Comparison

iOwe vs Splitie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iOwe

Features
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Schulden für einzelne Personen und Gruppen verwalten Verwalten Sie für einzelne Personen die Schulden, die Sie bei anderen haben und die andere bei Ihnen haben. In der Gruppenverwaltung können Ausgaben, die Einzelne für andere getätigt haben gesammelt werden und übersichtlich dargestellt werden.  So können Sie stets den Überblick über Ihre Finanzen halten. Die Ausgaben der Gruppe können zudem als PDF exportiert werden.

About

Splitie

Features
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Split expenses without the hassle Splitie helps you easily manage shared expenses with friends, roommates, or travel groups — without creating an account and without subscriptions. No more spreadsheets, awkward reminders, or guessing who owes what. Everything is clear, simple, and always up to date. Why you’ll love Splitie - No sign-up required: Start using the app instantly. No accounts, no passwords, no friction. Just open the app and create a group - No subscriptions: Splitie is free to use. No monthly fees, no paywalls blocking essential features - Perfect for groups: Create groups for trips, apartments, events, or everyday life. Invite others instantly using a link or QR code - Easy expense tracking, add expenses in seconds: enter the amount, choose who paid, split equally or select participants. That’s it - Always know who owes what: Clear balances show who owes money and who should get paid — no confusion, no math - Full expense history: see all transactions in one clean list, searchable and organized by group - Export anytime: Need a report? Export all expenses to PDF or Excel — perfect for reimbursements, trips, or sharing with others - Made for real life. Splitie is ideal for: trips with friends, roommates and shared apartments, couples, group events and activities. Whether it’s coffee, groceries, rent, or travel costs — Splitie keeps everything simple and transparent. Simple. Transparent. No strings attached No sign-up. No subscriptions. Just an easy way to split expenses and stay on good terms with people you care about. Download Splitie and stop worrying about shared money.

Screenshots

iOwe4 screens
Splitie4 screens

Verdict

The call

The clearest difference is in-app purchases: iOwe at none against Splitie's 2. Splitie's advantage is update cadence (weekly vs every 8 months) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitie sells 2 one-off in-app purchases. iOwe asks for nothing beyond the download.

UpkeepUpdate frequency

iOwe ships an update every 8 months, Splitie weekly. The most recent releases landed on October 2, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 3 level
iOwe versus Splitie: the parameters behind the verdict, then further details
ParameteriOweSplitie
PriceFreeFree
Update frequencyEvery 8 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size1 MB46 MB
Age rating4++4
DeveloperMartin Leonard HaufsKirill Rozhenkov

In-app purchases

None

iOwe

No in-app purchases

2 purchases

Splitie

One-time2
  • Splitie Plus$2.99
  • Splitie Pro$5.99

Questions

Is iOwe free?
iOwe is free to download, with no in-app purchases.
Is Splitie free?
Splitie is free to download, with in-app purchases available.
Do iOwe or Splitie have ads?
Neither iOwe nor Splitie shows ads.
Which is updated more often, iOwe or Splitie?
iOwe ships an update every 8 months, and Splitie weekly. Most recently, iOwe was updated on October 2, 2026 and Splitie on October 13, 2026.

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