Comparison

Swiper1 vs Zulio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swiper1

Process payments securely anywhere using your mobile device. Manage a product catalog, offer recurring payments, and integrate with Salesforce for real-time data synchronization. Send instant receipts via email, SMS, or print.

Highlights
  • Accept payments anywhere
  • Encrypted PCI compliant processing
  • Product catalog with options
  • Salesforce integration
  • Real-time receipts
  • QR-Scan-Pay functionality
Features
Read full description

All-In-One payment processing with event registration and product catalog. Swiper1 is part of the Click & Pledge suite of products that let you accept payment online and in person, using your mobile phone. The Swiper1 connects via Bluetooth and processes credit cards securely in a few simple steps. The optional Salesforce integration provides identification of contact information. All data is recorded and posted to your Click & Pledge portal and Salesforce in real-time. Accept payments securely ANYWHERE Use your mobile phone to accept payments at Events, auctions, benefits, races, gatherings and more with your Click & Pledge account. Read more: https://ClickandPledge.com/Swiper1 SECURE PAYMENT Encrypted card reader and fraud protection FAST MONEY TRANSFER Funds transfer to your own account within 48 hours FEATURES: - Accept payments anywhere using your mobile phone - Encrypted PCI compliant - Accept all major credit/debit cards: Visa, MasterCard, Discover, American Express fully integrated with Salesforce - Free mobile virtual terminal - Product catalog & listings - Unlimited products with options, e.g. color, size, etc. - Optional additional payment, e.g. tip - Optional Recurring payment as installment or subscription. - Real-time receipts directly from the app – email, SMS or print, compatible with Woosim portable Bluetooth printers - QR-Scan-Pay with pre-authorization & future processing. - Optional tax and tax-deductible settings - Optional Custom Questions, e.g. Employer, Occupation, etc. - Optional Terms & Conditions addition to the form and receipt - Optional signature required for purchases over a certain amount - Integrated with Salesforce Events for Check-In / Check-Out - Salesforce event auto-attendant check-in and registration box office (kiosk mode) - Backup & Restore for cross device synchronization - No additional fees for manual entry - Click & Pledge merchant account pricing applies. www.clickandpledge.com/pricing Purchase the optional Swiper1 hardware at Amazon: http://cnp.ooo/Swiper1-Amazon Support: http://cnp.ooo/Swiper1-Support To sign up for a Click & Pledge account, please visit https://clickandpledge.com/sign-up

About

Zulio

Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.

Highlights
  • Accept card payments
  • No processing fees
  • Auto-calculate fees
  • Offer cash discounts
  • Send invoices
  • Clean reporting
  • Personal customer support
Features
Read full description

Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.

Screenshots

Swiper14 screens
Zulio4 screens

Verdict

The call

The clearest difference is review sentiment: Swiper1 at 100% against Zulio's 50%. Zulio's advantage is rating (3.8 vs 2.6) and update cadence (every 3 weeks vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zulio holds the better App Store score, 3.8 against 2.6. Both are backed by a comparable volume of ratings — 7 and 11 respectively. Written reviews complicate that: 100% of Swiper1's written reviews are positive against 50% of Zulio's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Swiper1 ships an update every 6 weeks, Zulio every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Swiper1 versus Zulio: the parameters behind the verdict, then further details
ParameterSwiper1Zulio
PriceFreeFree
Rating2.6 (7 ratings)3.8 (11 ratings) — better
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings711 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.4 — better
Further details — not scored
Size92 MB62 MB
Age rating4+4+
DeveloperClick & PledgeProvident Payments Central LLC

Customer experience

Swiper1

All ratings6 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Zulio

All ratings10 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Swiper1

No in-app purchases

None

Zulio

No in-app purchases

Questions

Is Swiper1 free?
Swiper1 is free to download, with no in-app purchases.
Is Zulio free?
Zulio is free to download, with no in-app purchases.
Which has better reviews, Swiper1 or Zulio?
Zulio is rated higher. Swiper1 averages 2.6 out of 5 from 7 ratings, while Zulio averages 3.8 from 11 ratings.
Do Swiper1 or Zulio have ads?
Neither Swiper1 nor Zulio shows ads.
Which is updated more often, Swiper1 or Zulio?
Swiper1 ships an update every 6 weeks, and Zulio every 3 weeks. Most recently, Swiper1 was updated on October 23, 2026 and Zulio on October 24, 2026.

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