Comparison

FAIRWINDS Mobile Banking vs Ramsey Network

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FAIRWINDS Mobile Banking

Manage your finances securely and conveniently from your mobile device. Track spending, set savings goals, pay bills, and deposit checks instantly. Enjoy features like card locking and real-time alerts to stay in control of your money anytime, anywhere.

Highlights
  • Check balances and review activity
  • Instant mobile check deposit
  • Lock/unlock debit and credit cards
  • Send/receive money with Zelle®
  • Schedule bill payments
  • Track spending insights
  • Set personalized savings goals
Features
Read full description

With the FAIRWINDS Mobile App, managing your money is simple, secure, and built to help you reach financial freedom faster. From budgeting and saving to paying and protecting, you’re in control — anytime, anywhere. Manage Your Accounts • Check balances, review recent activity, and make transfers with ease • Deposit checks instantly — skip the trip to the branch • Set up Touch ID® or Face ID® for quick and secure access • Lock and unlock your FAIRWINDS Debit or Credit Card instantly • Stay informed with real-time Alerts for transactions, payments, and certificate renewals Pay & Move Money • Send and receive money with friends and family through Zelle® • Schedule and manage payments for your FAIRWINDS accounts and other bills • Transfer money between your FAIRWINDS and external accounts seamlessly Budget & Save Smarter • View your spending insights at a glance to stay on track • Build and manage personalized Savings Goals — all within one savings account • Earn cash back on everyday purchases — choose offers, pay with your FAIRWINDS debit card, and enjoy the rewards Your Money. Your Freedom. Your FAIRWINDS. FAIRWINDS Mobile is free for FAIRWINDS Credit Union members and designed to help you spend smart, save more, and live debt-free.

About

Ramsey Network

Access a wealth of financial advice and motivational content from Ramsey personalities. Listen to podcasts, audiobooks, and find answers to your money questions with AI-powered search. Stay focused on your financial goals with easy offline listening and topic-based browsing.

Highlights
  • Offline episode downloads
  • Browse content by topic
  • In-app audiobook listening
  • AI-powered question search
  • Access to multiple Ramsey shows
Features
Read full description

The Ramsey Network app is the best place for focused Ramsey content that will keep you motivated and inspired to reach your goals! What you’ll love about the Ramsey Network app: - Easy Access: Listen to episodes—anytime, anywhere. Keep track of where you left off and download episodes to play them offline! - Browse/Topics: Browse by topic and save time: From budgeting to career advice to retirement planning, find calls that answer your specific questions. - Audiobooks: Listen to your favorite Ramsey books without ever leaving the app – you can even purchase more books directly from the app. - Search: Ask Ramsey your question, and our AI search tool will find a call from The Ramsey Show with the answer! - Focused: The Ramsey Network App—the best place for uninterrupted, easy access to the content that keeps you focused on your goals. Listen and discover the latest from Ramsey Personalities like: The Ramsey Show The Dr. John Delony Show Smart Money Happy Hour The EntreLeadership Podcast The Rachel Cruze Show The Ken Coleman Show The Ramsey Show Highlights Ramsey Every Day Millionaires Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Terms of Use: https://www.ramseysolutions.com/company/policies/terms-of-use

Screenshots

FAIRWINDS Mobile Banking4 screens
Ramsey Network4 screens

Verdict

The call

The clearest difference is in-app purchases: FAIRWINDS Mobile Banking at none against Ramsey Network's 23. Ramsey Network's advantage is update cadence (fortnightly vs every 3 months) and iOS requirement (15.1 vs 17.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ramsey Network sells 23 one-off in-app purchases. FAIRWINDS Mobile Banking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FAIRWINDS Mobile Banking against 4.9 for Ramsey Network. Both are backed by a comparable volume of ratings — 25K and 25K respectively. Written reviews split almost evenly too, at 60% and 60% positive.

UpkeepUpdate frequency

FAIRWINDS Mobile Banking ships an update every 3 months, Ramsey Network fortnightly. Both last shipped on November 1, 2026.

