Comparison

Square One vs VIVA PFM

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Square One

Easily quote, purchase, and manage home or car insurance policies on the go. Submit and track claims, and get expert help from licensed agents via webchat or phone. Get personalized coverage in minutes.

Highlights
  • Quote and buy insurance
  • Manage policies
  • Submit and track claims
  • Expert agent assistance
  • Personalized coverage options
Features
Read full description

With the Square One app, you can quote, buy, and manage your home or car insurance policies anywhere, anytime. Plus, submit and track claims easily. If you need help, expert assistance from a licensed insurance agent is just a webchat or phone call away. Square One offers home insurance in BC, Alberta, Saskatchewan, Manitoba, Ontario, and Quebec. We also offer car insurance in Ontario and Quebec. You can get a home insurance policy for as little as $15/month, or a car insurance policy from $120/month (ON) or $67/month (QC). Plus, save up to 5% on your home insurance when you buy both home and car insurance from Square One. We're focused on making insurance simple, accessible, and affordable for Canadians. Customers love our personalized coverage, top-tier customer service, and easy-to-use online system. Get your personalized insurance in as little as 5 minutes โ€” see how much you can save by downloading the app and getting a quote.

About

VIVA PFM

Features
Read full description

VIVA is a simple and secure personal finance app designed to help you stay in control of your money, understand your benefits, and protect yourself from scams. Whether you want to track daily spending, plan, or feel safer from financial fraud, VIVA gives you clear tools and guidance โ€” without complexity. Key Features Expense Tracking Made Simple Easily track your daily expenses in one place See where your money goes with clear summaries and insights Stay aware of your spending habits without complicated charts Maximize Your Benefits Discover government benefits and programs you may qualify for Easy-to-understand explanations, no confusing financial language Helps you make informed decisions about your finances Scam & Fraud Protection Get alerts and tips to help recognize common scams Learn how to protect yourself from fraud calls, emails, and messages Stay informed with simple, practical guidance Clear Financial Overview A clean dashboard that shows your financial situation at a glance Helpful reminders and insights to support better money decisions Designed for Ease of Use Simple navigation and readable design Built for confidence, not complexity No financial expertise required

Screenshots

Square One4 screens
VIVA PFM4 screens

Verdict

The call

The clearest difference is update cadence: Square One at every 6 weeks against VIVA PFM's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Square One ships an update every 6 weeks, VIVA PFM every 4 months. Both last shipped on October 25, 2026.

Scorecard1 real difference ยท 7 level
Square One versus VIVA PFM: the parameters behind the verdict, then further details
ParameterSquare OneVIVA PFM
PriceFreeFree
Positive reviews61.5% of reviewsโ€”
Update frequencyEvery 6 weeks โ€” betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedโ€”
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS14.0 โ€” better15.0
Further details โ€” not scored
Size39 MB43 MB
Age rating4+17+
DeveloperSquare One InsuranceViva Leading Tech Inc.

In-app purchases

None

Square One

No in-app purchases

None

VIVA PFM

No in-app purchases

Questions

Is Square One free?
Square One is free to download, with no in-app purchases.
Is VIVA PFM free?
VIVA PFM is free to download, with no in-app purchases.
Do Square One or VIVA PFM have ads?
Neither Square One nor VIVA PFM shows ads.
Which is updated more often, Square One or VIVA PFM?
Square One ships an update every 6 weeks, and VIVA PFM every 4 months. Most recently, Square One was updated on October 25, 2026 and VIVA PFM on October 25, 2026.

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