Comparison

FAIRWINDS Mobile Banking vs City State Bank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FAIRWINDS Mobile Banking

Manage your finances securely and conveniently from your mobile device. Track spending, set savings goals, pay bills, and deposit checks instantly. Enjoy features like card locking and real-time alerts to stay in control of your money anytime, anywhere.

Highlights
  • Check balances and review activity
  • Instant mobile check deposit
  • Lock/unlock debit and credit cards
  • Send/receive money with Zelle®
  • Schedule bill payments
  • Track spending insights
  • Set personalized savings goals
Features
Read full description

With the FAIRWINDS Mobile App, managing your money is simple, secure, and built to help you reach financial freedom faster. From budgeting and saving to paying and protecting, you’re in control — anytime, anywhere. Manage Your Accounts • Check balances, review recent activity, and make transfers with ease • Deposit checks instantly — skip the trip to the branch • Set up Touch ID® or Face ID® for quick and secure access • Lock and unlock your FAIRWINDS Debit or Credit Card instantly • Stay informed with real-time Alerts for transactions, payments, and certificate renewals Pay & Move Money • Send and receive money with friends and family through Zelle® • Schedule and manage payments for your FAIRWINDS accounts and other bills • Transfer money between your FAIRWINDS and external accounts seamlessly Budget & Save Smarter • View your spending insights at a glance to stay on track • Build and manage personalized Savings Goals — all within one savings account • Earn cash back on everyday purchases — choose offers, pay with your FAIRWINDS debit card, and enjoy the rewards Your Money. Your Freedom. Your FAIRWINDS. FAIRWINDS Mobile is free for FAIRWINDS Credit Union members and designed to help you spend smart, save more, and live debt-free.

About

City State Bank Mobile

Manage your finances on the go with this mobile banking application. Check account balances, transfer funds between accounts, and pay bills conveniently from your device. It's designed for existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay new bills
  • Edit scheduled bills
  • Review paid bills
Features
Read full description

Start banking wherever you are with Your CSB mobile app! Available to all The City State Bank online banking customers. Your CSB Mobile for iPhone mobile app allows you to check balances, make transfers and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your iPhone. All features may not be available in the tablet application.

Screenshots

FAIRWINDS Mobile Banking4 screens
City State Bank Mobile4 screens

Verdict

The call

The clearest difference is ads: City State Bank Mobile at none against FAIRWINDS Mobile Banking's shown. City State Bank Mobile also leads on update cadence (monthly vs every 3 months). FAIRWINDS Mobile Banking's advantage is ratings volume (24K vs 12). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FAIRWINDS Mobile Banking against 4.9 for City State Bank Mobile. That said, the two scores are not equally well evidenced: FAIRWINDS Mobile Banking has 24K ratings behind it against 12, so its average is the more settled of the two.

UpkeepUpdate frequency

FAIRWINDS Mobile Banking ships an update every 3 months, City State Bank Mobile monthly. The most recent releases landed on September 20, 2026 and September 2, 2026 respectively.

Scorecard3 real differences · 7 level
FAIRWINDS Mobile Banking versus City State Bank Mobile: the parameters behind the verdict, then further details
ParameterFAIRWINDS Mobile BankingCity State Bank Mobile
PriceFreeFree
Rating4.8 (24K ratings)4.9 (12 ratings) — better
Positive reviews59.4% of reviews
Number of ratings24K — better12
Update frequencyEvery 3 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size158 MB147 MB
Age rating4+4+
DeveloperFAIRWINDS Credit UnionThe City State Bank

Customer experience

FAIRWINDS Mobile Banking

All ratings23,657 ratings
Positive96.8%
Neutral1.3%
Negative1.9%
Written reviews160 reviews
Positive59.4%
Neutral9.4%
Negative31.3%

City State Bank Mobile

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

FAIRWINDS Mobile Banking

Reported bugs

5 issues
  • Mobile deposit not working properly
  • Login issues and account access problems
  • Inconsistent app behavior across devices
  • Delayed transaction clearing and posting
  • Incompatibility with newer OS versions

Requested features

5 requests
  • Real-time credit card transaction updates
  • Improved mobile deposit process
  • Enhanced account management tools
  • 24/7 customer support
  • Seamless integration with other banking apps

City State Bank Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FAIRWINDS Mobile Banking

No in-app purchases

None

City State Bank Mobile

No in-app purchases

Questions

Is FAIRWINDS Mobile Banking free?
FAIRWINDS Mobile Banking is free to download, with no in-app purchases.
Is City State Bank Mobile free?
City State Bank Mobile is free to download, with no in-app purchases.
Which has better reviews, FAIRWINDS Mobile Banking or City State Bank Mobile?
City State Bank Mobile is rated higher. FAIRWINDS Mobile Banking averages 4.8 out of 5 from 24K ratings, while City State Bank Mobile averages 4.9 from 12 ratings.
Do FAIRWINDS Mobile Banking or City State Bank Mobile have ads?
FAIRWINDS Mobile Banking shows ads; City State Bank Mobile does not.
Which is updated more often, FAIRWINDS Mobile Banking or City State Bank Mobile?
FAIRWINDS Mobile Banking ships an update every 3 months, and City State Bank Mobile monthly. Most recently, FAIRWINDS Mobile Banking was updated on September 20, 2026 and City State Bank Mobile on September 2, 2026.

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