Comparison

VatPay vs KlikSave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VatPay

Features
Read full description

VatPay is providing you with a seamless and robust secure mobile application that helps sort all your utility payments with a click of a button. This ultimate payment solution allows customers, dealers and agent to fund their virtual wallets, buy and pay for expenses like Airtime, insurance, sports bet wallet, internet subscription, and Electricity. Why should you have VatPay? Product and Service: All Users (Agents, Customers, and Dealers) can easily buy airtime and pay for their electricity, Internet subscription, insurance, and fund Bet wallets. Wallet Service: Customers and dealers can easily fund their wallets via their virtual accounts and also transfer funds from their commission wallet to their main wallet in seconds. Become a Dealer: Customers who wish to become a dealer can setup their dealer account from their current profile and become a dealer without third-party interference. Profile Management: All users can manage their profile and security settings easily on the platform. Report Management: View reports on wallets activities and easily spool from our web application. Dashboard and Analytics: Have a visualised overview of all wallets and activities on our Web Application. Agent Management: Now dealers can set-up, fund agents seamlessly and they both earn commissions. Support 24/7: We are excited to hear from you, should you have queries or inquiries please reach us via email at vatebrapay@vatebra.com

About

KlikSave

This digital platform enables individuals and small businesses to save flexibly on the go, earning attractive interest. Save 50% towards an asset and become eligible for financing, turning savings into tangible growth.

Highlights
  • Flexible on-the-go savings
  • Earn attractive interest rates
  • Save any amount daily, weekly, or monthly
  • Eligibility for asset financing
  • Intuitive digital platform
Features
Read full description

KlikSave, a fintech innovation from 4Stone Capital, empowers individuals and SMEs to build their financial future with flexible, on-the-go savings. Our intuitive digital platform allows you to save any amount, daily, weekly, or monthly, all while earning attractive interest rates. Beyond simple savings, KlikSave unlocks potential: customers who save 50% towards their desired asset become eligible for 4Stone Capital financing, turning your savings into tangible growth. Experience seamless savings and unlock asset financing opportunities with KlikSave, where your financial goals are always within reach. [:mav: 2.2.7]

Screenshots

VatPay4 screens
KlikSave4 screens

Verdict

The call

The clearest difference is update cadence: KlikSave at every 10 days against VatPay's every 4 weeks. VatPay's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VatPay ships an update every 4 weeks, KlikSave every 10 days. The most recent releases landed on October 25, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 8 level
VatPay versus KlikSave: the parameters behind the verdict, then further details
ParameterVatPayKlikSave
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 4 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size44 MB29 MB
Age rating4+17+
DeveloperVatPay4Stone Capital Limited

In-app purchases

None

VatPay

No in-app purchases

None

KlikSave

No in-app purchases

Questions

Is VatPay free?
VatPay is free to download, with no in-app purchases.
Is KlikSave free?
KlikSave is free to download, with no in-app purchases.
Do VatPay or KlikSave have ads?
Neither VatPay nor KlikSave shows ads.
Which is updated more often, VatPay or KlikSave?
VatPay ships an update every 4 weeks, and KlikSave every 10 days. Most recently, VatPay was updated on October 25, 2026 and KlikSave on October 22, 2026.

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