Cino vs Abbonix

OVER 2.5M BILLS SPLIT INSTANTLY WITH CINO Cino is the fastest way to split bills with partners, friends, and housemates. It’s the first ever bill-splitting app that uses group cards to split your group bill instantly with Apple Pay or Google Pay. With Cino, no one has to cover the bill upfront – everyone’s share comes straight out of their own bank account. So no one owes anyone after the bill is paid. You can choose exactly how you want to split the bill, whether it’s 50/50 or 70/30. No more chasing payments, logging expenses, or waiting months to get your money back. Cino is easy and fast. Perfect for couples who want to share expenses without a joint account, housemates who can’t keep track of who bought the toilet roll last, and friends who almost fight every time they book trips together. You don’t have to pool your money together or top up funds. Simply pay with Cino and the bill gets settled automatically. So drop the admin. Stop the spreadsheets, and start sharing expenses automatically with Cino. You won’t remember how you lived without it. How it works Download the Cino app Connect Cino to your own bank card Add your group Cino card to Apple Pay or Google Pay Pay for shared expenses with your Cino card Other bill‑splitting apps and expense trackers make you do all the work. Logging expenses, uploading receipts, transferring funds. With Cino, it’s all done for you – automatically. A fairer, more flexible way to split bills Choose how you want to split 50/50? 70/30? You decide what’s fair. Change your split ratio any time. Avoid fees abroad Your bank might charge foreign transaction fees – but we don’t. So when you share travel expenses with Cino, you and your crew can save up to 3% in fees abroad Add or remove people easily Friend decided to skip drinks tonight? Just unmark them in the group to take them off the bill. Throw in some drama with Roulette Let fate decide who picks up the bill, and which lucky winner gets to skip it. Safe and secure Cino doesn’t hold your money – that stays safe in your bank. No one can access or share your card details – not even us! You can set spending limits on every group card and leave a group anytime! Cino is a virtual Mastercard debit card and compatible with Apple Pay and Google Pay. You can connect most debit and credit cards to your Cino Mastercard, excluding American Express and Discover. Cino operates in partnership with licensed Electronic Money Institutions (EMIs) and Payment Service Providers (PSPs) across the EU and UK. Your payments are processed securely and in full compliance with local financial regulations.Your payments are encrypted, your funds are protected, and all transactions are processed securely under strict financial regulations. Share expenses with every group in your life Couples: Share everyday bills, groceries, or that weekend getaway without worrying about who paid last time. Friends: From pizza nights to birthday dinners, everyone pays their fair share instantly. Travel Crews: Split everything from flights and hotels to taxis and cocktails abroad — with no hidden fees. Flatmates: Rent, utilities, Netflix, broadband — every bill divided fairly, automatically. Family: Split the cost of family gifts, trips and subscriptions Big Events: Hen parties, birthday bashes, or that epic trip to Japan — Cino makes splitting group expenses a breeze. Download Cino today and split your first bill in seconds.

Abbonix: track expenses and subscriptions. Keep your expenses and subscriptions under control, all in one place. With Abbonix, you can record your expenses, monitor your subscriptions, and view detailed statistics to always have a clear picture of where your money goes. Organize everything into categories, keep an eye on upcoming renewals, and see how much you spend over time. Abbonix helps you keep track of every cent and manage your everyday expenses in a simple and intuitive way. Everything you need, at a glance • Keep track of your subscriptions and their renewal dates. • Record and organize your expenses by category. • View statistics and charts showing how your spending changes over time. • Quickly check your upcoming renewals. • Receive reminders so you never forget a renewal date. • Use widgets to see the most important information directly on your Home Screen. • Quickly add expenses using Apple Shortcuts and automations. • Sync your data through iCloud across your compatible Apple devices. Designed to be simple Abbonix is designed to help you quickly find what you need, without complicated screens or unnecessarily intrusive features. Add an expense, check a renewal, or view your statistics in just a few moments. Your data, on your devices With iCloud sync, you can securely store your data and keep it up to date across compatible Apple devices signed in to the same Apple Account. Your privacy comes first Abbonix is designed to respect your privacy and keep you in control of your data. The information you enter in the app, such as expenses, subscriptions, and categories, is stored locally on your device. If you choose to enable iCloud sync, your data is stored in your iCloud account through Apple, allowing you to keep it synchronized and access it across your compatible devices. Your data is not sent to or stored on servers managed by Abbonix. Abbonix does not collect the content you enter in the app for its own purposes, does not use advertising tracking systems, and does not sell or share your personal data with third parties for advertising or commercial purposes. The information you enter therefore remains on your device or, if you choose to use synchronization, in your iCloud account. It is used exclusively by the app to provide its features, such as managing expenses and subscriptions, statistics, reminders, widgets, and synchronization across your devices. In short: your data stays yours. Whether you simply want to remember when a subscription renews or get a more complete overview of your spending, Abbonix gives you the tools you need to keep everything under control. Fewer surprises. More control. With Abbonix.