Figur vs Tingtel
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Figur
Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.
- Virtual Dollar Card for global payments
- Cheap data and airtime top-ups
- Convert airtime to cash
- Trade gift cards
- Bill payments (electricity, TV)
- Personal and business accounts
- Invoicing and revenue tracking
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Figur is your all-in-one finance app for easy payments, online shopping, airtime to cash, gift card trading, and business tools — fast, secure, and reliable. Crypto: Swap, Send, and Receive USDT, USDC, BTC & ETH in minutes. Create a Virtual Dollar Card: Pay globally on Amazon, Meta, X, AliExpress, Shein, Temu, and more. Buy Cheap Data & Airtime: Instant top-ups for MTN, Airtel, Globacom, and 9mobile. Convert Airtime to Cash Instantly Trade Gift Cards: Sell App Store & PlayStation gift cards at competitive rates. Pay Bills Easily: Pay for electricity, cable TV like DStv & GOtv, airtime, and data. Personal & Business Accounts: Send, receive, create invoices, track revenue, and access a free online store. Secure. Fast. Built for your financial growth. Download Figur today.
Tingtel
Easily convert airtime to cash, pay bills, and fund various wallets. This app allows you to buy airtime at discounted rates and transfer it anonymously. It also facilitates funding betting wallets and settling insurance premiums without needing a bank card.
- Convert airtime to cash
- Pay utility bills with airtime
- Fund mobile money wallets
- Fund betting wallets
- Buy airtime at discounted rates
- Transfer airtime anonymously
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Tingtel App is the #1 App for anything Airtime in Nigeria. Easily convert Airtime to Cash at the lowest rate, pay bills online with Airtime, convert Airtime to fund MTN MoMo and Airtel SmartCash wallet, fund betting wallet with Airtime, buy Airtime with debit card at discounted rates, and so much more. AIRTIME TO MOBILE MONEY (NEW) Convert any 9ja Airtime to fund mobile money wallet: MTN MoMo and Airtel SmartCash without network restrictions. FUND WITH AIRTIME Easily fund wallet with Airtime. Convert your Airtime instantly to fund betting wallets, and settle insurance premiums without a bank card! AIRTIME BILLS Pay utility bills online; prepaid and postpaid electricity bills, Cable TV, Internet services, and fund betting wallet with Airtime. BUY AIRTIME Discounted Airtime every day, that’s the Tingtel way! Buy Airtime online and get discount on every Airtime purchase. SELL AIRTIME Convert Airtime to Cash and get credited instantly in any bank Account to pay for goods online, or withdraw at any POS or ATM outlet. PAY WITH AIRTIME No change? No problem. Simply pay with Airtime. You can send Airtime from one network to another seamlessly with Tingtel. AIRTIME QR Transfer or Receive Airtime without Sharing your name, number or network TINGTEL ID Conveniently send Airtime to any phone using Tingtel ID, which means no name, no phone or network, just dial *347*85# to send and receive Airtime instantly and anonymously! For more information: Reach out: support@tingtel.com / WhatsApp us 08179472458. Connect with us on our social media platforms @TingtelNG on Instagram, Facebook, and Twitter.
Screenshots
Verdict
The clearest difference is rating: Figur at 3.7 against Tingtel's 2.4. Figur also leads on update cadence (every 5 days vs every 2 months) and review sentiment (27% vs 8%). Tingtel's advantage is iOS requirement (12.0 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Figur holds the better App Store score, 3.7 against 2.4. Both are backed by a comparable volume of ratings — 27 and 11 respectively. Written reviews point the same way: 27% of Figur's written reviews are positive against 8% of Tingtel's.
Figur ships an update every 5 days, Tingtel every 2 months. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.
| Parameter | Figur | Tingtel |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (27 ratings) — better | 2.4 (11 ratings) |
| Positive reviews | 27.3% of reviews — better | 7.7% of reviews |
| Number of ratings | 27 — better | 11 |
| Update frequency | Every 5 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 12.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Truparse Nigeria Limited | Tingtel Limited |
Customer experience
Figur
Tingtel
In-app purchases
Figur
No in-app purchases
Tingtel
No in-app purchases
