiss vs Cembra App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CrontoSign Swiss

Securely authenticate e-banking access and transactions by photographing a colored mosaic displayed on your computer. This app decodes the mosaic and generates an authorization code for verification, working offline and with multiple banks.

Highlights
  • E-banking access authentication
  • Transaction authentication
  • Colored mosaic decoding
  • Offline functionality
  • Multi-bank support
  • Personalized security key
Features
Read full description

CrontoSign Swiss is an App for e-banking access and transaction authentication. How it works: The login and transaction data that you enter in your e-banking are encoded in a colored mosaic. The mosaic is displayed in your e-banking and then photographed using the camera in your smartphone. The data contained in the mosaic and the associated authorization code will be decoded by this app on your phone and displayed for verification. Because your app is activated with a personal key, the mosaic on the screen can be decrypted only by your smartphone. Your smartphone does not require any Internet or mobile network connection. If needed, CrontoSign Swiss can be installed on multiple smartphones and can also be used with all banks that support CrontoSign Swiss. Legal Notice: We point out that, by downloading, installing and using this application a third party (such as Apple) may infer an existing, former or future client relationship between you and your bank. By downloading this app, you expressly agree that the information you provide to Apple is collected, transferred, processed and can be made available in accordance with their terms. The terms and conditions of Apple, to which you agree, are to be distinguished from the legal notice of your bank.

About

Cembra App

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

Highlights
  • Real-time purchase tracking
  • Card PIN retrieval
  • Credit card suspension
  • Add card to Apple Wallet
  • Track credit card payments
  • Access monthly statements
  • Secure Touch ID/Face ID login
Features
Read full description

"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.

Screenshots

CrontoSign Swiss4 screens
Cembra App4 screens

Verdict

The call

The clearest difference is rating: Cembra App at 4.5 against CrontoSign Swiss's 3.0. Cembra App also leads on review sentiment (42% vs 0%) and update cadence (every 3 weeks vs every 5 months). CrontoSign Swiss's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cembra App holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Cembra App has 68 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of CrontoSign Swiss's written reviews are positive against 42% of Cembra App's.

UpkeepUpdate frequency

CrontoSign Swiss ships an update every 5 months, Cembra App every 3 weeks. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 5 level
CrontoSign Swiss versus Cembra App: the parameters behind the verdict, then further details
ParameterCrontoSign SwissCembra App
PriceFreeFree
Rating3.0 (1 ratings)4.5 (68 ratings) — better
Positive reviews0.0% of reviews41.7% of reviews — better
Number of ratings168 — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size69 MB322 MB
Age rating4+4+
DeveloperOneSpan Solutions UK LimitedCembra Money Bank AG

Customer experience

CrontoSign Swiss

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Cembra App

All ratings68 ratings
Positive89.7%
Neutral1.5%
Negative8.8%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

In-app purchases

None

CrontoSign Swiss

No in-app purchases

None

Cembra App

No in-app purchases

Questions

Is CrontoSign Swiss free?
CrontoSign Swiss is free to download, with no in-app purchases.
Is Cembra App free?
Cembra App is free to download, with no in-app purchases.
Which has better reviews, CrontoSign Swiss or Cembra App?
Cembra App is rated higher. CrontoSign Swiss averages 3.0 out of 5 from 1 ratings, while Cembra App averages 4.5 from 68 ratings.
Do CrontoSign Swiss or Cembra App have ads?
Neither CrontoSign Swiss nor Cembra App shows ads.
Which is updated more often, CrontoSign Swiss or Cembra App?
CrontoSign Swiss ships an update every 5 months, and Cembra App every 3 weeks. Most recently, CrontoSign Swiss was updated on October 9, 2026 and Cembra App on October 15, 2026.

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