Comparison

SC Mobile Ghana vs PBL Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SC Mobile Ghana

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

Highlights
  • Open Current, Savings Plus, or Fixed Deposit accounts
  • Transfer funds locally and internationally
  • Purchase airtime and data bundles
  • Pay utility bills and subscriptions
  • Buy, sell, and track investment portfolios
  • Access market insights and global diversification
Features
Read full description

Welcome to SC Mobile Ghana. With SC Mobile, you are about to start an amazing banking experience. From the comfort of your mobile, you can open an account, transfer funds or access and complete most of the service needs that would typically require you to visit a branch. Say goodbye to long queues and do your banking anywhere and everywhere. Open an account With SC Mobile, you have the power of banking in your palm. It only takes up to 15 minutes to open a Current, Savings Plus or Fixed Deposit account. SC Mobile offers you all the benefits of owning these account types which are available in multiple currencies. Do not worry if you are unable to complete your application in one go. You can Save and Resume your application at any time. Get a complete view of your accounts and transact with ease. SC Mobile allows you to see, move and manage your finances anytime, anywhere. You can transfer funds to accounts within Standard Chartered Bank and to other local and international destination accounts. What’s more, you can use your SC Mobile for other daily transactions such as airtime and data bundle purchases, mobile money transfers and other utility payments including DSTV subscriptions, ECG and Ghana Water bills. Access our Wealth Management proposition ü You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in GHS, USD and other major currencies ü Get access to our latest market insights and take advantage of the market opportunities available ü Get global diversification (both local and offshore investments) with best in class fund managers Services at your fingertips SC Mobile enables you to execute and track progress of a majority of services available in our banking halls. Avoid the queues and enjoy the convenience of banking everywhere. SC Mobile certainly gives you more time to do the things you love and not to worry about banking.

About

PBL Mobile App

Manage your everyday banking needs conveniently from your mobile device with this secure online payment gateway. Enjoy seamless transactions, bill payments, and instant statements through a simplified, user-friendly interface.

Highlights
  • Send money to PBL and other bank accounts
  • Send money to mobile wallets
  • Instant bank mini statement
  • Buy airtime and internet data
  • Pay bills and purchase airline tickets
  • Biometric login
  • ATM and branch locator
Features
Read full description

The PBL Mobile App is a reliable and secure online payment gateway that offers seamless banking services accessible anytime, anywhere. With this user-friendly application, customers can conveniently manage their everyday banking needs directly from their mobile devices. The App provides a simplified and trendy interface, ensuring a smooth and hassle-free banking experience. Enjoy the convenience and flexibility of banking at your fingertips with the PBL Mobile App. KEY FEATURES: 1. Send Money to own PBL Accounts 2. Send Money to other PBL Accounts 3. Send Money to other Bank Account (GIP) 4. Send Money to Mobile Money Wallets (MTN, Vodafone and AirtelTigo) 5. Instant Bank Mini Statement 6. Buy Airtime (MTN, AIRTEL, TIGO, VODAFONE) 7. Pay Bills (DSTV, DSTV BOX OFFICE, GOTV, ECG GHANA) 8. Buy MTN Internet Data 9. Purchase Airline Ticket (KLM, Ethopian Airlines, Kenya Airways) 11. Manage Beneficiary 12. Biometric setup for easy usage 13. Support and Enquiry 14. Contact Center (Toll Free) 15. FAQs 16. ATM Locator 17. Branch Locator 18. Real-time transaction history 19. Dashboard for easy navigation 20. Display of Bank Ads & Promotions"

Screenshots

SC Mobile Ghana4 screens
PBL Mobile App4 screens

Verdict

The call

The clearest difference is rating: SC Mobile Ghana at 3.7 against PBL Mobile App's 1.7. SC Mobile Ghana also leads on review sentiment (30% vs 0%) and ratings volume (147 vs 10). PBL Mobile App's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SC Mobile Ghana holds the better App Store score, 3.7 against 1.7. That said, the two scores are not equally well evidenced: SC Mobile Ghana has 147 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 30% of SC Mobile Ghana's written reviews are positive against 0% of PBL Mobile App's.

UpkeepUpdate frequency

SC Mobile Ghana ships an update every 6 weeks, PBL Mobile App every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
SC Mobile Ghana versus PBL Mobile App: the parameters behind the verdict, then further details
ParameterSC Mobile GhanaPBL Mobile App
PriceFreeFree
Rating3.7 (147 ratings) — better1.7 (10 ratings)
Positive reviews30.2% of reviews — better0.0% of reviews
Number of ratings147 — better10
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size154 MB11 MB
Age rating4+4+
DeveloperStandard Chartered BankPrudential Bank Ltd

Customer experience

SC Mobile Ghana

All ratings147 ratings
Positive66.0%
Neutral9.5%
Negative24.5%
Written reviews43 reviews
Positive30.2%
Neutral14.0%
Negative55.8%

PBL Mobile App

All ratings9 ratings
Positive11.1%
Neutral11.1%
Negative77.8%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

SC Mobile Ghana

Reported bugs

22 issues
  • App crashes when opened on Starlink internet
  • App crashes during verification process
  • App asks for upgrade but no update available
  • Difficulty receiving OTP for transactions
  • Transfers from account to Mobile Money failing ('Billers not available')
Show 17 more
  • App not working on iPhone 14 Pro Max
  • App exits automatically when opened
  • App not working after an update
  • App crashes unexpectedly after login/logout
  • Cannot open an account ('oops we are fixing whatever')
  • Cannot download loan application form
  • Password and PIN not recognized after multiple resets
  • Account activation problems
  • Cannot create online login with debit card
  • Adverts/commercials overlay app interface
  • Setting up profile results in challenges with no clear error message
  • Customer service unable to understand app reference numbers
  • Fingerprint login not working
  • Touch ID stopped working after update
  • Face ID login not working after update
  • Register with temporary PIN/SMS option not working
  • App doesn't connect on iPhone

Requested features

8 requests
  • Simplify app interface
  • Maximize menu button size on iPhone
  • Fix back button size
  • Improve visibility of transactions (in/out)
  • Fix loan application form download
Show 3 more
  • Add dark mode option
  • Improve account menu design
  • Fix time zone issue for statements

PBL Mobile App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SC Mobile Ghana

No in-app purchases

None

PBL Mobile App

No in-app purchases

Questions

Is SC Mobile Ghana free?
SC Mobile Ghana is free to download, with no in-app purchases.
Is PBL Mobile App free?
PBL Mobile App is free to download, with no in-app purchases.
Which has better reviews, SC Mobile Ghana or PBL Mobile App?
SC Mobile Ghana is rated higher. SC Mobile Ghana averages 3.7 out of 5 from 147 ratings, while PBL Mobile App averages 1.7 from 10 ratings.
Do SC Mobile Ghana or PBL Mobile App have ads?
SC Mobile Ghana shows ads; PBL Mobile App does not.
Which is updated more often, SC Mobile Ghana or PBL Mobile App?
SC Mobile Ghana ships an update every 6 weeks, and PBL Mobile App every 3 months. Most recently, SC Mobile Ghana was updated on November 6, 2026 and PBL Mobile App on November 3, 2026.

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