Beyond Business vs Gap

BEYOND by Warba Bank – The Ultimate Business Banking Experience BEYOND is Warba Bank’s comprehensive mobile banking solution specifically designed for small and medium-sized enterprises (SMEs). Manage your business finances anytime, anywhere with a smart, secure, and seamless interface tailored to your professional needs. Powerful features for your business: 1. Modern Design & Navigation: A sleek, high-speed interface designed to simplify complex business banking tasks. 2. Customisable Home Screen: Personalise your dashboard with detailed or summary views and organise sections to fit your daily priorities. 3. Quick Services: Get instant access to your most frequently used services directly from the home screen. 4. Multiple Account Login: Securely manage up to 5 different BEYOND accounts on a single device and switch between them seamlessly. 5. Streamlined Approvals: Review and approve all pending requests in one convenient location to keep your business moving. 6. Enhanced Permissions: Gain total control over users, roles, and transaction levels with a redesigned management section. 7. Comprehensive Transfers & Payments: Handle local and international transfers, manage beneficiaries, and send invoice payment links effortlessly. 8. Renewed Marketplace: Access exclusive business offers, deals, and rewards tailored to support your growth. 9. Business Certificates & Cards: Instantly download IBAN or Balance Confirmation certificates and manage your business cards with ease. 10. Oasis Club Integration: Link your prepaid card to earn travel miles on eligible business spending. 11. Tablet Optimised: A dedicated interface designed for larger screens, ensuring a premium experience on both mobile and tablets. 12. Authenticator app support to secure logins, trusted devices, and transactions as a replacement for SMS OTP. Your business. Our solutions. Always Beyond.

Gap is a quiet place to see what remains. No motivation. No advice. No pressure to "do better". Gap shows you only three things: • How much debt remains • How it changes over time • When it may reach zero, based on your recent pace Nothing more. Designed for people who are already trying. If other finance apps feel overwhelming, noisy, or judgmental, Gap stays out of your way. Privacy by design: • No account required • No bank connection needed • No ads • No tracking Your data stays on your device, always. Start with the free version to track one debt calmly. If you need more space, unlock unlimited debts with a one-time purchase. Gap doesn't cheer you on. It simply shows that you're still moving.