Spendy vs Kirocal

The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/

See your money clearly with Kirocal, a calendar-first personal finance app for everyday records, receipts, assets, recurring payments, and multiple currencies. CALENDAR-FIRST RECORD KEEPING Record income, expenses, subscriptions, transfers, and adjustments from the day they happen. The monthly calendar gives you a visual overview, while each day opens the entries behind its total. A CLEAN FINANCIAL HISTORY Search, filter, and review entries grouped by date. Keep merchant, category, payment method, asset, currency, memo, and related details together so every amount has context. RECEIPTS CONNECTED TO RECORDS Capture a receipt with the camera or import an image or file. Keep receipts in a searchable library, review itemized details, and connect a receipt to the financial entry it supports. Optional AI Receipt Analysis can suggest merchant, date, amount, line-item, and other receipt fields. You stay in control: review and edit every suggestion before saving. When enabled, the receipt is sent to the AI provider selected in Settings. AI results may be inaccurate and are not financial, tax, accounting, or legal advice. ASSETS, TRANSFERS, AND CURRENCIES Track where money is held, review balances and activity, record transfers, and keep entries in their original currencies. See the individual records that explain changes in an asset balance. RECURRING PAYMENTS AND SUBSCRIPTIONS Organize recurring income, expenses, and subscriptions. Review billing cycles, expected payment dates, active status, payment methods, and price history alongside regular spending. YOUR DATA, YOUR CHOICES Core financial records are stored in the app on your device. Supported Apple versions can use optional iCloud sync and backup features. You can also manage notifications, exports, imports, appearance, colors, and app icons where available. KIROCAL PREMIUM Optional monthly or yearly Premium plans remove set limits and unlock additional customization, more assets, currencies, categories, tags, payment methods, receipts, recurring rules, backups, data export and import, iCloud sync, and expanded AI receipt analysis. Exact benefits are shown in the in-app comparison screen before purchase. Subscriptions renew automatically unless canceled through your Apple Account. Prices, billing periods, and availability are shown before confirmation. Restore Purchases is available in the Premium screen. Kirocal does not connect to your bank, move money, process card payments, file taxes, or provide financial, investment, tax, legal, accounting, credit, or insurance advice. Terms of Use: https://www.kirocal.com/terms-of-use Apple Standard End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.kirocal.com/privacy-policy