Comparison

O'mari vs Zeam

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

O'mari

Manage your finances with dual currency wallets, send and receive money, pay bills, and access essential care services like food, school, and health. This app offers practical solutions for everyday needs, including card management and real-time spending notifications.

Highlights
  • Dual currency wallets (USD & ZWL)
  • Send and receive money
  • Buy airtime and bundles
  • Access care services (Food, School, Health)
  • Bill and merchant payments
  • Card management (ZimSwitch & Visa)
  • Real-time transaction notifications
Features
Read full description

Welcome to O’mari, we are creating better everyday lives, today and tomorrow. As we walk with you through the circle of life, we want to help you focus on what matters most because we care for you. We are creating practical solutions for your everyday basic needs that take you a step closer towards freedom. Registration on O’mari is simple and happens in just under 60 seconds. Manage your everyday needs with O’mari as it allows you to: • Access Dual Currencies o Instantly access both a USD & ZWL wallet and choose to transact in the currency of your choice. • Send & Receive Money o Securely and simply send to & receive money from family and friends from any wallet or bank account. • Buy Airtime & Bundles o Buy airtime and bundles on any network (Econet, NetOne and Telecel) for yourself, and your loved ones to connect with anyone, anywhere. • Access O’mari Care o O’mari FoodCare: Have peace of mind by ensuring your family is fed even when you are gone with the several plans that meet your needs. o O’mari SchoolCare: Be happy knowing that your children’s school fees will be paid in the event that you are no longer around to support them. There are several packages to choose from. o O’mari HealthCare: Keep yourself and your loved ones going through access to our rewards program – access HealthCare services from any of our partnered Medical Services Providers. • Painless Bill & Merchant Payments o Buy goods and services at a wide range of retail shops offering ease of payments to municipalities, medical aid, utilities (ZESA, internet services) & more, and providing convenient acceptance by merchants. • Manage Your Money o Track and view how you use your money on the go with real-time notifications whenever you use O’mari. • Swipe If You Want o Select a card colour of your choice and link the card to your wallet for the flexibility to swipe at any point-of-sale terminal in leading merchants across Zimbabwe. • Manage Your ZimSwitch & Visa Card o Request, activate, change your PIN and block & unblock your card in the app if it's lost or stolen. For Merchant payments using QR codes, grant O’mari access to your phone's camera to enable this payments option. This is the only official and authorised App for accessing O’mari. Remember to never share your PIN with anyone else. Need support? Call or email us on toll free line 433 or +263 8677 007 437 and omari@oldmutual.co.zw.

About

Zeam

This app provides a comprehensive financial ecosystem with tools for payments, grocery shopping, service purchases, and international money transfers. It aims to offer value and support users on their financial journey, especially for those without traditional bank accounts.

Highlights
  • Pay casual workers without bank accounts
  • Shop groceries with ZEAM wallet
  • Purchase airtime and essential services
  • Send money internationally affordably
  • QR code and invoice link payments
Features
Read full description

ZEAM is more than just a financial ecosystem. It's a community that values and includes everyone, providing access to essential financial tools and ensuring unmatched value for all our users. We're here to support you on your financial journey, no matter where you are or what your needs may be. Our pioneering transactional system integrates deep compliance, detailed data capturing, and distributed financial operations at minimal to zero costs. Pay casual workers ZEAM is perfect for employers who have casual workers without bank accounts. Employers can pay workers quickly, while workers can request and receive payments via QR codes or invoice links. It's fast, convenient, and hassle-free. Shop groceries Shop for groceries hassle-free with your ZEAM wallet at participating local and international supermarkets. With our expanding network of supermarket partners across Africa, you can buy in-store or online, whether it's for yourself or your family back home. Buy services Simplify your life by effortlessly purchasing airtime and essential services online for yourself or your loved ones back home. Stay connected and provide support with just a few taps, ensuring everyone stays in touch and cared for. With this convenient service, you can streamline your responsibilities while keeping your family close, no matter where they are. Send money home With ZEAM, sending money across borders is not only simple but also incredibly affordable. Our transparent fee structure and super-low commissions ensure that you save more money with every transfer. You'll always know where your money is going, giving you the confidence and security you need to manage your finances effectively.

Screenshots

O'mari4 screens
Zeam4 screens

Verdict

The call

O'mari and Zeam both sit at 3.0 stars, but that hides the real split: 67% of Zeam's written reviews are positive against 0% of O'mari's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.0 for O'mari against 3.0 for Zeam. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews are what separate them: 0% of O'mari's written reviews are positive against 67% of Zeam's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 19, 2026 and August 13, 2026 respectively.

Scorecard1 real difference · 9 level
O'mari versus Zeam: the parameters behind the verdict, then further details
ParameterO'mariZeam
PriceFreeFree
Rating3.0 (2 ratings)3.0 (2 ratings)
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings22
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.614.0.0 — better
Further details — not scored
Size47 MB79 MB
Age rating17+17+
DeveloperOMICOApp.mobileprovisionPaytec Netherlands B.V.

Customer experience

O'mari

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Zeam

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews12 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

O'mari

No in-app purchases

None

Zeam

No in-app purchases

Questions

Is O'mari free?
O'mari is free to download, with no in-app purchases.
Is Zeam free?
Zeam is free to download, with no in-app purchases.
Which has better reviews, O'mari or Zeam?
O'mari and Zeam are both rated 3.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do O'mari or Zeam have ads?
Neither O'mari nor Zeam shows ads.
Which is updated more often, O'mari or Zeam?
O'mari ships an update fortnightly, and Zeam fortnightly. Most recently, O'mari was updated on September 19, 2026 and Zeam on August 13, 2026.

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