Arival vs Element by Vesti
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Arival
A digital banking platform for global businesses and individuals. Open accounts online, manage multiple entities, and conduct seamless domestic and cross-border transactions. Offers enhanced security and premium account options.
- Online account opening
- Multi-entity account management
- Domestic and cross-border payments
- Transaction history tracking
- Enhanced security features
- Premium account options
Read full descriptionHide full description
Arival is a digital bank for global businesses and individuals. Open your bank accounts 100% online and remotely. Transform your financial experience with our cutting-edge banking tools and join our worldwide community today. GLOBAL CHECKING TO KEEP YOU IN CHECK. Manage your company cash flow through your Arival checking accounts. Under one login, create, manage, and seamlessly toggle between multiple accounts and entities. PAY & GET PAID EFFORTLESSLY. Say hello to your new powerful money movement tool. Make domestic and cross-border transactions to pay suppliers, vendors, and receive payments from clients. Schedule payments, download statements, track and filter transaction history. ONBOARD FROM ACROSS THE GLOBE. EASILY. Arival’s mission is to give businesses and individuals the tools to manage and grow their finances from anywhere in the world. We’ve made our onboarding process simple and seamless. Get started today. LICENSED & REGULATED. Arival Bank is a US-based bank licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF). ENHANCED SECURITY & TRUST. We use 2-Factor Authentication, advanced encryption and perform regular system reviews to keep your data secure. Our safety system is SOC2 compliant, 256 Bit encrypted, and monitored, which means your assets are always safe with Arival Bank. WE'VE GOT YOUR BACK. We have a global team working from nearly ten countries striving to provide you with timely support and the best customer experience. GET FANCY WITH PREMIUM ACCOUNTS. Unlock premium customer support, dedicated account managers, cheaper transactions, and free transfers with Arival premium accounts. Learn more at arival.com
Element by Vesti
Open a US bank account, get a credit card, and start transacting immediately using your native KYC. This digital banking solution simplifies the process for non-residents, offering features like international money transfers and credit score building.
- Open US bank account with native KYC
- Get credit card
- International money transfers
- Build US credit score
- Generate payment invoices
- Physical and virtual cards
Read full descriptionHide full description
Element by Vesti - Banking for everyone. A digital banking solution that enables you to open a US bank account with your native KYC, get a credit card, and start transacting from Day 1. Opening a US personal bank account, checking account, or savings account can be challenging for non-residents because of the requirements and the lengthy bureaucratic procedures. Element by Vesti eliminates all the difficulties. Start Banking without the Hassle • Open a free account Use your personal details and native KYC to open an account within a minute, even if you’re just at the airport • Add money Fund your wallet with your debit card from home, existing US card or account, or Vesti USD wallet • Send money Send money to users of the Element by Vesti app or other financial institutions in 49 countries of the world, and more to come • Transfer, establish, build credit score Transfer your credit score from your home country to the US, establish, and build it to access credit products, lower interest rates on credit products, employment opportunities, insurance premiums, etc. • Generate payment invoice Generate payment invoice to demand payment and get paid faster, track payments and outstanding balances, ensure compliance with tax regulations, get legal protection in case of disputes, amongst other benefits • Physical and virtual cards Request physical and virtual cards for convenient, safe, and secure transactions, anywhere For more information about Element by Vesti, please contact help@wevesti.com
Screenshots
Verdict
The clearest difference is review sentiment: Element by Vesti at 100% against Arival's 0%. Element by Vesti also leads on rating (5.0 vs 3.8) and device support (3 vs 1). Arival's advantage is ratings volume (10 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Element by Vesti holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Arival has 10 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Arival's written reviews are positive against 100% of Element by Vesti's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 23, 2026 and October 2, 2026 respectively.
| Parameter | Arival | Element by Vesti |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (10 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 10 — better | 1 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 127 MB | 74 MB |
| Age rating | 4+ | 17+ |
| Developer | Arivalbank | Vesti Technologies Inc |
Customer experience
Arival
Element by Vesti
In-app purchases
Arival
No in-app purchases
Element by Vesti
No in-app purchases









