Hello Paisa vs Zeam
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hello Paisa
This app facilitates secure and fast international money transfers and offers digital banking services. It allows users to send remittances instantly, access funds anytime, and provides a Visa debit card for convenient spending.
- International money transfers
- Digital banking services
- Instant remittances
- Secure money storage
- Free person-to-person transfers
- Visa debit card
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Hello Paisa – International Money Transfers and Digital Banking We are secure, fast, convenient and the best part is we come to you; • Settle remittances instantly from your account • Keep your money safe and secure with us • Free Person to Person Transfers • Access your money anywhere, anytime • We come to you • Visa Debit card to Swipe anywhere
Zeam
This app provides a comprehensive financial ecosystem with tools for payments, grocery shopping, service purchases, and international money transfers. It aims to offer value and support users on their financial journey, especially for those without traditional bank accounts.
- Pay casual workers without bank accounts
- Shop groceries with ZEAM wallet
- Purchase airtime and essential services
- Send money internationally affordably
- QR code and invoice link payments
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ZEAM is more than just a financial ecosystem. It's a community that values and includes everyone, providing access to essential financial tools and ensuring unmatched value for all our users. We're here to support you on your financial journey, no matter where you are or what your needs may be. Our pioneering transactional system integrates deep compliance, detailed data capturing, and distributed financial operations at minimal to zero costs. Pay casual workers ZEAM is perfect for employers who have casual workers without bank accounts. Employers can pay workers quickly, while workers can request and receive payments via QR codes or invoice links. It's fast, convenient, and hassle-free. Shop groceries Shop for groceries hassle-free with your ZEAM wallet at participating local and international supermarkets. With our expanding network of supermarket partners across Africa, you can buy in-store or online, whether it's for yourself or your family back home. Buy services Simplify your life by effortlessly purchasing airtime and essential services online for yourself or your loved ones back home. Stay connected and provide support with just a few taps, ensuring everyone stays in touch and cared for. With this convenient service, you can streamline your responsibilities while keeping your family close, no matter where they are. Send money home With ZEAM, sending money across borders is not only simple but also incredibly affordable. Our transparent fee structure and super-low commissions ensure that you save more money with every transfer. You'll always know where your money is going, giving you the confidence and security you need to manage your finances effectively.
Screenshots
Verdict
The clearest difference is rating: Hello Paisa at 3.5 against Zeam's 1.0. Hello Paisa also leads on ratings volume (17 vs 1). Zeam's advantage is review sentiment (67% vs 30%) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hello Paisa holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: Hello Paisa has 17 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 30% of Hello Paisa's written reviews are positive against 67% of Zeam's, so the app with the better star average is not the one people write more warmly about.
Hello Paisa ships an update every 3 weeks, Zeam fortnightly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | Hello Paisa | Zeam |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (17 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 29.8% of reviews | 66.7% of reviews — better |
| Number of ratings | 17 — better | 1 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 14.0.0 |
| Further details — not scored | ||
| Size | 138 MB | 79 MB |
| Age rating | 4+ | 17+ |
| Developer | Hello Group (Pty) Ltd | Paytec Netherlands B.V. |
Customer experience
Hello Paisa
Zeam
In-app purchases
Hello Paisa
No in-app purchases
Zeam
No in-app purchases
