BDO Business vs Heo

Move your business with speed, confidence and agility. Approve transactions anywhere at your convenience and securely manage your accounts with ease with BDO Business Mobile app. With BDO Business Mobile app, you can: • View all your accounts in a single dashboard • Monitor cash flows • Receive alerts for action items • Approve financial transactions anywhere • Bank with confidence using a secure and reliable mobile app BDO offers award-winning digital solutions for cash management. BDO is recognized by Alpha Southeast Asia Financial Institution Awards as the Best Cash Management bank for 7 consecutive years since 2016; and by The Asset Triple A Awards as the Best Service Provider in Cash Management since 2019 to present. Download BDO Business Mobile app now! BDO Unibank is regulated by the Bangko Sentral ng Pilipinas with telephone no. (02)8707-7087, email address consumeraffairs@bsp.gov.ph and webchat at www.bsp.gov.ph.

All Your Money. Finally, One Number. Heo is a multi-currency expense tracker for people who spend across borders, apps, and wallets. Log a coffee in seconds, watch every account roll up into your home currency, and finally know exactly where your money goes. WHY YOU’LL LOVE HEO LOG EXPENSES IN ONE TAP Add an expense with a single tap. Heo learns your habits and suggests the right category based on the amount and time of day, so most entries are finished before you even think about them. EVERY CURRENCY, ONE TOTAL Track cash, bank accounts, cards, and e-wallets in any currency. Heo automatically converts everything into your preferred home currency, giving you one clear view of your finances. No spreadsheets. No mental math. SUBSCRIPTIONS MADE SIMPLE Adding recurring bills takes seconds. Heo suggests popular subscriptions in your country and pre-fills a typical price, which you can adjust to match your actual plan. HANDS-FREE EXPENSE LOGGING (PRO) Capture expenses your way: * Type naturally, like “coffee 65k” * Speak it out loud * Scan a receipt Heo automatically extracts the amount, merchant, and category for you. BUDGETS THAT WARN YOU EARLY Set spending limits for any category and receive a gentle heads-up before you exceed your budget, not after. INSIGHTS YOU’LL ACTUALLY READ Simple charts help you understand: * Where your money goes * How much you earn * How your spending changes over time HOME SCREEN WIDGETS Log expenses directly from your home screen and keep your balances just a glance away. PRIVATE BY DEFAULT Your financial data stays yours. * Face ID and PIN protection * Start without creating an account * Connect an account later for backup and sync SPEAKS YOUR LANGUAGE Available in: English Tiếng Việt 简体中文 日本語 한국어 ไทย Bahasa Indonesia Money Is Stressful Enough. Heo makes expense tracking quick, clear, and genuinely pleasant to use. Spend less time tracking money. Spend more time enjoying it.