Comparison

Dash by Western Union vs Note Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dash by Western Union

This mobile wallet facilitates international money transfers, mobile top-ups, and overseas bill payments. It offers competitive exchange rates and low fees for sending money to over 35 countries. Users can also invest and shop globally with a virtual Visa card.

Highlights
  • International money transfers
  • Mobile top-ups and data recharges
  • Overseas utility bill payments
  • Investment options
  • Virtual Visa card for global shopping
  • Scan and pay with QR codes
Features
Read full description

App is only available to Singapore residents who hold a local mobile number. Dash by Western Union – the all-in-one mobile wallet that lets you remit, top up prepaid accounts, pay overseas bills and shop with Visa. Make Dash your trusted money transfer app to send money to family and friends with our competitive foreign exchange rates and low fees. Remitting abroad is fast, easy and safe with Dash; you can skip the queues and transfer money overseas anytime, anywhere. Enjoy attractive promotions and offers when you send money overseas with Dash. Fast, easy and safe money transfers: • Get the latest exchange rates from the Dash app – key in the amount you wish to send to your recipient to obtain the final exchange rate and fees. What you see is what you get! • Exclusive promotion when you make your first money transfer • Track your remittance history at a glance through the Dash app • Questions? Call us at 6438 3274 or drop us a text on WhatsApp (mobile whatsapp link http://help.singtel.com/dashchat) • Our money transfer service is provided by SingCash Pte Ltd, licensed by Monetary Authority of Singapore and part of the Western Union Group Send money overseas • Dash supports remittance to over 35 countries in 12 currencies. These include: Australia (AUD Australian Dollar), Bangladesh (BDT Bangladeshi Taka), China (CNY Chinese Yuan), India (INR Indian Rupee), Indonesia (IDR Indonesian Rupiah), Malaysia (MYR Malaysian Ringgit), Philippines (PHP Philippine Peso), South Korea (KRW South Korea Won), Thailand (THB Thai Baht), Vietnam (VND Vietnam Dong) and the United Kingdom (GBP Pound Sterling), as well as a number of countries in Europe (EUR Euro) • Transfer money to banks worldwide • Remit easily to cash pick-up locations • Send money to e-wallets around the world, including bKash, GCash, DANA, LinkAja, Touch ‘n Go eWallet, WeChat Send international mobile top-up, prepaid load, airtime recharge and data top-ups • Instantly send overseas mobile top-ups and prepaid reload anytime • Buy airtime recharge or data packs for supported operators, available in 9 countries: Bangladesh, China, India, Indonesia, Malaysia, Myanmar, Philippines, Thailand and Vietnam • Top up your hi! SIM Card and get connected Top up on-the-go, 24/7 • Top up easily using a variety of channels – such as PayNow, 7-Eleven shops and selected prepaid retailers Pay your utility bills overseas • Make payments for your television or electricity bills in India, Indonesia, or the Philippines – all at SGD0 transaction fee! Services include Meralco, PLN etc. Grow your wealth • Save at high returns with Dash PET 2 by Etiqa Insurance (comes with free insurance coverage) • Access UOBAM Robo-Invest's unique robo-advisory portfolio Tap or scan & pay to go cashless • Scan and pay instantly when you spot the Dash, FavePay, NETS QR or PayNow logo on SGQR labels at thousands of merchants across Singapore • Enjoy instant FavePay cashback at selected Fave merchant payments • Shop securely in-store or online worldwide with your Dash Visa Virtual Card • Breeze through bus and train rides with convenient contactless payments • Add your Dash Visa Virtual Card to your taxi app for smooth, seamless rides Download the Dash by Western Union app and send money to family and friends in a faster, safer, and easier way. Find out more at dash.com.sg ^Location services may be disabled to improve battery life ^Continued use of GPS running in the background can dramatically decrease battery life.

About

Note Split

Features
Read full description

You paid. Keep track of who still owes you. Note Split helps you record shared expenses, split them equally or by custom amounts, and follow up on pending repayments. No account is needed, and your friends do not need to install Note Split to receive a reminder. NOTE NOW, SPLIT LATER Save dinner, rent, groceries or a cab fare while it is fresh. Choose the people and split the cost when you are ready. SEE WHAT IS STILL PENDING Check the amount each person owes you and mark it received when they pay. Keep the details together instead of searching through old chats. SEND A FRIENDLY REMINDER Prepare a clear message with the pending amount and expense details. Choose when and where to share it through Messages, WhatsApp or the share sheet. CHECK YOUR HOME SCREEN See pending amounts on a widget without opening the app. KEEP YOUR RECORDS YOURS Record expenses offline, keep your data on your device, and export your history as CSV when you need it. No ads or account setup. Built for the person who pays first and wants a simple way to remember the rest. Add your first shared expense today.

Screenshots

Dash by Western Union4 screens
Note Split4 screens

Verdict

The call

The clearest difference is update cadence: Dash by Western Union at every 3 weeks against Note Split's every 4 months. Dash by Western Union also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Dash by Western Union ships an update every 3 weeks, Note Split every 4 months. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
Dash by Western Union versus Note Split: the parameters behind the verdict, then further details
ParameterDash by Western UnionNote Split
PriceFreeFree
Rating4.1 (72 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings72 — better—
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size228 MB2 MB
Age rating4+4+
DeveloperWestern Union Holdings, Inc.MANOGARAN P

In-app purchases

None

Dash by Western Union

No in-app purchases

None

Note Split

No in-app purchases

Questions

Is Dash by Western Union free?
Dash by Western Union is free to download, with no in-app purchases.
Is Note Split free?
Note Split is free to download, with no in-app purchases.
Do Dash by Western Union or Note Split have ads?
Neither Dash by Western Union nor Note Split shows ads.
Which is updated more often, Dash by Western Union or Note Split?
Dash by Western Union ships an update every 3 weeks, and Note Split every 4 months. Most recently, Dash by Western Union was updated on October 15, 2026 and Note Split on October 12, 2026.

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