Plata vs TEO Móvil
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Plata
This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.
- Real cashback rewards
- Extended payment deadlines
- Digital card for secure online shopping
- Fast and personalized card delivery
- Easy-to-use app interface
- Investment services with AI guidance
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Plata helps you manage your finances simply, securely, and all in one place. From the app, you can access the products and services available in your country, review your transactions, and stay in control of your money. Plata is a digital finance, designed around people. We offer real benefits and value your time, so we eliminate waiting and branch visits. Plata is always with you, with 24/7 support available wherever you are. Apply for your cards and choose where, when, and at what time you want to receive them. Mexico In Mexico, enjoy Banco Plata products and manage your finances directly from the app. Plata Crédito Shop with your physical or digital card and manage your credit directly from the Plata app. Review your transactions, payments, and all your card information in one place. You have up to 60 days to make your payment without late payment fees or penalties, subject to the applicable terms of your card. Plus, earn up to 15% cashback in the categories you choose. Use it to make payments, shop, or access your funds, subject to the applicable terms. Plata Cuenta The only debit card with up to 15% returns on your savings and up to 15% cashback in the categories you choose. Grow your money with Inversiones Access investment options from your phone. Invest in available stocks, ETFs, and investment funds, and use tools and information to help you make decisions about your money. Investment services are offered by Asesor en Inversiones Plata, S.A.P.I. de C.V., an entity regulated by Mexico’s National Banking and Securities Commission (CNBV), registration number 30165. See applicable interest rates, CAT, fees, and Terms and Conditions at bancoplata.mx. Support: help@bancoplata.mx | +52 55 9777 9000 Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, Piso 1, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590 Colombia In Colombia, Plata Pay lets you access and manage your financial products directly from your phone. Plata Cuenta Review your transactions and account activity through a simple, easy-to-use experience. Earn returns and cashback in the categories you choose. Manage your money with ease With Plata Bolsillos and Plata CDT, organize your money by separating it for different goals or needs and earn returns. Financial products and services in Colombia are offered by Plata. S.A. Compañía de Financiamiento, an entity supervised by the Superintendencia Financiera de Colombia. See applicable rates, fees, Terms and Conditions, and other information at plata.co. Support: ayuda@plata.co | 01 8000 160 555 Plata. S.A. Compañía de Financiamiento, NIT 901.983.739-1, Carrera 11B No. 99-25, Piso 4, Bogotá D.C., Colombia Join Plata!
TEO Móvil
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Una sucursal de Caja Popular Teocelo en la palma de su mano. Realiza tus operaciones con tus cuentas de ahorro y préstamo. - Transfiere entre tus cuentas. - Transfiere a cuentas de otros socios. - Compra de tiempo aire. - Pago de servicios - Entre otras funciones Acuda a su sucursal más cercana para activar su servicio. Requieres la instalación de la aplicación de TEO Token por seguridad en tus operaciones.
Screenshots
Verdict
The clearest difference is update cadence: Plata at fortnightly against TEO Móvil's every 9 months. TEO Móvil's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Plata ships an update fortnightly, TEO Móvil every 9 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Plata | TEO Móvil |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (7.4K ratings) — better | — |
| Positive reviews | 94.0% of reviews | — |
| Number of ratings | 7.4K — better | — |
| Update frequency | Fortnightly — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 464 MB | 48 MB |
| Age rating | 4+ | 17+ |
| Developer | Banco Plata, S.A., Institucion de Banca Multiple | Caja Popular Teocelo, SC de AP de RL de CV |
Bugs and requests
Plata
Reported bugs
2 issues- Login screen freezes
- Compatibility issues with older devices
Requested features
3 requests- Increase credit limit options
- Provide more transparency on fees
- Improve mobile app stability
TEO Móvil
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Plata
No in-app purchases
TEO Móvil
No in-app purchases








