Comparison

FMBERLIN vs FSB Waupaca Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FMBERLIN

Manage your finances on the go with this mobile banking application. Access account balances and history, transfer funds, and pay bills conveniently from your iPhone or iPad. Locate nearby branches and ATMs with ease.

Highlights
  • View account balances
  • Check transaction history
  • Make fund transfers
  • Pay bills
  • Find nearby locations
Features
Read full description

Farmers & Merchants (FMBERLIN) new mobile banking app for iPhone, iPad, and iPod gives you the power to access your accounts in the palm of your hand. You can view account balances and history, make transfers, pay bills, and even find a location near you. **Must be enrolled in online banking, then simply log into the app by using your online banking username and password.

About

FSB Waupaca Mobile

Manage your bank accounts conveniently from your mobile device. Check balances, transfer funds, pay bills, and locate branches anytime, anywhere. Access your finances 24/7 with this free banking application.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Pay bills
  • Find banking locations
  • 24/7 account access
Features
Read full description

Farmers State Bank of Waupaca offers a Mobile Banking App for free download. The FSB Waupaca Mobile App allows you to manage your bank accounts. You can check balances, transfer money between accounts, pay bills, and find our banking locations. The FSB Waupaca Mobile App is available 24 hours a day, whenever banking is convenient for you. If you have any questions regarding this app, please call us at 715-258-1410 (carrier rates may apply) or stop in any of our branches in Waupaca, Wild Rose, or Fremont.

Screenshots

FMBERLIN4 screens

Verdict

The call

FMBERLIN and FSB Waupaca Mobile both sit at 4.8 stars, but that hides the real split: 88% of FMBERLIN's written reviews are positive against 0% of FSB Waupaca Mobile's. FMBERLIN also leads on ads (none vs shown) and ratings volume (396 vs 124). FSB Waupaca Mobile's advantage is monetization model (ad-supported vs free with in-app purchases) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FMBERLIN against 4.7 for FSB Waupaca Mobile. Both are backed by a comparable volume of ratings — 396 and 124 respectively. Written reviews are what separate them: 88% of FMBERLIN's written reviews are positive against 0% of FSB Waupaca Mobile's.

UpkeepUpdate frequency

FMBERLIN ships an update every 3 months, FSB Waupaca Mobile every 6 months. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

Scorecard5 real differences · 5 level
FMBERLIN versus FSB Waupaca Mobile: the parameters behind the verdict, then further details
ParameterFMBERLINFSB Waupaca Mobile
PriceFreeFree
Rating4.8 (396 ratings) — better4.7 (124 ratings)
Positive reviews87.5% of reviews — better0.0% of reviews
Number of ratings396 — better124
Update frequencyEvery 3 months — betterEvery 6 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size115 MB104 MB
Age rating4+4+
DeveloperThe Farmers & Merchants Bank (WI)Farmers State Bank of Waupaca

Customer experience

FMBERLIN

All ratings396 ratings
Positive95.2%
Neutral1.3%
Negative3.5%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

FSB Waupaca Mobile

All ratings78 ratings
Positive96.2%
Neutral2.6%
Negative1.3%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

FMBERLIN

No in-app purchases

None

FSB Waupaca Mobile

No in-app purchases

Questions

Is FMBERLIN free?
FMBERLIN is free to download, with no in-app purchases.
Is FSB Waupaca Mobile free?
FSB Waupaca Mobile is free to download, with no in-app purchases.
Which has better reviews, FMBERLIN or FSB Waupaca Mobile?
FMBERLIN is rated higher. FMBERLIN averages 4.8 out of 5 from 396 ratings, while FSB Waupaca Mobile averages 4.7 from 124 ratings.
Do FMBERLIN or FSB Waupaca Mobile have ads?
FSB Waupaca Mobile shows ads; FMBERLIN does not.
Which is updated more often, FMBERLIN or FSB Waupaca Mobile?
FMBERLIN ships an update every 3 months, and FSB Waupaca Mobile every 6 months. Most recently, FMBERLIN was updated on October 15, 2026 and FSB Waupaca Mobile on October 6, 2026.

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