FMBERLIN vs Card Vault
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FMBERLIN
Manage your finances on the go with this mobile banking application. Access account balances and history, transfer funds, and pay bills conveniently from your iPhone or iPad. Locate nearby branches and ATMs with ease.
- View account balances
- Check transaction history
- Make fund transfers
- Pay bills
- Find nearby locations
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Farmers & Merchants (FMBERLIN) new mobile banking app for iPhone, iPad, and iPod gives you the power to access your accounts in the palm of your hand. You can view account balances and history, make transfers, pay bills, and even find a location near you. **Must be enrolled in online banking, then simply log into the app by using your online banking username and password.
Card Vault
Securely store all your bank card details in one place for quick access during online shopping. Avoid manual typing with one-tap autofill, all while keeping your information locally on your device with no cloud storage.
- All-in-one secure card storage
- One-tap card access for autofill
- On-device security with Apple Keychain
- No cloud storage or third-party libraries
- Sleek and simple user interface
- Offline accessibility
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Welcome to CardVault, where the convenience of online shopping meets unmatched security for your card details. Say goodbye to the hassle of searching for your wallet and typing out card numbers. CardVault is here to revolutionize the way you shop. Why CardVault? All-in-One Secure Storage: Keep all your bank cards securely in one place, easily accessible whenever you need them. No More Typing: With CardVault, your card information is just a tap away, ready to autofill during online purchases. On-Device Security: We prioritize your privacy. Your card details are stored locally on your device and locked within the Apple Keychain for top-notch security. No Cloud, No Worries: With no cloud storage and no third-party libraries, your information stays on your device and nowhere else. Sleek and Simple: Our user-friendly interface makes managing your cards not just secure, but a visually pleasing experience. Key Features: Instant Card Access: Retrieve your card details with a single tap, and use them to shop online without the need for physical cards. Swipe to Manage: Easily add, view, or delete cards with intuitive swipe gestures. Secure Back-Up: Confidently back-up your cards, knowing they're protected by the reliability of Apple Keychain. Offline Accessibility: Access your cards anytime, anywhere, with or without internet access. Free Updates: We continually refine our app to enhance your experience, providing regular updates without any additional cost. Your Trust, Our Commitment We are committed to transparency and your privacy. CardVault doesn't use third-party analytics or ad libraries, ensuring your personal data never leaves your device. Join the CardVault family today and experience the ultimate convenience in online shopping!
Screenshots
Verdict
The clearest difference is review sentiment: FMBERLIN at 88% against Card Vault's 0%. FMBERLIN also leads on price (Free vs $0.99) and rating (4.8 vs 1.0). Card Vault's advantage is update cadence (every 3 days vs every 3 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
FMBERLIN is free to download; Card Vault costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
FMBERLIN holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: FMBERLIN has 414 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 88% of FMBERLIN's written reviews are positive against 0% of Card Vault's.
FMBERLIN ships an update every 3 months, Card Vault every 3 days. Both last shipped on October 26, 2026.
| Parameter | FMBERLIN | Card Vault |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.8 (414 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 87.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 414 — better | 1 |
| Update frequency | Every 3 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases — better | Paid |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 115 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | The Farmers & Merchants Bank (WI) | Hugo Prinsloo |
Customer experience
FMBERLIN
Card Vault
In-app purchases
FMBERLIN
No in-app purchases
Card Vault
No in-app purchases
Questions
Is FMBERLIN free?
Is Card Vault free?
Which has better reviews, FMBERLIN or Card Vault?
Do FMBERLIN or Card Vault have ads?
Which is updated more often, FMBERLIN or Card Vault?
Other comparisons
