Figur vs Tobopay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Figur
Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.
- Virtual Dollar Card for global payments
- Cheap data and airtime top-ups
- Convert airtime to cash
- Trade gift cards
- Bill payments (electricity, TV)
- Personal and business accounts
- Invoicing and revenue tracking
Read full descriptionHide full description
Figur is your all-in-one finance app for easy payments, online shopping, airtime to cash, gift card trading, and business tools — fast, secure, and reliable. Crypto: Swap, Send, and Receive USDT, USDC, BTC & ETH in minutes. Create a Virtual Dollar Card: Pay globally on Amazon, Meta, X, AliExpress, Shein, Temu, and more. Buy Cheap Data & Airtime: Instant top-ups for MTN, Airtel, Globacom, and 9mobile. Convert Airtime to Cash Instantly Trade Gift Cards: Sell App Store & PlayStation gift cards at competitive rates. Pay Bills Easily: Pay for electricity, cable TV like DStv & GOtv, airtime, and data. Personal & Business Accounts: Send, receive, create invoices, track revenue, and access a free online store. Secure. Fast. Built for your financial growth. Download Figur today.
Tobopay
Manage all your financial transactions in one place. Easily pay bills, convert airtime to cash, buy data, and send or receive money instantly. This secure and reliable platform acts as your personal financial assistant for hassle-free payments.
- Pay bills on time
- Convert airtime to cash
- Buy airtime and data
- Send and receive money
- Cable TV payments
- Secure transactions
Read full descriptionHide full description
Take control of your finances with Tobopay, the ultimate payment companion! Tired of juggling multiple bills, airtime, and money transfers? Tobopay simplifies your life by bringing everything under one roof. With our easy-to-use app, you can: - Pay bills on time, every time - Instantly convert airtime to cash - Buy airtime and data for yourself or loved ones - Send and receive money instantly - Enjoy seamless cable TV payments Tobopay is more than just a payment app - it's your personal financial assistant. Our secure and reliable platform ensures your transactions are fast, easy, and protected. Download Tobopay today and experience the power of hassle-free payments! Your feedback matters! Feel free to share your thoughts and suggestions through our various channels to help us serve you better. Contact: helpdesk@tobopay.co Website: https://tobopay.co X: https://twitter.com/tobopay Instagram: https://instagram.com/tobopay Facebook: https://facebook.com/tobopay
Screenshots
Verdict
The clearest difference is rating: Figur at 3.7 against Tobopay's 3.0. Figur also leads on update cadence (every 5 days vs every 3 weeks) and ratings volume (27 vs 6). Tobopay's advantage is review sentiment (50% vs 27%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Figur holds the better App Store score, 3.7 against 3.0. Both are backed by a comparable volume of ratings — 27 and 6 respectively. Written reviews complicate that: 27% of Figur's written reviews are positive against 50% of Tobopay's, so the app with the better star average is not the one people write more warmly about.
Figur ships an update every 5 days, Tobopay every 3 weeks. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.
| Parameter | Figur | Tobopay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (27 ratings) — better | 3.0 (6 ratings) |
| Positive reviews | 27.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 27 — better | 6 |
| Update frequency | Every 5 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 41 MB |
| Age rating | 4+ | 17+ |
| Developer | Truparse Nigeria Limited | TBP TECHNOLOGIES LTD |
Customer experience
Figur
Tobopay
In-app purchases
Figur
No in-app purchases
Tobopay
No in-app purchases
