Comparison

VatPay vs JaraPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VatPay

Features
Read full description

VatPay is providing you with a seamless and robust secure mobile application that helps sort all your utility payments with a click of a button. This ultimate payment solution allows customers, dealers and agent to fund their virtual wallets, buy and pay for expenses like Airtime, insurance, sports bet wallet, internet subscription, and Electricity. Why should you have VatPay? Product and Service: All Users (Agents, Customers, and Dealers) can easily buy airtime and pay for their electricity, Internet subscription, insurance, and fund Bet wallets. Wallet Service: Customers and dealers can easily fund their wallets via their virtual accounts and also transfer funds from their commission wallet to their main wallet in seconds. Become a Dealer: Customers who wish to become a dealer can setup their dealer account from their current profile and become a dealer without third-party interference. Profile Management: All users can manage their profile and security settings easily on the platform. Report Management: View reports on wallets activities and easily spool from our web application. Dashboard and Analytics: Have a visualised overview of all wallets and activities on our Web Application. Agent Management: Now dealers can set-up, fund agents seamlessly and they both earn commissions. Support 24/7: We are excited to hear from you, should you have queries or inquiries please reach us via email at vatebrapay@vatebra.com

About

JaraPay

This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.

Highlights
  • Bill payment management
  • Utility bill payments
  • Mobile recharge
  • Internet payments
  • Supports wide range of billers
  • User-friendly interface
Features
Read full description

JaraPay, Nigeria’s leading bill payment service, offers a seamless and efficient solution for effortlessly managing and paying your bills. Our user-friendly app is specifically designed to cater to the unique needs of the Nigerian market, empowering individuals and businesses across the country to handle their financial responsibilities with ease. With JaraPay, you can conveniently manage and pay all your bills, including utilities, mobile recharge, internet payments and more. Our platform supports a wide range of billers, ensuring a comprehensive solution for all your payment needs.

Screenshots

VatPay4 screens
JaraPay4 screens

Verdict

The call

The clearest difference is update cadence: JaraPay at every 4 days against VatPay's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VatPay ships an update every 4 weeks, JaraPay every 4 days. The most recent releases landed on September 13, 2026 and September 7, 2026 respectively.

Scorecard1 real difference · 8 level
VatPay versus JaraPay: the parameters behind the verdict, then further details
ParameterVatPayJaraPay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size44 MB54 MB
Age rating4+4+
DeveloperVatPayP&K Smart Rise Solutions

In-app purchases

None

VatPay

No in-app purchases

None

JaraPay

No in-app purchases

Questions

Is VatPay free?
VatPay is free to download, with no in-app purchases.
Is JaraPay free?
JaraPay is free to download, with no in-app purchases.
Do VatPay or JaraPay have ads?
Neither VatPay nor JaraPay shows ads.
Which is updated more often, VatPay or JaraPay?
VatPay ships an update every 4 weeks, and JaraPay every 4 days. Most recently, VatPay was updated on September 13, 2026 and JaraPay on September 7, 2026.

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