LAKS Pay vs Spendly
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
LAKS Pay
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Introducing the LAKS Pay wallet: the app designed for passive payment wearables. No battery, no downtime, no worries. Always have your money at hand. Simply link your LAKS wearable to the wallet and enjoy swift, secure, and contactless payments wherever you go. Featuring the world's most extensive collection of contactless payment wearables, from rings to wristbands, LAKS ensures your payments are not just convenient but also stylish and hassle-free. Welcome the modern payment experience by linking your LAKS wearables with the LAKS Pay App, offering a wide range of customization options for your individual payment experience. Manage and supervise your spending with one click. Easily enable, block, add, or change cards on your wearables, meeting all the security standards set by Mastercard and VISA. Embark on your stylish payment journey today!
Spendly
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Spendly helps you spend wisely. Track every expense, build budgets that actually stick, and see your month at a glance β on your own or with your whole family. KEY FEATURES β’ Clear monthly overview β your income, spending and savings for the month, right on the dashboard. β’ Smart budgets β monthly limits per category (subcategories included), with alerts before you overspend. Start from ready-made templates or the 50/30/20 rule. β’ Family sharing β create a family, invite your partner and kids, and see the household's spending together. Family budgets count everyone; personal budgets stay yours. Kids get pocket money. β’ Split bills β share an expense with someone and keep track of who still owes you. β’ Receipt scanning β snap a receipt and Spendly fills in the amount, merchant and date. β’ Grouped categories β a ready-made set of groups and subcategories you can reorder and adapt. β’ Reports β see where your money goes, month by month and by category. β’ Multiple currencies β log expenses in any currency and see totals in yours, at daily ECB rates. β’ Import & export β bring in transactions from a CSV file and export your data any time. β’ Notifications β budget alerts, a weekly summary and quiet hours, so you hear from Spendly only when it matters. β’ Sign in your way β email, Sign in with Apple or Google. PRIVATE BY DESIGN No ads. No trackers. Your data is encrypted, never sold and never used for advertising. You can export it or delete your account at any time, right from the app. Spendly is built by Sergiu Molnar. Questions? Reach us at contact@spendly.ro.
Screenshots
Verdict
The clearest difference is update cadence: Spendly at every 4 days against LAKS Pay's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LAKS Pay ships an update every 9 days, Spendly every 4 days. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.
| Parameter | LAKS Pay | Spendly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days | Every 4 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.0 β better | 15.6 |
| Further details β not scored | ||
| Size | 29 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | LAKS GmbH | Sergiu Molnar |
In-app purchases
LAKS Pay
No in-app purchases
Spendly
No in-app purchases









