Comparison

PBL Mobile App vs XpenseTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PBL Mobile App

Manage your everyday banking needs conveniently from your mobile device with this secure online payment gateway. Enjoy seamless transactions, bill payments, and instant statements through a simplified, user-friendly interface.

Highlights
  • Send money to PBL and other bank accounts
  • Send money to mobile wallets
  • Instant bank mini statement
  • Buy airtime and internet data
  • Pay bills and purchase airline tickets
  • Biometric login
  • ATM and branch locator
Features
Read full description

The PBL Mobile App is a reliable and secure online payment gateway that offers seamless banking services accessible anytime, anywhere. With this user-friendly application, customers can conveniently manage their everyday banking needs directly from their mobile devices. The App provides a simplified and trendy interface, ensuring a smooth and hassle-free banking experience. Enjoy the convenience and flexibility of banking at your fingertips with the PBL Mobile App. KEY FEATURES: 1. Send Money to own PBL Accounts 2. Send Money to other PBL Accounts 3. Send Money to other Bank Account (GIP) 4. Send Money to Mobile Money Wallets (MTN, Vodafone and AirtelTigo) 5. Instant Bank Mini Statement 6. Buy Airtime (MTN, AIRTEL, TIGO, VODAFONE) 7. Pay Bills (DSTV, DSTV BOX OFFICE, GOTV, ECG GHANA) 8. Buy MTN Internet Data 9. Purchase Airline Ticket (KLM, Ethopian Airlines, Kenya Airways) 11. Manage Beneficiary 12. Biometric setup for easy usage 13. Support and Enquiry 14. Contact Center (Toll Free) 15. FAQs 16. ATM Locator 17. Branch Locator 18. Real-time transaction history 19. Dashboard for easy navigation 20. Display of Bank Ads & Promotions"

About

XpenseTracker

Features
Read full description

XpenseTracker — Effortless Expense Tracking, Smarter Spending Keeping track of your money doesn't have to be a hassle. XpenseTracker lets you record every purchase in moments, sort your spending into simple categories, and instantly see where your cash is really going — all from one clean, user-friendly app. HIGHLIGHTS Fast, Manual Logging Add an expense in just a couple of taps. No setup headaches, no steep learning curve — just quick entries whenever you spend. Intuitive Categorisation Sort your purchases into groups like groceries, bills, entertainment and transport, so your spending habits are always clear at a glance. Easy-to-Read Charts & Insights Watch your spending patterns unfold through simple, visual charts. Catch trends early, keep tabs on monthly totals, and get a real feel for your habits. Stay Budget-Conscious Get a straightforward snapshot of your financial patterns, so you can make better money decisions day to day. WHY CHOOSE XPENSETRACKER? Fast, streamlined design built with simplicity in mind No sign-up or account required — just open and start tracking No bank account linking needed Your finances, organised your way 100% free to use XpenseTracker is free to download, supported by ads. Begin logging your expenses today and take a real step toward healthier money habits. Get XpenseTracker: Budget Spending now and discover exactly where your money goes.

Screenshots

PBL Mobile App4 screens
XpenseTracker4 screens

Verdict

The call

The clearest difference is ads: PBL Mobile App at none against XpenseTracker's shown. PBL Mobile App also leads on iOS requirement (13.0 vs 16.4). XpenseTracker's advantage is update cadence (every 9 days vs every 3 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PBL Mobile App ships an update every 3 months, XpenseTracker every 9 days. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
PBL Mobile App versus XpenseTracker: the parameters behind the verdict, then further details
ParameterPBL Mobile AppXpenseTracker
PriceFreeFree
Rating1.7 (10 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size11 MB48 MB
Age rating4+4+
DeveloperPrudential Bank LtdEmmanuel Obiri Mantey

In-app purchases

None

PBL Mobile App

No in-app purchases

None

XpenseTracker

No in-app purchases

Questions

Is PBL Mobile App free?
PBL Mobile App is free to download, with no in-app purchases.
Is XpenseTracker free?
XpenseTracker is free to download, with no in-app purchases.
Do PBL Mobile App or XpenseTracker have ads?
XpenseTracker shows ads; PBL Mobile App does not.
Which is updated more often, PBL Mobile App or XpenseTracker?
PBL Mobile App ships an update every 3 months, and XpenseTracker every 9 days. Most recently, PBL Mobile App was updated on October 24, 2026 and XpenseTracker on October 3, 2026.

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