Comparison

The Dividend Tracker vs Totum

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

The Dividend Tracker

Easily track your dividend portfolio and income on the go. Forecast earnings, view payout schedules, and visualize monthly and annual income. Offers automatic updates by linking brokerage accounts and provides tools for stock research and portfolio diversification.

Highlights
  • Track dividend income by month/year
  • Link brokerage accounts for automatic updates
  • Filter dividend dates (estimated, declared, confirmed)
  • View holdings by portfolio
  • US, Canadian, UK stock support
  • Stock research and watchlist
  • Project future portfolio performance
Features
Read full description

The Dividend Tracker, now in a mobile app! It's the easiest way to track your Dividend Portfolio and Dividend Income on the go. Track and forecast your dividend income, see when and how much you'll be paid, and visualize your monthly and annual earnings. The Dividend Tracker is the best dividend tracking platform for your dividend portfolio. Forget tracking your income and payouts using Excel -- upgrade using a modern solution. Features: - View your dividend income in a quick and easy format, broken down by month, year, and more. - Link your brokerage account (M1 Finance, Robinhood, Fidelity, Charles Schwab, Vanguard, and many more) for automatic updates whenever you buy or sell a position. - Filter through Estimated, Declared, and Confirmed Dividend Dates - View all your holdings in one place, or break down by individual/separate portfolio - US, Canadian, and UK stock tickers - Stay up-to-date with the latest news about all of your companies - Check the diversification of your portfolio - Track potential companies you're wanting to purchase by using the Watchlist feature - Perform stock research to make sure you've buying quality companies via our Dividend Grade feature - Project future portfolio performance using our built-in calculators - Looking for more quality companies to buy? Check out what other Dividend Tracker users are buying - And much more! Terms of Use: https://thedividendtracker.com/terms-of-service Privacy Policy: https://thedividendtracker.com/privacy-policy

About

Totum

Read full description

See your complete net worth—without linking a bank account. Totum is a private, offline-first net worth tracker that brings your assets, liabilities, savings, investments, and debts into one clear view. Add balances manually, follow your progress over time, and schedule income, dividends, and interest. Your financial records stay stored locally on your device. YOUR WHOLE PICTURE, AT A GLANCE • Track savings, cash, investments, property, loans, credit cards, and more • See assets, liabilities, and total net worth in one clean dashboard • Explore your progress across one month, three months, one year, or all time A HISTORY FOR EVERY ASSET AND DEBT • Record deposits, withdrawals, repayments, gains, losses, and adjustments • See each account’s performance on its own chart • Edit entries when details change • Set a new balance and automatically create the difference as a ledger entry INCOME AND DIVIDENDS, ON SCHEDULE • Add salary, recurring income, dividends, and bonuses • Choose a date, time, and monthly, quarterly, or yearly frequency • Set it once and let Totum add entries when they become due INTEREST, WITHOUT THE MATH • Add an annual interest rate to an asset or liability • Let Totum calculate daily compounding automatically • Catch up accurately after extended offline periods • See interest changes in the account history YOUR MONEY, YOUR CURRENCY • Use the currency inferred from your device, with USD as the fallback • Choose from 150+ supported currencies • Display net worth in a base and secondary currency • Convert balances using the latest online rate, enter a manual rate, or keep values unchanged • Continue using the latest saved exchange rate offline PRIVATE BY DESIGN Your accounts, balances, entries, income, and dividend schedules remain in Totum’s local database. Core tracking works offline. Currency conversion sends only the selected currency codes to an online service. Connectivity is required to view plans, subscribe, manage, or restore purchases. FREE AND PRO Start free with up to two assets and one recurring schedule. Totum Pro is an optional auto-renewing subscription that unlocks unlimited assets and recurring schedules. Available plans, localized pricing, renewal terms, and trial eligibility appear before purchase. Totum is designed for personal recordkeeping and does not provide financial, investment, tax, or legal advice. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

The Dividend Tracker4 screens
Totum4 screens

Verdict

The call

The clearest difference is update cadence: The Dividend Tracker at every 3 days against Totum's every 3 weeks. The Dividend Tracker also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. The Dividend Tracker sells 4 in-app purchases, starting at $8.99 per month and Totum sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

The Dividend Tracker ships an update every 3 days, Totum every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
The Dividend Tracker versus Totum: the parameters behind the verdict, then further details
ParameterThe Dividend TrackerTotum
PriceFreeFree
Rating4.8 (58 ratings) — better—
Positive reviews43.4% of reviews—
Number of ratings58 — better—
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size68 MB6 MB
Age rating4+4+
DeveloperThe Dividend Tracker LLCMohamed Hegab

Bugs and requests

The Dividend Tracker

Reported bugs

5 issues
  • Blank/gray screens on app launch
  • Inability to edit portfolio holdings
  • Calendar view not working
  • Incorrect currency conversions
  • Login/account issues

Requested features

5 requests
  • Multiple portfolio management
  • Dividend DRIP tracking
  • Improved mobile app functionality
  • Enhanced notification system
  • Expanded brokerage integrations

Totum

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

The Dividend Tracker

Subscriptions4
  • Premium Monthly$8.991 Month
  • Pro Monthly$16.951 Month
  • Premium Yearly$89.991 Year
Show 1 more
  • Pro Yearly$170.991 Year
2 purchases

Totum

Subscriptions2
  • Totum Pro Monthly7 Days trial$1.991 Month
  • Totum Pro Yearly7 Days trial$19.991 Year

Questions

Is The Dividend Tracker free?
The Dividend Tracker is free to download, with in-app purchases available.
Is Totum free?
Totum is free to download, with in-app purchases available.
Do The Dividend Tracker or Totum have ads?
Neither The Dividend Tracker nor Totum shows ads.
Which is updated more often, The Dividend Tracker or Totum?
The Dividend Tracker ships an update every 3 days, and Totum every 3 weeks. Most recently, The Dividend Tracker was updated on October 30, 2026 and Totum on October 31, 2026.

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