Scorecard4 real differences · 6 level
FAIRWINDS Mobile Banking versus Ramsey Network: the parameters behind the verdict, then further details
ParameterFAIRWINDS Mobile BankingRamsey Network
PriceFreeFree
Rating4.8 (25K ratings)4.9 (25K ratings) — better
Positive reviews59.5% of reviews59.6% of reviews — better
Number of ratings25K25K — better
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size161 MB51 MB
Age rating4+12+
DeveloperFAIRWINDS Credit UnionThe Lampo Group Incorporated

Customer experience

FAIRWINDS Mobile Banking

All ratings25,384 ratings
Positive96.7%
Neutral1.3%
Negative2.0%
Written reviews163 reviews
Positive59.5%
Neutral9.2%
Negative31.3%

Ramsey Network

All ratings25,464 ratings
Positive98.8%
Neutral0.6%
Negative0.6%
Written reviews151 reviews
Positive59.6%
Neutral10.6%
Negative29.8%

User reviews

FAIRWINDS Mobile Banking

From 25K App Store ratings

What we love

  • 👍 Easy to use app
  • 🚀 Convenient features like mobile check deposit
  • 💎 Great customer service
  • 🤝 Loyal customer base
  • 🏆 Reliable banking experience

Room to improve

  • 🐛 Frequent app crashes and errors
  • ⏱️ Slow app performance
  • 🔒 Security issues with account access
  • 💳 Problems with debit/credit card management
  • 💸 Unexpected fees and charges

Ramsey Network

From 25K App Store ratings

What we love

  • 👍 Great content and easy to use
  • 🚀 Awesome practical advice
  • 💡 Life-changing information
  • 👍 Helpful to stay motivated
  • 👍 Provides financial peace

Room to improve

  • 🐛 App can be slow to open
  • 🐛 Audio playback issues
  • 🐛 Disconnected device controls
  • 🐛 Lack of episode progress tracking
  • 🐛 Audiobooks not downloadable

Bugs and requests

FAIRWINDS Mobile Banking

Reported bugs

5 issues
  • Mobile deposit not working properly
  • Login issues and account access problems
  • Inconsistent app behavior across devices
  • Delayed transaction clearing and posting
  • Incompatibility with newer OS versions

Requested features

5 requests
  • Real-time credit card transaction updates
  • Improved mobile deposit process
  • Enhanced account management tools
  • 24/7 customer support
  • Seamless integration with other banking apps

Ramsey Network

Reported bugs

3 issues
  • Feedback button leads to error
  • Login screen timeouts
  • Inconsistent audio/video sync

Requested features

4 requests
  • Landscape mode support
  • Episode search and navigation
  • Offline audio playback
  • Reverse chronological episode order

In-app purchases

None

FAIRWINDS Mobile Banking

No in-app purchases

23 purchases

Ramsey Network

One-time23
  • Redefining Anxiety$10.00
  • High-Performance Achievement$14.99
  • Rhinoceros Success$16.99
Show 20 more
  • EntreLeadership$17.99
  • Gazelles, Baby Steps & 37 ...$19.99
  • Quitter$19.99
  • The Proximity Principle$19.99
  • Love Your Life, Not Theirs$19.99
  • Build A Business You Love$19.99
  • Own Your Past, Change Your F..$19.99
  • From Paycheck To Purpose$19.99
  • Baby Steps Millionaires$19.99
  • Breaking Free From Broke$19.99
  • Building A Non-Anxious Life$19.99
  • Total Money Makeover 20th$19.99
  • Know Yourself, Know Your Money$19.99
  • Smart Money Smart Kids$19.99
  • Money is Not a Math Problem$19.99
  • The Legacy Journey$20.00
  • What No One Tells You About Money$24.99
  • The Total Money Makeover$28.99
  • Get Clear Assessment: Student$34.99
  • Get Clear Assessment: Find ...$34.99

Questions

Is FAIRWINDS Mobile Banking free?
FAIRWINDS Mobile Banking is free to download, with no in-app purchases.
Is Ramsey Network free?
Ramsey Network is free to download, with in-app purchases available.
Which has better reviews, FAIRWINDS Mobile Banking or Ramsey Network?
Ramsey Network is rated higher. FAIRWINDS Mobile Banking averages 4.8 out of 5 from 25K ratings, while Ramsey Network averages 4.9 from 25K ratings.
Do FAIRWINDS Mobile Banking or Ramsey Network have ads?
Neither FAIRWINDS Mobile Banking nor Ramsey Network shows ads.
Which is updated more often, FAIRWINDS Mobile Banking or Ramsey Network?
FAIRWINDS Mobile Banking ships an update every 3 months, and Ramsey Network fortnightly. Most recently, FAIRWINDS Mobile Banking was updated on November 1, 2026 and Ramsey Network on November 1, 2026.

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