Comparison

BLKB Banking vs Cembra App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BLKB Banking

Manage your finances on the go with this banking app. Check balances, make payments, scan bills, and track your cards. Access stock market data and trade securities.

Highlights
  • Account balance checks
  • Payment processing
  • Bill scanning
  • Card management
  • Stock market data access
  • Securities trading
  • Personalized homepage
Features
Read full description

Mit der kostenlosen BLKB Mobile App haben Sie Ihre Bank immer dabei: Kontostand checken, Zahlungen erledigen, Einzahlungsscheine scannen – wann und wo Sie möchten. Um die BLKB Mobile App nutzen zu können, achten Sie bitte darauf, dass das Mobile Banking im E-Banking unter "Einstellungen" > "Allgemeine Einstellungen" aktiviert ist. Login mit Biometrie: Loggen Sie sich bequem mittels biometrischer Erkennung (z.B. Fingerabdruck) ein. Gesamtübersicht: Die Gesamtübersicht gibt Ihnen einen schnellen Überblick über Ihre Vermögenswerte. Zahlung scannen: Scannen Sie Ihre Einzahlungsscheine und erfassen Ihre Zahlung direkt in der Mobile App. Pay Scanner: Der Pay Scanner liest ihre Einzahlungsscheine ein und übermittelt die Daten automatisch ins E-Banking. Zahlung erfassen: Mit der App können sie Ihre Zahlungen auch auf ihrem Mobile Gerät erfassen. Der Zahlungsassistent unterstützt Sie bei Ihren Eingaben. Karten: Mit der Kartenübersicht behalten Sie jederzeit den Überblick über Ihre Debit- und Kreditkarten und Ihren damit getätigten Zahlungen. Börsen & Märkte: Rufen Sie aktuelle Börsenkurse und Finanzinformationen aus dem In- und Ausland ab. Erstellen Sie persönliche Kurslisten, Portfolios und Limiten. Börsenhandel: Kaufen und Verkaufen Sie börsenkotierte Wertpapiere und verschaffen Sie sich einen Überblick über ihre getätigten Aufträge. Nachrichten: Ihr direkter Draht zum BLKB-Supportteam, wenn sie Fragen haben oder Information zu Produkten und Dienstleistungen benötigen. Schnellzugriffe: Erstellen Sie Ihre individuelle Startseite und passen die Schnellzugriffe an.

About

Cembra App

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

Highlights
  • Real-time purchase tracking
  • Card PIN retrieval
  • Credit card suspension
  • Add card to Apple Wallet
  • Track credit card payments
  • Access monthly statements
  • Secure Touch ID/Face ID login
Features
Read full description

"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.

Screenshots

BLKB Banking4 screens
Cembra App4 screens

Verdict

The call

The clearest difference is update cadence: Cembra App at every 3 weeks against BLKB Banking's every 2 months. Cembra App also leads on ratings volume (68 vs 20). BLKB Banking's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for BLKB Banking against 4.5 for Cembra App. Both are backed by a comparable volume of ratings — 20 and 68 respectively.

UpkeepUpdate frequency

BLKB Banking ships an update every 2 months, Cembra App every 3 weeks. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
BLKB Banking versus Cembra App: the parameters behind the verdict, then further details
ParameterBLKB BankingCembra App
PriceFreeFree
Rating4.5 (20 ratings)4.5 (68 ratings)
Positive reviews—41.7% of reviews
Number of ratings2068 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size48 MB322 MB
Age rating4+4+
DeveloperBLKBCembra Money Bank AG

Customer experience

BLKB Banking

All ratings18 ratings
Positive83.3%
Neutral5.6%
Negative11.1%

Cembra App

All ratings68 ratings
Positive89.7%
Neutral1.5%
Negative8.8%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

In-app purchases

None

BLKB Banking

No in-app purchases

None

Cembra App

No in-app purchases

Questions

Is BLKB Banking free?
BLKB Banking is free to download, with no in-app purchases.
Is Cembra App free?
Cembra App is free to download, with no in-app purchases.
Which has better reviews, BLKB Banking or Cembra App?
BLKB Banking and Cembra App are both rated 4.5 out of 5 on the App Store, from 20 and 68 ratings respectively.
Do BLKB Banking or Cembra App have ads?
Neither BLKB Banking nor Cembra App shows ads.
Which is updated more often, BLKB Banking or Cembra App?
BLKB Banking ships an update every 2 months, and Cembra App every 3 weeks. Most recently, BLKB Banking was updated on October 23, 2026 and Cembra App on October 15, 2026.

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