Comparison

Spendy vs Kkumgom

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendy

A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.

Highlights
  • iCloud Shared Budget
  • Quick Expense Entry
  • Budget as a Diary
  • Tag Management
  • Calendar & Reminders Integration
  • Automation Support
Features
Read full description

The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/

About

Kkumgom

This app helps you understand your spending habits by tracking emotions alongside expenses. It allows real-time budget sharing with partners, family, or friends for various needs like travel or daily living. Manage finances with smart budgeting tools, custom settings, and auto-generated reports.

Highlights
  • Emotion-based spending analysis
  • Real-time shared budgeting
  • Smart budget management
  • Multiple budget books
  • Customizable settings
  • Auto spending reports
Features
Read full description

A New Budget App That Records Your Emotions Ever regretted a purchase thinking Why did I buy this? Kkumgom helps you discover your true spending patterns by recording your emotions along with each expense. Share in real-time with your partner, family, and friends! Manage travel expenses, date costs, and living expenses together. Special Features of Kkumgom Emotion-Based Spending Analysis - Emotion tags: Reward, Regret, Joy, Impulse - Understand spending habits through emotion statistics - Discover and improve impulse buying patterns Real-Time Shared Budget - Couple Budget: Manage date costs and shared expenses - Family Budget: Track living expenses and allowances - Travel Budget: Split costs with friends Smart Budget Management - Set monthly budgets with overspending alerts - Allocate budgets by category - View status with intuitive graphs Multiple Budget Books - Personal, Couple, Travel, Business - Manage separately as needed - Share with different members Custom Settings - Freely edit categories - Add your own payment methods - Set savings goals and track progress Auto Reports - Weekly and Monthly spending reports - Financial overview at a glance - Compare with previous months Perfect For You If - You want to manage money together as a couple - You want transparent family expense management - You want to reduce impulse purchases - You want to easily split travel costs with friends - Complicated budget apps feel overwhelming Start Now Build smarter spending habits with cute and easy Kkumgom

Screenshots

Spendy4 screens
Kkumgom4 screens

Verdict

The call

The clearest difference is in-app purchases: Kkumgom at none against Spendy's 5. Kkumgom also leads on iOS requirement (15.0 vs 26.0). Spendy's advantage is ads (none vs shown) and update cadence (every 4 days vs every 9 days). On price, rating and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendy sells 5 in-app purchases, starting at $1.99 per month. Kkumgom asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Spendy against 5.0 for Kkumgom. That said, the two scores are not equally well evidenced: Spendy has 6 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Spendy ships an update every 4 days, Kkumgom every 9 days. Both last shipped on October 19, 2026.

Scorecard6 real differences · 4 level
Spendy versus Kkumgom: the parameters behind the verdict, then further details
ParameterSpendyKkumgom
PriceFreeFree
Rating5.0 (6 ratings)5.0 (1 ratings)
Positive reviews96.3% of reviews—
Number of ratings6 — better1
Update frequencyEvery 4 days — betterEvery 9 days
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFreemiumAd-supported — better
DevicesiPhone, iPad, Mac — betteriPhone, iPod
Requires iOS26.015.0 — better
Further details — not scored
Size56 MB39 MB
Age rating4+4+
Developerdasol kimIN UK YANG

Customer experience

Spendy

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews27 reviews
Positive96.3%
Neutral3.7%
Negative0.0%

Kkumgom

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

5 purchases

Spendy

Subscriptions2
  • Day Money Premium Monthly Plan7 Days trial$1.991 Month
  • Day Money Premium Yearly Plan$9.991 Year
One-time3
  • 50% off Premium Lifetime$9.99
  • Day Money Premium Lifetime$14.99
  • Day Money Premium Lifetime$19.99
None

Kkumgom

No in-app purchases

Questions

Is Spendy free?
Spendy is free to download, with in-app purchases available.
Is Kkumgom free?
Kkumgom is free to download, with no in-app purchases.
Which has better reviews, Spendy or Kkumgom?
Spendy and Kkumgom are both rated 5.0 out of 5 on the App Store, from 6 and 1 ratings respectively.
Do Spendy or Kkumgom have ads?
Kkumgom shows ads; Spendy does not.
Which is updated more often, Spendy or Kkumgom?
Spendy ships an update every 4 days, and Kkumgom every 9 days. Most recently, Spendy was updated on October 19, 2026 and Kkumgom on October 19, 2026.

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