Merchant.app vs Tipon Payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Merchant.app
This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.
- Process payments via terminal, text, or email
- Lightning-fast transactions
- Customer payments via phone or email
- Real-time transaction dashboard
- Refund tracking
- Industry-leading data security
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An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.
Tipon Payments
Accept tips digitally through QR codes or NFC tags. Receive instant notifications, access earnings quickly, and gather customer feedback to enhance service. Built on Stripe for secure payouts, it's perfect for service professionals.
- Cashless tipping via QR code
- NFC tipping support
- Real-time earning notifications
- Instant access to earnings
- Integrated customer feedback
- Secure Stripe payouts
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Tipon is the ultimate platform for cashless tipping. Service providers can now accept tips effortlessly using QR codes, offering a seamless payment experience for customers. With real-time notifications, instant access to earnings, and integrated feedback collection, Tipon is designed to improve service quality and make tipping more convenient. The app is built on top of Stripe for secure and fast payouts, making it ideal for freelancers, small businesses, and service professionals in industries like hospitality, personal services, and retail.
Screenshots
Verdict
Merchant.app and Tipon Payments both sit at 5.0 stars, but that hides the real split: 100% of Tipon Payments's written reviews are positive against 50% of Merchant.app's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Merchant.app against 5.0 for Tipon Payments. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews are what separate them: 50% of Merchant.app's written reviews are positive against 100% of Tipon Payments's.
Merchant.app ships an update every 2 weeks, Tipon Payments fortnightly. The most recent releases landed on July 8, 2026 and June 4, 2026 respectively.
| Parameter | Merchant.app | Tipon Payments |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) | 5.0 (3 ratings) |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 — better | 3 |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.4 — better | 14.0.0 |
| Further details — not scored | ||
| Size | 84 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Merchant Platforms, Inc. | Tipon Inc. |
Customer experience
Merchant.app
Tipon Payments
In-app purchases
Merchant.app
No in-app purchases
Tipon Payments
No in-app purchases
