Comparison

LAKS Pay vs Spendly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

LAKS Pay

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Introducing the LAKS Pay wallet: the app designed for passive payment wearables. No battery, no downtime, no worries. Always have your money at hand. Simply link your LAKS wearable to the wallet and enjoy swift, secure, and contactless payments wherever you go. Featuring the world's most extensive collection of contactless payment wearables, from rings to wristbands, LAKS ensures your payments are not just convenient but also stylish and hassle-free. Welcome the modern payment experience by linking your LAKS wearables with the LAKS Pay App, offering a wide range of customization options for your individual payment experience. Manage and supervise your spending with one click. Easily enable, block, add, or change cards on your wearables, meeting all the security standards set by Mastercard and VISA. Embark on your stylish payment journey today!

About

Spendly

Features
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Spendly helps you spend wisely. Track every expense, build budgets that actually stick, and see your month at a glance β€” on your own or with your whole family. KEY FEATURES β€’ Clear monthly overview β€” your income, spending and savings for the month, right on the dashboard. β€’ Smart budgets β€” monthly limits per category (subcategories included), with alerts before you overspend. Start from ready-made templates or the 50/30/20 rule. β€’ Family sharing β€” create a family, invite your partner and kids, and see the household's spending together. Family budgets count everyone; personal budgets stay yours. Kids get pocket money. β€’ Split bills β€” share an expense with someone and keep track of who still owes you. β€’ Receipt scanning β€” snap a receipt and Spendly fills in the amount, merchant and date. β€’ Grouped categories β€” a ready-made set of groups and subcategories you can reorder and adapt. β€’ Reports β€” see where your money goes, month by month and by category. β€’ Multiple currencies β€” log expenses in any currency and see totals in yours, at daily ECB rates. β€’ Import & export β€” bring in transactions from a CSV file and export your data any time. β€’ Notifications β€” budget alerts, a weekly summary and quiet hours, so you hear from Spendly only when it matters. β€’ Sign in your way β€” email, Sign in with Apple or Google. PRIVATE BY DESIGN No ads. No trackers. Your data is encrypted, never sold and never used for advertising. You can export it or delete your account at any time, right from the app. Spendly is built by Sergiu Molnar. Questions? Reach us at contact@spendly.ro.

Screenshots

LAKS Pay4 screens
Spendly4 screens

Verdict

The call

The clearest difference is update cadence: Spendly at every 4 days against LAKS Pay's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LAKS Pay ships an update every 9 days, Spendly every 4 days. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.

Scorecard1 real difference Β· 5 level
LAKS Pay versus Spendly: the parameters behind the verdict, then further details
ParameterLAKS PaySpendly
PriceFreeFree
Update frequencyEvery 9 daysEvery 4 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.0 β€” better15.6
Further details β€” not scored
Size29 MB11 MB
Age rating4+4+
DeveloperLAKS GmbHSergiu Molnar

In-app purchases

None

LAKS Pay

No in-app purchases

None

Spendly

No in-app purchases

Questions

Is LAKS Pay free?
LAKS Pay is free to download, with no in-app purchases.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do LAKS Pay or Spendly have ads?
Neither LAKS Pay nor Spendly shows ads.
Which is updated more often, LAKS Pay or Spendly?
LAKS Pay ships an update every 9 days, and Spendly every 4 days. Most recently, LAKS Pay was updated on October 5, 2026 and Spendly on October 6, 2026.

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