Comparison

VatPay vs Mustang Agent

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

VatPay

Features
Read full description

VatPay is providing you with a seamless and robust secure mobile application that helps sort all your utility payments with a click of a button. This ultimate payment solution allows customers, dealers and agent to fund their virtual wallets, buy and pay for expenses like Airtime, insurance, sports bet wallet, internet subscription, and Electricity. Why should you have VatPay? Product and Service: All Users (Agents, Customers, and Dealers) can easily buy airtime and pay for their electricity, Internet subscription, insurance, and fund Bet wallets. Wallet Service: Customers and dealers can easily fund their wallets via their virtual accounts and also transfer funds from their commission wallet to their main wallet in seconds. Become a Dealer: Customers who wish to become a dealer can setup their dealer account from their current profile and become a dealer without third-party interference. Profile Management: All users can manage their profile and security settings easily on the platform. Report Management: View reports on wallets activities and easily spool from our web application. Dashboard and Analytics: Have a visualised overview of all wallets and activities on our Web Application. Agent Management: Now dealers can set-up, fund agents seamlessly and they both earn commissions. Support 24/7: We are excited to hear from you, should you have queries or inquiries please reach us via email at vatebrapay@vatebra.com

About

Mustang Agent

Features
Read full description

Are you an Agent Banker? Take charge of your agency banking business with our multifunctional POS app. With a user-friendly interface and high-tech security features, our app is designed to work seamlessly with your POS device(s) so you can manage your business, grow your customer base, and offer numerous services across Africa. Our app also allows you to onboard up to one million agents and track all transactions on the go. To get started, simply download the app, sign up, and request a POS. Even if you're new to agency banking, our app makes it easy for you to recruit sub-agents in select locations across the world and manage your business operations efficiently. Plus, you can perform financial and non-financial transactions on behalf of customers using either your POS device or the mobile app. With our in-app functionality, you can offer cash out, pay by transfer, cash-in, bill payment services, open bank accounts, request loans through licensed third parties, and access float through partner banks. And with just a few clicks, you can remotely monitor transactions on as many as one million POS devices connected to your app. Our initiative is powered by ErrandPay, a trusted name in financial innovation and inclusion across Africa, leading the conversation of financial inclusion in Africa has earned them the reputation of being the agent's realest pal and lifeline. Our prompt response to users' queries and dedication to supporting our agents 24/7 has made our platform the must-have in Africa. Don't wait to be told, sign up now and join agents across Africa who trust us to take their business to the next level. We support a wide range of countries, including Nigeria, Ghana, Egypt, South Africa, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central Africa Republic, Chad, Comoros, Congo, Congo DRC, Djibouti, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Guinea, Guinea Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Rwanda, Sao Tome & Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, The Gambia, Togo, Tunisia, Uganda, Zambia and Zimbabwe.

Screenshots

VatPay4 screens
Mustang Agent4 screens

Verdict

The call

The clearest difference is update cadence: VatPay at every 4 weeks against Mustang Agent's every 2 months. Mustang Agent's advantage is iOS requirement (10.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VatPay ships an update every 4 weeks, Mustang Agent every 2 months. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

Scorecard2 real differences ยท 4 level
VatPay versus Mustang Agent: the parameters behind the verdict, then further details
ParameterVatPayMustang Agent
PriceFreeFree
Update frequencyEvery 4 weeks โ€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.010.0 โ€” better
Further details โ€” not scored
Size44 MB46 MB
Age rating4+4+
DeveloperVatPayErrand P LTD

In-app purchases

None

VatPay

No in-app purchases

None

Mustang Agent

No in-app purchases

Questions

Is VatPay free?
VatPay is free to download, with no in-app purchases.
Is Mustang Agent free?
Mustang Agent is free to download, with no in-app purchases.
Do VatPay or Mustang Agent have ads?
Neither VatPay nor Mustang Agent shows ads.
Which is updated more often, VatPay or Mustang Agent?
VatPay ships an update every 4 weeks, and Mustang Agent every 2 months. Most recently, VatPay was updated on October 16, 2026 and Mustang Agent on October 18, 2026.

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