PBL Mobile App vs XpenseTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PBL Mobile App
Manage your everyday banking needs conveniently from your mobile device with this secure online payment gateway. Enjoy seamless transactions, bill payments, and instant statements through a simplified, user-friendly interface.
- Send money to PBL and other bank accounts
- Send money to mobile wallets
- Instant bank mini statement
- Buy airtime and internet data
- Pay bills and purchase airline tickets
- Biometric login
- ATM and branch locator
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The PBL Mobile App is a reliable and secure online payment gateway that offers seamless banking services accessible anytime, anywhere. With this user-friendly application, customers can conveniently manage their everyday banking needs directly from their mobile devices. The App provides a simplified and trendy interface, ensuring a smooth and hassle-free banking experience. Enjoy the convenience and flexibility of banking at your fingertips with the PBL Mobile App. KEY FEATURES: 1. Send Money to own PBL Accounts 2. Send Money to other PBL Accounts 3. Send Money to other Bank Account (GIP) 4. Send Money to Mobile Money Wallets (MTN, Vodafone and AirtelTigo) 5. Instant Bank Mini Statement 6. Buy Airtime (MTN, AIRTEL, TIGO, VODAFONE) 7. Pay Bills (DSTV, DSTV BOX OFFICE, GOTV, ECG GHANA) 8. Buy MTN Internet Data 9. Purchase Airline Ticket (KLM, Ethopian Airlines, Kenya Airways) 11. Manage Beneficiary 12. Biometric setup for easy usage 13. Support and Enquiry 14. Contact Center (Toll Free) 15. FAQs 16. ATM Locator 17. Branch Locator 18. Real-time transaction history 19. Dashboard for easy navigation 20. Display of Bank Ads & Promotions"
XpenseTracker
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XpenseTracker — Effortless Expense Tracking, Smarter Spending Keeping track of your money doesn't have to be a hassle. XpenseTracker lets you record every purchase in moments, sort your spending into simple categories, and instantly see where your cash is really going — all from one clean, user-friendly app. HIGHLIGHTS Fast, Manual Logging Add an expense in just a couple of taps. No setup headaches, no steep learning curve — just quick entries whenever you spend. Intuitive Categorisation Sort your purchases into groups like groceries, bills, entertainment and transport, so your spending habits are always clear at a glance. Easy-to-Read Charts & Insights Watch your spending patterns unfold through simple, visual charts. Catch trends early, keep tabs on monthly totals, and get a real feel for your habits. Stay Budget-Conscious Get a straightforward snapshot of your financial patterns, so you can make better money decisions day to day. WHY CHOOSE XPENSETRACKER? Fast, streamlined design built with simplicity in mind No sign-up or account required — just open and start tracking No bank account linking needed Your finances, organised your way 100% free to use XpenseTracker is free to download, supported by ads. Begin logging your expenses today and take a real step toward healthier money habits. Get XpenseTracker: Budget Spending now and discover exactly where your money goes.
Screenshots
Verdict
The clearest difference is ads: PBL Mobile App at none against XpenseTracker's shown. PBL Mobile App also leads on iOS requirement (13.0 vs 16.4). XpenseTracker's advantage is update cadence (every 9 days vs every 3 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PBL Mobile App ships an update every 3 months, XpenseTracker every 9 days. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.
| Parameter | PBL Mobile App | XpenseTracker |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (10 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 3 months | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 11 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Prudential Bank Ltd | Emmanuel Obiri Mantey |
In-app purchases
PBL Mobile App
No in-app purchases
XpenseTracker
No in-app purchases
Questions
Is PBL Mobile App free?
Is XpenseTracker free?
Do PBL Mobile App or XpenseTracker have ads?
Which is updated more often, PBL Mobile App or XpenseTracker?
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