Comparison

Meu Dinheiro vs LAPI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meu Dinheiro

Manage personal, family, or small business finances with this comprehensive online tool. Track budgets, bills, investments, and generate detailed reports. Offers a free version with essential features and a paid version for advanced investment management.

Highlights
  • Budget and expense tracking
  • Bill management (payable/receivable)
  • Cash flow monitoring
  • Bank account and credit card management
  • Investment portfolio management
  • Tax calculation and DARF generation
  • Email reminders
Features
Read full description

O Meu Dinheiro é um gerenciador financeiro e de investimentos online, ágil e completo, com todos os recursos para um eficiente controle financeiro pessoal, familiar ou de uma pequena empresa. Possui a melhor relação custo x benefício do mercado e também versão totalmente grátis. Controle de orçamento, contas a pagar, contas a receber, fluxo de caixa, contas bancárias, cartões de crédito, metas, centros de custos e lucros, projetos, favorecidos e pagadores, categorias e sub-categorias, Lembretes por email, relatórios e gráficos claros e detalhados. No módulo de investimentos é possível gerenciar a rentabilidade de uma carteira diversificada, com os principais ativos do mercado, como ações, opções, tesouro direto, fundos e títulos bancários (CDB/RDB/LCA/LCI) , fundos Bovespa, moedas, poupança, previdência privada, título de capitalização, imóveis e diversos outros tipos de investimentos. Na aplicação web é possível realizar importação das operações através de notas de corretagem ou planilhas e registrar operações Daytrade de forma bastante fácil e intuitiva. Permite também a apuração do Imposto de Renda a pagar em operações (normais e Daytrade) com ações, opções e fundos Bovespa e emitir o DARF para seu pagamento.

About

LAPI

Manage your money effectively with this comprehensive personal finance assistant. Track income, expenses, credit cards, and set financial goals. Features include budgeting, cash flow forecasting, and an AI financial coach for personalized tips.

Highlights
  • Transaction management
  • Credit card tracking
  • Financial goal setting
  • Monthly budgeting
  • Cash flow forecasting
  • Family sharing
  • AI financial coach
Features
Read full description

LAPI is your complete personal financial assistant. Manage your finances smartly, organize income and expenses, track credit cards, and achieve your financial goals. MAIN FEATURES TRANSACTION MANAGEMENT - Record income, expenses, and transfers - Organize by custom categories and tags - View in calendar or list - Import OFX/CSV statements CREDIT CARD CONTROL - Track invoices and due dates - Automatic limit control - Easy installment payments - Due date alerts FINANCIAL GOALS - Set savings objectives - Track your progress - Get motivated to reach your goals MONTHLY BUDGET - Create budgets by category - View spending vs. planned - Alerts when exceeding limits CASH FLOW FORECAST - See future projections - Plan ahead - Smart insights about your spending FAMILY SHARING - Share finances with family - Control who can view or edit - Integrated chat between members AI FINANCIAL COACH - Get personalized tips - Smart spending analysis - Suggestions to save money APPLE WATCH - Check your balance on your wrist - Recent transactions - Custom complications SECURITY - Your data is encrypted - Face ID / Touch ID login - Secure cloud sync MULTI-PLATFORM - iPhone and iPad - Web (web.lapiapp.com) - Apple Watch FREE PLAN - Up to 2 bank accounts - Unlimited categories and tags - Up to 1 credit card PRO PLAN - Unlimited accounts - Family sharing - AI financial coach - Advanced forecasts - Priority support Developed by LM Planejamento Financeiro. TERMS AND PRIVACY Terms of Use (EULA): https://ajuda.lapiapp.com/politicas/termos/ Privacy Policy: https://ajuda.lapiapp.com/politicas/privacidade/

Screenshots

Meu Dinheiro4 screens
LAPI4 screens

Verdict

The call

The clearest difference is review sentiment: LAPI at 100% against Meu Dinheiro's 47%. LAPI also leads on update cadence (every 2 days vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Meu Dinheiro sells 2 one-off in-app purchases and LAPI sells 10 in-app purchases, starting at $0.79 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Meu Dinheiro ships an update every 5 weeks, LAPI every 2 days. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
Meu Dinheiro versus LAPI: the parameters behind the verdict, then further details
ParameterMeu DinheiroLAPI
PriceFreeFree
Rating3.3 (3 ratings) — better—
Positive reviews47.4% of reviews100.0% of reviews — better
Number of ratings3 — better—
Update frequencyEvery 5 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.0 — better16.0
Further details — not scored
Size69 MB82 MB
Age rating+4+4
DeveloperEasyme Tecnologia e Inovacao LTDA MEL M TREINAMENTO LTDA

Customer experience

Meu Dinheiro

All ratings3 ratings
Positive33.3%
Neutral33.3%
Negative33.3%
Written reviews57 reviews
Positive47.4%
Neutral24.6%
Negative28.1%

LAPI

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Meu Dinheiro

One-time2
  • Plano Pessoal$29.99
  • Plano Empresarial$59.99
10 purchases

LAPI

Subscriptions10
  • 1 extra bank$0.791 Month
  • 2 extra banks$1.491 Month
  • 3 extra banks$2.291 Month
Show 7 more
  • 5 extra banks$3.791 Month
  • LAPI Pro Monthly1 Month trial$3.991 Month
  • LAPI Pro Multi Monthly1 Month trial$5.991 Month
  • LAPI Pro Business Monthly1 Month trial$7.991 Month
  • LAPI Pro Annual1 Month trial$39.991 Year
  • LAPI Pro Multi Annual1 Month trial$59.991 Year
  • LAPI Pro Business Annual$79.991 Year

Questions

Is Meu Dinheiro free?
Meu Dinheiro is free to download, with in-app purchases available.
Is LAPI free?
LAPI is free to download, with in-app purchases available.
Do Meu Dinheiro or LAPI have ads?
Neither Meu Dinheiro nor LAPI shows ads.
Which is updated more often, Meu Dinheiro or LAPI?
Meu Dinheiro ships an update every 5 weeks, and LAPI every 2 days. Most recently, Meu Dinheiro was updated on October 13, 2026 and LAPI on October 5, 2026.

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