Comparison

bale by BTN vs wondr by BNI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bale by BTN

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

Highlights
  • Online account opening
  • Integrated BTN ecosystem
  • Single Sign On
  • Financial transaction dashboard
  • Lifestyle and bill management
  • Property discovery and KPR simulation
  • Merchant and business services
Features
Read full description

Terima kasih telah menjadi nasabah BTN. BTN senantiasa hadir menemani perjalanan masyarakat Indonesia dengan memberikan kemudahan dan kenyamanan layanan transaksi perbankan. BTN Mobile kini bertransformasi menjadi balé by BTN, hadir dengan fitur yang lebih lengkap, layanan yang terintegrasi, dan tampilan yang lebih ceria. All You Need is Just One Click Away! Gak perlu pindah-pindah aplikasi, lebih praktis dan mudah dengan balé by BTN. Cukup dari satu aplikasi untuk akses berbagai layanan BTN dengan mudah. Dengan berbagai pembaruan fitur unggulan dan ekosistem BTN. Temukan pengalaman baru transaksi perbankan dengan fitur seperti: - Buka Rekening Online Buka rekening online secara mudah dan cepat, bisa kapan saja dan di mana saja - Ekosistem BTN Temukan layanan BTN yang terintegrasi di satu aplikasi: properti, merchant, bisnis, residence, dan Plus by Prioritas - Single Sign On Satu akun terintegrasi untuk akses semua layanan BTN - Dashboard Transaksi Keuangan Pantau aktivitas dan transaksi keuangan dalam satu dashboard yang mudah digunakan - Lifestyle Mudahkan kelola gaya hidup untuk transaksi harian hingga bayar tagihan - balé Space Ruang untuk temukan hunian impian, artikel terkini, dan promo menarik - Transaksi Bulananku Atur tagihan dengan lebih baik melalui fitur transaksi bulananku Terhubung dengan berbagai layanan BTN lainnya, seperti: • Properti Temukan rumah impian, menghitung simulasi KPR, pengajuan KPR secara online, info seputar properti, dan lainnya yang membantumu mewujudkan rumah impian • Merchant Miliki QR untuk dukung bisnis kamu dan pantau transaksi bisnis secara terperinci • Bisnis Mudahkan beragam transaksi bisnis dengan dukungan fitur dan layanan yang lengkap untuk menunjang kebutuhan bisnis kamu • Residence Kelola dan bayar berbagai tagihan hunian dengan mudah dari satu aplikasi • Plus by Prioritas Layanan ekslusif dengan konsep membership untuk nasabah BTN Prioritas, layanan dari BTN untuk memahami kebutuhan nasabah dengan beragam fasilitas unggulan. BTN berizin dan diawasi oleh Otoritas Jasa Keuangan & Bank Indonesia serta merupakan peserta penjaminan LPS. Kantor Pusat: Menara Bank BTN Jl. Gajah Mada No.1, Jakarta 10130 BTN Call: 150286/1500286 Email Contact Center: btncontactcenter@btn.co.id

About

wondr by BNI

Manage your finances with a single account for 12 foreign currencies, ideal for travelers, online shoppers, and those studying or doing business abroad. Enjoy convenient cross-border QRIS transactions and schedule mutual fund investments for future planning.

Highlights
  • 12 foreign currency accounts
  • QRIS Cross Border transactions
  • Scheduled mutual fund investments
  • International and domestic transactions
  • Lifestyle spending management
Read full description

Kenalan yuk sama wondr by BNI, teman finansial yang selalu siap bantu kamu! Dari transaksi harian di dalam maupun luar negeri, sampai kebutuhan gaya hidup, semua ada di sini. Cukup buka 1 rekening untuk 12 valuta asing, cocok banget buat kamu yang hobi traveling, belanja online, atau sedang mempersiapkan bisnis maupun studi di luar negeri. Ada juga QRIS Cross Border yang siap menemani kamu bertransaksi di mana saja dengan mudah. Membangun masa depan juga jadi lebih gampang dengan investasi Reksa Dana yang bisa dijadwalkan secara rutin. Setiap fitur dibuat agar sesuai dengan kebutuhanmu. Praktis, bermanfaat, dan mudah digunakan kapan saja. Yuk, download wondr by BNI dan cobain semua fiturnya yang siap bantu kamu #jadiinmaumu Untuk pertanyaan lebih lanjut, hubungi BNI Call 1500046.

Screenshots

bale by BTN4 screens
wondr by BNI4 screens

Verdict

The call

The clearest difference is rating: wondr by BNI at 4.9 against bale by BTN's 3.3. wondr by BNI also leads on review sentiment (40% vs 0%) and ratings volume (2K vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

wondr by BNI holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: wondr by BNI has 2K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of bale by BTN's written reviews are positive against 40% of wondr by BNI's.

UpkeepUpdate frequency

bale by BTN ships an update every 2 months, wondr by BNI every 6 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
bale by BTN versus wondr by BNI: the parameters behind the verdict, then further details
Parameterbale by BTNwondr by BNI
PriceFreeFree
Rating3.3 (7 ratings)4.9 (2K ratings) — better
Positive reviews0.0% of reviews39.6% of reviews — better
Number of ratings72K — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size481 MB525 MB
Age rating4+4+
DeveloperBANK TABUNGAN NEGARA (PERSERO), PT TBKPT. BANK NEGARA INDONESIA (PERSERO) TBK.

Customer experience

bale by BTN

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

wondr by BNI

All ratings1,968 ratings
Positive97.1%
Neutral0.9%
Negative2.0%
Written reviews134 reviews
Positive39.6%
Neutral6.0%
Negative54.5%

Bugs and requests

bale by BTN

Not enough reviews yet to summarise bugs or requests.

wondr by BNI

Reported bugs

4 issues
  • Login errors
  • Frequent app crashes
  • Verification issues
  • Incompatibility with certain devices

Requested features

4 requests
  • Improved login stability
  • Enhanced security measures
  • Better customer support
  • Seamless integration with other BNI services

In-app purchases

None

bale by BTN

No in-app purchases

None

wondr by BNI

No in-app purchases

Questions

Is bale by BTN free?
bale by BTN is free to download, with no in-app purchases.
Is wondr by BNI free?
wondr by BNI is free to download, with no in-app purchases.
Which has better reviews, bale by BTN or wondr by BNI?
wondr by BNI is rated higher. bale by BTN averages 3.3 out of 5 from 7 ratings, while wondr by BNI averages 4.9 from 2K ratings.
Do bale by BTN or wondr by BNI have ads?
Neither bale by BTN nor wondr by BNI shows ads.
Which is updated more often, bale by BTN or wondr by BNI?
bale by BTN ships an update every 2 months, and wondr by BNI every 6 weeks. Most recently, bale by BTN was updated on November 3, 2026 and wondr by BNI on October 30, 2026.

Other comparisons