Comparison

Raqamyah | رقمية vs Manafa Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Raqamyah | رقمية

This platform connects Saudi small and medium-sized businesses seeking debt financing with investors. It utilizes modern technology to facilitate direct connections, offering competitive returns for financers and growth opportunities for businesses.

Highlights
  • Debt crowdfunding platform
  • Connects businesses with investors
  • Facilitates business growth financing
  • Licensed by Saudi Central Bank
  • Offers competitive returns
Features
Read full description

رقمية للتمويل الجماعي هي منصة تمويل جماعي بالدين مرخصة من قِبل البنك المركزي السعودي وتخضع لإشرافه ورقابته. كشركة متخصصة في التقنية المالية، تستخدم رقمية التقنية الحديثة لربط الشركات السعودية الصغيرة والمتوسطة التي تسعى إلى تمويل مباشرة مع المُمَوِلين الذين يرغبون في تمويل نمو تلك المنشآت مقابل عوائد مرابحة منافسة. Raqamyah is a Crowd lending financing platform licensed by Saudi Central Bank. As a Fin-tech company, Raqamyah uses innovative technology to directly connect small businesses seeking fast, affordable finance with financers who can help fund their growth and earn attractive returns.

About

Manafa Business

This digital lending platform provides businesses with integrated and automated financing solutions. It offers various financing products to improve cash flow, support growth, and reduce risks, with funds typically deposited within 48 hours.

Highlights
  • Invoice Financing
  • Letter of Guarantee Financing
  • Purchase Order Financing
  • Payroll Financing
  • Financing up to 7.5 million SAR
  • Funds deposited within 48 hours
  • Shariah compliant financing
Features
Read full description

Manafa Business Financing App: A Digital Lending Platform that Offers an Integrated and Automated Financing Experience Serving Businesses and Driving their Growth and Expansion! What does Manafa offer to businesses? • Innovative and Diverse Financing Products: 1. Invoice Financing 2. Letter of Guarantee Financing 3. Purchase Order Financing 4. Payroll Financing • Financing up to 7.5 million SAR • Fast experience with financing deposited within 48 hours • Administrative fees starting from 1% Where innovation meets efficiency, Manafa creates a seamless, fast, and convenient financing experience: Easy Experience: Wherever you are, request your financing needs through your phone Fast Experience: 48 hours and the financing amount is in your account Convenient Experience: Reliable financing align with Shariah complaint How does Manafa contribute to driving your business's growth and expansion? 1- Improving Cash Flow: • Face cash flow challenges with Manafa fast financing 2- Growth and Expansion: • Capture new business opportunities with the support of Manafa financing 3- Reducing Business Risks: • Reduce business risks and meet your commitments with Manafa financing Support your business with financing that achieves its goals, and apply for financing from Manafa, the ideal growth partner in the world of

Screenshots

Raqamyah | رقمية4 screens
Manafa Business4 screens

Verdict

The call

The clearest difference is rating: Manafa Business at 5.0 against Raqamyah | رقمية's 3.2. Raqamyah | رقمية's advantage is ratings volume (19 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Manafa Business holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Raqamyah | رقمية has 19 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Raqamyah | رقمية ships an update every 4 weeks, Manafa Business fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
Raqamyah | رقمية versus Manafa Business: the parameters behind the verdict, then further details
ParameterRaqamyah | رقميةManafa Business
PriceFreeFree
Rating3.2 (19 ratings)5.0 (1 ratings) — better
Positive reviews28.6% of reviews—
Number of ratings19 — better1
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.5 — better15.6
Further details — not scored
Size54 MB62 MB
Age rating4+4+
DeveloperRaqamyah Debt CrowdfundingManafa Co

Customer experience

Raqamyah | رقمية

All ratings19 ratings
Positive52.6%
Neutral0.0%
Negative47.4%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Manafa Business

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Raqamyah | رقمية

No in-app purchases

None

Manafa Business

No in-app purchases

Questions

Is Raqamyah | رقمية free?
Raqamyah | رقمية is free to download, with no in-app purchases.
Is Manafa Business free?
Manafa Business is free to download, with no in-app purchases.
Which has better reviews, Raqamyah | رقمية or Manafa Business?
Manafa Business is rated higher. Raqamyah | رقمية averages 3.2 out of 5 from 19 ratings, while Manafa Business averages 5.0 from 1 ratings.
Do Raqamyah | رقمية or Manafa Business have ads?
Neither Raqamyah | رقمية nor Manafa Business shows ads.
Which is updated more often, Raqamyah | رقمية or Manafa Business?
Raqamyah | رقمية ships an update every 4 weeks, and Manafa Business fortnightly. Most recently, Raqamyah | رقمية was updated on November 3, 2026 and Manafa Business on November 4, 2026.

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