Comparison

PayIT App vs Whizmo UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayIT App

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PayIT - Simplifying Your Financial World Experience seamless transactions with PayIT, your all-in-one mobile payment app. Designed to provide an enjoyable user experience, PayIT is secure, efficient, and tailored to meet your financial needs. Download PayIT today and elevate your financial journey with the following unique features: Airtime and Data Purchase: - Easily buy airtime and data bundles for your mobile devices. Bill Payment Services: - Pay utility bills, subscriptions, and other services effortlessly. Bank Transfers: - Securely transfer funds between different bank accounts. Savings and Investment Products: - Access personalized savings plans and investment options to grow your finances. Exclusive Rewards: - Earn and enjoy exclusive rewards for using PayIT. Personalized Payment Solutions: - Experience a payment solution tailored specifically for your needs. Smart Financial Assistant: - PayIT studies your transaction patterns, adapts to your preferences, and suggests the best financial options for you, making payments easier than ever. User-Friendly Design: - Enjoy a seamless and intuitive user experience with our app's easy-to-navigate interface. Join the PayIT community today and simplify your financial world with a payment app that truly understands and caters to your needs. Download PayIT now and start enjoying a more intuitive, personalized, and rewarding financial journey What sets PayIT apart from other apps is its commitment to facilitating transactions and enhancing your overall financial experience. PayIT learns from your usage, offering smart suggestions and adapting to your habits to streamline your financial activities. Whether predicting your regular bill payments or offering tailored investment opportunities, PayIT makes managing your finances effortless.

About

Whizmo UAE

This app provides a comprehensive mobile money solution for fast and secure financial transactions. It allows users to pay bills, make peer-to-peer and international transfers, and receive salaries directly. The user-friendly interface supports QR code payments and instant local and international transfers.

Highlights
  • QR code payments
  • Online bill payments
  • Instant cash-in/cash-out
  • Instant P2P transfers
  • International money transfers
  • Direct salary deposits (WPS)
  • Business payment solutions
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Your go-to mobile money solution for fast, easy, and seamless transactions. Whizmo is a fully featured mobile money solution licensed by the Central Bank of the UAE. From paying bills and making peer-to-peer transfers to international transfers, Whizmo is the one-stop solution for all your money-related needs. Whether you're a seasoned user looking for enhanced features or a first-timer venturing into the world of mobile money, Whizmo’s user-friendly interface has been meticulously crafted to enhance your experience with unparalleled ease and convenience. From QR code payments to instant local and international transfers, Whizmo empowers everyone to do secure and frictionless transactions in just 2 simple taps. We are dedicated to fostering financial inclusion and empowering the underserved and unbanked communities across the UAE. Which is why, our solution is not only easily accessible to everyone, but also tailored to meet their specific needs, including receiving salaries directly into their Whizmo account through WPS, deposits and withdrawals, instant international transfers at competitive rates, and more. Key Features: Smart QR Code Payments: Effortlessly make payments by scanning QR codes, providing a hassle-free and efficient way to conduct transactions. Online Payments: Simplify your life by paying for utilities and other expenses online with Whizmo, ensuring a one-stop solution for your online shopping and purchases. Cash-In/Cash-Out Instantly: Our Network Partners make it convenient for users to top up their Whizmo wallets or withdraw cash by simply scanning a QR code. Instant Money Transfers: Enjoy the flexibility of instant transfers across various channels, including P2P, C2B, C2G, B2B, and B2G, putting you in control of your money whenever and wherever. International Transfers: Whizmo takes your reach beyond borders, allowing you to instantly transfer money to your family and friends abroad at competitive rates. Receive Money: Receive money from friends, family, or clients instantly through Whizmo. Direct Salary Deposits: Experience the ease of receiving your salary directly into your Whizmo account through WPS, providing a straightforward and efficient payroll solution. How to onboard yourself: 1.Download the app. 2.Enter your local UAE number. 3.Enter the OTP sent to your registered number to proceed. 4.Register yourself using your UAE Pass. 5.Log in using your UAE Pass. 6.Start using Whizmo! Whizmo for Business: Whizmo’s innovative mobile money benefits extend to businesses as well, offering a suite of features designed to streamline operations and enhance efficiency. Here's how Whizmo for Business can empower your organization: Seamless Transactions: Receive and send payments effortlessly through swift and secure online transfers. Smart QR Code Payments: Simplify payment processes for your customers with QR codes. Bulk Payments and Receivables: Manage bulk payments and keep track of receivables, reducing administrative complexities associated with large-scale transactions. Salary Disbursements: Optimize your payroll processes by utilizing Whizmo for direct salary disbursements. International Business Transactions: Manage payments for suppliers and vendors across the globe with Whizmo's international transfer feature. Conduct cross-border transactions at competitive rates, facilitating smoother business operations. Real-time Account Management: Stay in control of your money with real-time account management features. Monitor transactions, track balances and expenses, and make informed financial decisions on the go. Want your business to grow with the Whizmo advantage? Call us at 800-944966, and one of our agents will assist you. Download the app now to redefine the way you manage your money, and experience the benefits of easy, secure, and instant transactions. For more information or feedback, call us at 800-944966, or drop us an email at support@whizmo.com.

Screenshots

PayIT App4 screens
Whizmo UAE4 screens

Verdict

The call

PayIT App and Whizmo UAE are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayIT App ships an update every 2 months, Whizmo UAE monthly. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.

ScorecardNo meaningful differences
PayIT App versus Whizmo UAE: the parameters behind the verdict, then further details
ParameterPayIT AppWhizmo UAE
PriceFreeFree
Rating—4.2 (5 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—5 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size116 MB111 MB
Age rating17+4+
DeveloperAutomotion Technologies LimitedWhizmo Holdings Inc.

In-app purchases

None

PayIT App

No in-app purchases

None

Whizmo UAE

No in-app purchases

Questions

Is PayIT App free?
PayIT App is free to download, with no in-app purchases.
Is Whizmo UAE free?
Whizmo UAE is free to download, with no in-app purchases.
Do PayIT App or Whizmo UAE have ads?
Neither PayIT App nor Whizmo UAE shows ads.
Which is updated more often, PayIT App or Whizmo UAE?
PayIT App ships an update every 2 months, and Whizmo UAE monthly. Most recently, PayIT App was updated on October 7, 2026 and Whizmo UAE on October 16, 2026.

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