PBL Mobile App vs EarnBack with LemFi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PBL Mobile App
Manage your everyday banking needs conveniently from your mobile device with this secure online payment gateway. Enjoy seamless transactions, bill payments, and instant statements through a simplified, user-friendly interface.
- Send money to PBL and other bank accounts
- Send money to mobile wallets
- Instant bank mini statement
- Buy airtime and internet data
- Pay bills and purchase airline tickets
- Biometric login
- ATM and branch locator
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The PBL Mobile App is a reliable and secure online payment gateway that offers seamless banking services accessible anytime, anywhere. With this user-friendly application, customers can conveniently manage their everyday banking needs directly from their mobile devices. The App provides a simplified and trendy interface, ensuring a smooth and hassle-free banking experience. Enjoy the convenience and flexibility of banking at your fingertips with the PBL Mobile App. KEY FEATURES: 1. Send Money to own PBL Accounts 2. Send Money to other PBL Accounts 3. Send Money to other Bank Account (GIP) 4. Send Money to Mobile Money Wallets (MTN, Vodafone and AirtelTigo) 5. Instant Bank Mini Statement 6. Buy Airtime (MTN, AIRTEL, TIGO, VODAFONE) 7. Pay Bills (DSTV, DSTV BOX OFFICE, GOTV, ECG GHANA) 8. Buy MTN Internet Data 9. Purchase Airline Ticket (KLM, Ethopian Airlines, Kenya Airways) 11. Manage Beneficiary 12. Biometric setup for easy usage 13. Support and Enquiry 14. Contact Center (Toll Free) 15. FAQs 16. ATM Locator 17. Branch Locator 18. Real-time transaction history 19. Dashboard for easy navigation 20. Display of Bank Ads & Promotions"
EarnBack with LemFi
Turn your network into earnings by inviting friends and family to use a money transfer service. Earn real cashback when their qualifying transfers are completed. Withdraw your earnings directly to your bank or mobile money account.
- Invite friends and family to send money
- Earn cashback on qualifying transfers
- Withdraw earnings to bank or mobile money
- Track invites, earnings, and rewards
- View local leaderboard
- No transfer fees
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Turn your network into earnings with LemFi EarnBack. Invite friends and family to send money with LemFi. When they sign up and complete a qualifying transfer, you earn cashback you can withdraw to your bank or mobile money account. How it works: Invite your friends and family. They sign up and send money to Africa. You earn cashback when their transfer reaches the qualifying amount. What you get: Real cash, not points. Withdraw to your bank or mobile money account. Track your invites, earnings, and pending rewards. See your position on the local leaderboard. No transfer fees. No hidden cuts. LemFi is trusted by hundreds of thousands of people worldwide to send money quickly and reliably to friends and family across Africa. With EarnBack, you can share LemFi with the people around you and get rewarded. Sign up with Google, Apple, or Yahoo. Choose your country. Share your referral link. That’s it. Need help? Use Get help in the app or email us.
Screenshots
Verdict
The clearest difference is rating: EarnBack with LemFi at 5.0 against PBL Mobile App's 1.7. EarnBack with LemFi also leads on update cadence (every 4 days vs every 3 months). PBL Mobile App's advantage is ratings volume (10 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EarnBack with LemFi holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: PBL Mobile App has 10 ratings behind it against 1, so its average is the more settled of the two.
PBL Mobile App ships an update every 3 months, EarnBack with LemFi every 4 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | PBL Mobile App | EarnBack with LemFi |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (10 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 10 — better | 1 |
| Update frequency | Every 3 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 11 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Prudential Bank Ltd | Lemonade Finance |
Customer experience
PBL Mobile App
EarnBack with LemFi
In-app purchases
PBL Mobile App
No in-app purchases
EarnBack with LemFi
No in-app purchases
Questions
Is PBL Mobile App free?
Is EarnBack with LemFi free?
Which has better reviews, PBL Mobile App or EarnBack with LemFi?
Do PBL Mobile App or EarnBack with LemFi have ads?
Which is updated more often, PBL Mobile App or EarnBack with LemFi?
Other comparisons
