Five Points Bank Mobile vs Exchange Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Five Points Bank Mobile
Manage your bank accounts on the go with this secure mobile banking app. View balances, transfer funds, pay bills, deposit checks, and send money to friends and family. Locate nearby ATMs easily.
- View account balances and activity
- Transfer funds between accounts
- Schedule and pay bills
- Deposit checks remotely
- Send and receive money via Popmoney
- Find nearby ATMs
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Five Points Bank Mobile® is a fast, secure, and free* service for Five Points Bank. It is optimized for iOS Devices and available 24/7 using your existing Five Points Bank Online® Username and Password. Your security is our priority — Mobile data transmissions are safeguarded by 128-bit SSL (Secure Socket Layer) to prevent unauthorized access. Our Online Security Guarantee provides added protection against unauthorized access to your accounts. We will never transmit your account number, and we will not store your username or password on your phone. ACCOUNT ACTIVITY • View your account balances and activity. • Available balance and pending deposits — learn more about how your available balance is calculated and what’s still pending. Note, some transaction activities may not be immediately recorded to your account and may not yet be reflected in the available balance. • Search and Sort — Find the transaction you're looking for in just a few keystrokes . • Detailed transactions list — View the date, location, amount, and more for transactions on one page, just like you see in Online Banking. TRANSFERS • Make transfers between accounts. BILL PAY • Schedule payments and pay bills right from your mobile device. • If you're already a Bill Pay customer, your payees are automatically available for use in Mobile Bill Pay. SEND AND RECEIVE MONEY • Popmoney - Send money, using a mobile number or email address, to friends and family with eligible accounts at participating financial institutions. MOBILE DEPOSIT • Deposit checks with your mobile device. ATM LOCATOR • Let us help you find a nearby Five Points Bank ATM. Locate an ATM using your current location or enter the zip code or address of the area you wish to search. DEPOSIT PRODUCTS OFFERED BY FIVE POINTS BANK N.A. MEMBER FDIC.
Exchange Bank
Manage your bank accounts conveniently from your smartphone. Access your funds, check balances, and perform transactions anytime, anywhere. This app simplifies on-the-go banking.
- Mobile account access
- On-the-go banking
- Smartphone banking
- Account convenience
- Transaction management
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With the Exchange Bank Mobile Banking App, accessing your account on the go has never been easier. Exchange Bank’s Mobile Banking Product allows you access to your accounts at your convenience from your smartphone. Do more on the go with Exchange Bank Mobile Banking.
Screenshots
Verdict
Five Points Bank Mobile and Exchange Bank both sit at 4.8 stars, but that hides the real split: 100% of Exchange Bank's written reviews are positive against 53% of Five Points Bank Mobile's. Five Points Bank Mobile's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Five Points Bank Mobile against 4.8 for Exchange Bank. Both are backed by a comparable volume of ratings — 2K and 442 respectively. Written reviews are what separate them: 53% of Five Points Bank Mobile's written reviews are positive against 100% of Exchange Bank's.
Five Points Bank Mobile ships an update every 3 months, Exchange Bank every 4 months. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.
| Parameter | Five Points Bank Mobile | Exchange Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2K ratings) | 4.8 (442 ratings) — better |
| Positive reviews | 53.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 2K — better | 442 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 101 MB | 103 MB |
| Age rating | 4+ | 4+ |
| Developer | Five Points Bank | Exchange Bank - US |
Customer experience
Five Points Bank Mobile
Exchange Bank
Bugs and requests
Five Points Bank Mobile
Reported bugs
3 issues- Blank white screen when opening the app
- Face ID/Touch ID not working
- Randomly going offline
Requested features
3 requests- Add Zelle functionality to the app
- Allow pasting of passwords for better security
- Make app compatible with all devices, not just phones
Exchange Bank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Five Points Bank Mobile
No in-app purchases
Exchange Bank
No in-app purchases
Questions
Is Five Points Bank Mobile free?
Is Exchange Bank free?
Which has better reviews, Five Points Bank Mobile or Exchange Bank?
Do Five Points Bank Mobile or Exchange Bank have ads?
Which is updated more often, Five Points Bank Mobile or Exchange Bank?
Other comparisons
