Expense & Budget App vs Splitip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense & Budget App
This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.
- Connect bank and crypto wallets
- Automatic expense categorization
- Budget creation and tracking
- AI receipt scanner
- Shared finances management
- Multiple currency support
- Personalized financial insights
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Save money effortlessly! Spendee is a FREE budgeting app already loved by almost 3.000.000 people around the world that track their spendings and optimize their budgets. Seeing all your financial habits enables you to stick to your goals and be organized in what's important. Take responsibility and know exactly where your money goes. With Spendee, you can be your own money manager. It's that easy! MAKE YOUR MONEY SHINE • See All of Your Money in One Place Connect Spendee with your online banking, E-Wallet (e.g. PayPal) or crypto-wallet (e.g. Coinbase) and see your wealth in one place. • Organize & Analyze Your Expenses We'll help you see your finances in the big picture! Imagine your data being automatically categorized, displayed in simple infographics, stylish graphs and clever insights that help you on your way to your dream savings and proper financial health! • Optimize Your Spendings Save money for categories you spend the most on by creating budgets and sticking to them! We'll notify you on your progress to make sure you are in green numbers and maintaining positive cash flow. • Learn Through Personal Insights Embrace financial awareness. Let us become your best financial friend which proactively helps you to manage your personal finances and build a sustainable emergency fund. We're ready to give you tips & tricks to help you with your daily decision making. MORE KEY FEATURES • Budgets - to help you stick to your financial goals • Wallets - organize your cash, bank accounts or different financial occasions • AI Receipt Scanner (NEW) – scan your receipt and create a transaction in seconds (price, category, description, photo, and other details filled automatically) • Shared Finances - to efficiently manage money with partners or flatmates • Multiple Currencies - to handle vacation finances with ease • Labels - to mark and analyse transactions in more depth • Dark Mode - to enjoy in eye friendly environment • Web Version - to see your finances on a bigger screen • Secure Data Sync - to keep your details private, confidential and safe AWARD WINNING DESIGN Starting with Spendee is easy thanks to its intuitive design. And the more you use it, the more valuable it gets, rewarding you with attractive charts that show you where your money is going, how you're doing compared to previous periods & much more. We believe in beautiful design - and thanks to that, we'll guide you to better financial decisions with ease. Download Spendee now! Sync your bank account to be your own money manager & get ahead of your finances. It's easy, effective and enables you to save and plan for the future. Follow us on our social media @spendeeapp or email us at hello@spendee.com Terms of Use: https://www.spendee.com/terms-of-use Privacy Policy: https://www.spendee.com/privacy-policy Help centre: https://help.spendee.com
Splitip
Effortlessly split bills and calculate individual expenses with proportional tax and tip distribution. Scan receipts using OCR to automatically extract line items, assign them to individuals, and generate shareable summaries. Offers host and self-service modes for flexible group bill management.
