Comparison

Mercantile Securities Corp. vs Koink

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Mercantile Securities Corp.

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Trading has never been this easy. The market at a glance everywhere you go: monitor, execute and review. Highlight Features: โ€ข Monitor market activity and trade with real-time data feed and charts โ€ข Customisable watch list โ€ข Portfolio performance โ€ข Post orders before and after market closes โ€ข Live ticker quotes We are elevating the trading game in the Philippines. Ready to make the switch?

About

Koink

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Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES โ€ข AI receipt scanning โ€ข Expense tracking and budgeting โ€ข Bill splitting with friends โ€ข Personal money journal โ€ข Multiple currencies โ€ข Export splits to PDF or text โ€ข Location tagging for journal entries โ€ข Custom themes, fonts, colors, and app icons โ€ข No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy

Screenshots

Mercantile Securities Corp.4 screens
Koink4 screens

Verdict

The call

The clearest difference is in-app purchases: Mercantile Securities Corp. at none against Koink's 5. Mercantile Securities Corp. also leads on iOS requirement (13.0 vs 26.1). Koink's advantage is update cadence (every 10 days vs every 17 months). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. Mercantile Securities Corp. asks for nothing beyond the download.

UpkeepUpdate frequency

Mercantile Securities Corp. ships an update every 17 months, Koink every 10 days. The most recent releases landed on September 17, 2026 and September 10, 2026 respectively.

Scorecard3 real differences ยท 3 level
Mercantile Securities Corp. versus Koink: the parameters behind the verdict, then further details
ParameterMercantile Securities Corp.Koink
PriceFreeFree
Update frequencyEvery 17 monthsEvery 10 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS13.0 โ€” better26.1
Further details โ€” not scored
Size27 MB12 MB
Age rating4+4+
DeveloperMercantile Securities CorporationRomano Coronel

In-app purchases

None

Mercantile Securities Corp.

No in-app purchases

5 purchases

Koink

Subscriptions2
  • Koink Premium$5.991 Month
  • Koink Premium Yearly$49.991 Year
One-time3
  • 50 Scan Credits$4.99
  • 150 Scan Credits$12.99
  • 500 Scan Credits$29.99

Questions

Is Mercantile Securities Corp. free?
Mercantile Securities Corp. is free to download, with no in-app purchases.
Is Koink free?
Koink is free to download, with in-app purchases available.
Do Mercantile Securities Corp. or Koink have ads?
Neither Mercantile Securities Corp. nor Koink shows ads.
Which is updated more often, Mercantile Securities Corp. or Koink?
Mercantile Securities Corp. ships an update every 17 months, and Koink every 10 days. Most recently, Mercantile Securities Corp. was updated on September 17, 2026 and Koink on September 10, 2026.

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