Comparison

Banky UAE vs PayIT App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banky UAE

This digital banking app allows users to manage their finances conveniently. Perform daily transactions like sending, receiving, and paying money securely. It offers features like IBAN generation, instant remittances, and digital voucher purchases.

Highlights
  • Receive IBAN Number
  • Send & Receive Money
  • Top-Up from Any Bank Account
  • Scan to Pay (QR Code)
  • Instant International Remittances
  • Buy or Gift Digital Vouchers
Features
Read full description

Banky is a digital banking solution issued by Al Maryah Community Bank LLC, a specialized Bank Licensed by the Central Bank of UAE. Available now at the comfort of your fingertips, Banky is transforming payments in a way never seen before! Powered by the most advanced technology, enjoy a seamless financial experience through the Banky mobile application. Perform all daily financial transactions such as sending, receiving, requesting, and paying money in the UAE – quickly, securely, and at your convenience. WHO SHOULD USE BANKY? Anyone who is above 18 years and has a valid Emirates ID can use Banky and enjoy a seamless financial experience whether it is to send, receive, request, or pay money! FEATURES & BENEFITS Receive an IBAN Number Open an account with your UAEPASS & issue transfers via IBAN only. Send & Receive Money With just a few taps, send and receive money from the comfort of your home. Top-Up from Any Bank Account Feed your account from any bank account or deposit cash via Mbank ATM or money exchange partner. Scan to Pay Simply scan the QR code to instantaneously pay at the store! Jaywan Debit Card The first domestic scheme card in the UAE. Send international Remittances instantly Send remittances to different countries instantly with competitive exchange rates. Buy or Gift Digital Vouchers Enjoy buying vouchers for different stores or purchasing products at your fingertips. HOW TO START USING BANKY: 1. Download the Banky App. 2. Sign up using your UAEPASS. 3. Enjoy a seamless payment experience.

About

PayIT App

Read full description

PayIT - Simplifying Your Financial World Experience seamless transactions with PayIT, your all-in-one mobile payment app. Designed to provide an enjoyable user experience, PayIT is secure, efficient, and tailored to meet your financial needs. Download PayIT today and elevate your financial journey with the following unique features: Airtime and Data Purchase: - Easily buy airtime and data bundles for your mobile devices. Bill Payment Services: - Pay utility bills, subscriptions, and other services effortlessly. Bank Transfers: - Securely transfer funds between different bank accounts. Savings and Investment Products: - Access personalized savings plans and investment options to grow your finances. Exclusive Rewards: - Earn and enjoy exclusive rewards for using PayIT. Personalized Payment Solutions: - Experience a payment solution tailored specifically for your needs. Smart Financial Assistant: - PayIT studies your transaction patterns, adapts to your preferences, and suggests the best financial options for you, making payments easier than ever. User-Friendly Design: - Enjoy a seamless and intuitive user experience with our app's easy-to-navigate interface. Join the PayIT community today and simplify your financial world with a payment app that truly understands and caters to your needs. Download PayIT now and start enjoying a more intuitive, personalized, and rewarding financial journey What sets PayIT apart from other apps is its commitment to facilitating transactions and enhancing your overall financial experience. PayIT learns from your usage, offering smart suggestions and adapting to your habits to streamline your financial activities. Whether predicting your regular bill payments or offering tailored investment opportunities, PayIT makes managing your finances effortless.

Screenshots

Banky UAE4 screens
PayIT App4 screens

Verdict

The call

The clearest difference is iOS requirement: PayIT App at 12.0 against Banky UAE's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Banky UAE ships an update monthly, PayIT App every 2 months. Both last shipped on October 7, 2026.

Scorecard1 real difference · 9 level
Banky UAE versus PayIT App: the parameters behind the verdict, then further details
ParameterBanky UAEPayIT App
PriceFreeFree
Rating4.3 (11 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings11 — better—
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.0 — better
Further details — not scored
Size275 MB116 MB
Age rating4+17+
DeveloperAl Maryah Community Bank LLCAutomotion Technologies Limited

In-app purchases

None

Banky UAE

No in-app purchases

None

PayIT App

No in-app purchases

Questions

Is Banky UAE free?
Banky UAE is free to download, with no in-app purchases.
Is PayIT App free?
PayIT App is free to download, with no in-app purchases.
Do Banky UAE or PayIT App have ads?
Neither Banky UAE nor PayIT App shows ads.
Which is updated more often, Banky UAE or PayIT App?
Banky UAE ships an update monthly, and PayIT App every 2 months. Most recently, Banky UAE was updated on October 7, 2026 and PayIT App on October 7, 2026.

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