Tatra banka VIAMO vs CSOB SmartToken

Application Tatra banka VIAMO allows you to send money via cell phone directly on Slovak phone number. In the application you enter receiver’s phone number, amount of money and confirm the payment by four-digit PIN code. Receiver gets instant message about your payment. If a receiver is registered in VIAMO service, money is automatically transferred to his/her account, in other case, he/she can collect money on www.viamo.sk portal. Receiver can have a bank account in any Slovak bank. You can also pay for goods or services at selected merchants. You can select VIAMO merchant directly in the application or you can scan special VIAMO QR code. Function payment request allows you to remind another person payment you expect. If the receiver has Viamo application he/her can react and pay directly in VIAMO app. If receiver does not have the application, you can send payment request as an SMS message with Payme link. Tatra banka VIAMO application is intended for mobile devices with iOS 14.0 version or higher. You just need to create a profile in application Tatra banka or on www.viamo.sk. portal and activate your application. To activate the application you need an activation code which you can find in Tatra banka app or in your profile. Or you can choose login by phone number and password from VIAMO profile. For payment approval only a four-digit PIN code is required. Benefits of VIAMO service: - It is not needed to know bank or account number of receiver - Sending money is as easy as sending a text message - Transactions via VIAMO are as safe as any other bank transfers - Amount of transactions is liable to the limits which you can find on www.tatrabanka.sk - free of charge Available functionality: - Sending and receiving money to telephone number - Overview of transactions - Payments for goods and services - Payment request - Split the bill - Calculator - Widget with most frequent recipients You can find all settings and answers to your questions on www.viamo.sk

At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services. With the application, you can easily and securely: • confirm payments and other active operations • log in to electronic banking • authorize online card payments (3D Secure) • activate the ČSOB SmartBanking application After activation, the application also works offline, without an internet connection – depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code. After installation, the app will guide you through the activation in just a few steps. You can choose from several modern and secure activation methods: • activation using an identity document • identity verification using facial biometrics • transfer of activation from an old device to a new one via QR code • activation via the ČSOB info line For new clients, the process is even simpler – thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification. For security reasons, this application is not supported on unofficially modified operating systems and devices. Biometric authentication is supported only on selected devices and for selected types of transactions. ©2020 CSOB Slovakia