- Receipt scanning with OCR
- Proportional tax & tip distribution
- Host and Self-Service splitting modes
- Bill history with search and filter
- Export bills to CSV
- Integrated payment links
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Splitip - Scan Receipts & Split Bills Fairly Stop overpaying when splitting restaurant bills. Splitip calculates exactly what you owe based on what you ordered—with tax and tip distributed proportionally, not equally. Now with receipt scanning so you don't have to type a thing. SCAN YOUR RECEIPTS Point your camera at any receipt and Splitip reads it instantly. OCR technology extracts every line item automatically—just review, assign items to people, and split. No more squinting at receipts or manually entering prices. TWO FLEXIBLE MODES Host Mode - Take charge of the bill Enter what everyone ordered or scan the receipt and assign items. Splitip instantly calculates each person's share including their proportional tax and tip. Generate a shareable summary showing exactly what everyone owes. Perfect for group dinners where one person is handling the bill. Self-Service Mode - Let everyone calculate their own Generate a shareable link where each person enters what they ordered. They instantly see their total including their fair share of tax and tip. No app download required for your friends—they just open the link. SMART CALCULATIONS The math is transparent: if you ordered 30% of the food, you pay 30% of the tax and tip. Simple, fair, and accurate. Each person pays proportionally based on their actual orders, not arbitrary equal splits. COMPREHENSIVE BILL HISTORY Never lose track of expenses: • Automatic bill history with timestamps • Search by restaurant name or date • Sort by newest/oldest, amount high-low, or name A-Z • Filter by favorites or view all bills • Tap any bill to see the full breakdown • Edit bill names anytime • Export everything to CSV for expense reports SEAMLESS PAYMENTS Set your preferred payment methods (Venmo, Zelle, PayPal) and contact info in settings. Your payment details are automatically included in every bill summary, making it easy for friends to pay you instantly. KEY FEATURES • Receipt scanning with OCR • Proportional tax & tip distribution • Host and Self-Service splitting modes • Save and organize unlimited bills • Search, sort, and filter bill history • Mark bills as favorites for quick access • Export all bills to CSV • Integrated payment links (Venmo, Zelle, PayPal) • Edit bill names and details • Share bills via link or native share • Expandable person cards showing item-by-item breakdown • Real-time calculation as you add items • Dark mode and light mode support • Clean, intuitive interface PRIVACY-FIRST DESIGN Your data stays on your device. Period. • No account required • No data collection or tracking • No backend servers storing your information • All calculations happen locally on your phone • Receipt photos are processed on-device and never uploaded • No ads, no analytics, 100% private PERFECT FOR • Restaurant dinners with friends • Team lunches and work outings • Group trips and shared expenses • Roommate meal splitting • Expense tracking and reimbursements • Any situation where fair splitting matters HOW IT WORKS 1. Choose Host or Self-Service mode 2. Scan your receipt or enter items manually 3. Assign items to each person 4. View the detailed breakdown showing each person's share 5. Share payment info and settle up 6. Bill automatically saved to history FREE FOREVER No subscriptions, no premium tiers, no hidden fees. Splitip is completely free because fair bill splitting should be accessible to everyone.
Screenshots
Verdict
The clearest difference is review sentiment: Splitip at 100% against Expense & Budget App's 53%. Splitip also leads on in-app purchases (none vs 10) and rating (5.0 vs 4.6). Expense & Budget App's advantage is update cadence (weekly vs every 2 months) and ratings volume (6.3K vs 6). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense & Budget App sells 10 in-app purchases, starting at $3.99 per month. Splitip asks for nothing beyond the download.
Splitip holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Expense & Budget App has 6.3K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 53% of Expense & Budget App's written reviews are positive against 100% of Splitip's.
Expense & Budget App ships an update weekly, Splitip every 2 months. The most recent releases landed on November 12, 2026 and November 5, 2026 respectively.
| Parameter | Expense & Budget App | Splitip |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (6.3K ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 52.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 6.3K — better | 6 |
| Update frequency | Weekly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #119 — better | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 112 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Cleevio s.r.o. | Sumin Jo |
Customer experience
Expense & Budget App
Splitip
Bugs and requests
Expense & Budget App
Reported bugs
5 issues- Transactions disappearing or duplicating
- Incorrect account balances and data corruption
- Syncing issues with certain banks
- Crashes when navigating app
- Categories not saving properly after updates
Requested features
8 requests- Ability to transfer money between wallets
- Calendar view for scheduled payments
- Savings goal tracking
- Improved recurring transaction management
- Subcategories for better expense organization
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- Offline mode for manual entry
- iPad-specific app design
- Siri/Shortcuts integration
Splitip
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense & Budget App
- Spendee Plus account7 Days trial$3.991 Month
- Spendee Premium – Monthly$5.991 Month
- Spendee Premium – Monthly7 Days trial$5.991 Month
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- Spendee Premium - Quarterly7 Days trial$6.993 Months
- Spendee Premium account$11.491 Year
- Spendee Premium account$21.991 Year
- Spendee Plus account7 Days trial$27.991 Year
- Spendee Premium account$28.991 Year
- Spendee Premium account7 Days trial$35.991 Year
- Spendee Lifetime Premium$44.99
Splitip
No in-app purchases









