Comparison

VatPay vs MailPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

VatPay

Features
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VatPay is providing you with a seamless and robust secure mobile application that helps sort all your utility payments with a click of a button. This ultimate payment solution allows customers, dealers and agent to fund their virtual wallets, buy and pay for expenses like Airtime, insurance, sports bet wallet, internet subscription, and Electricity. Why should you have VatPay? Product and Service: All Users (Agents, Customers, and Dealers) can easily buy airtime and pay for their electricity, Internet subscription, insurance, and fund Bet wallets. Wallet Service: Customers and dealers can easily fund their wallets via their virtual accounts and also transfer funds from their commission wallet to their main wallet in seconds. Become a Dealer: Customers who wish to become a dealer can setup their dealer account from their current profile and become a dealer without third-party interference. Profile Management: All users can manage their profile and security settings easily on the platform. Report Management: View reports on wallets activities and easily spool from our web application. Dashboard and Analytics: Have a visualised overview of all wallets and activities on our Web Application. Agent Management: Now dealers can set-up, fund agents seamlessly and they both earn commissions. Support 24/7: We are excited to hear from you, should you have queries or inquiries please reach us via email at vatebrapay@vatebra.com

About

MailPay

Features
Read full description

MailPay is Nigeria’s first email-powered payment solution, designed to simplify how you send and receive money. It offers a fast, secure, and flexible way to handle your transactions. MailPay offers seamless transfers, secure onboarding, and smooth wallet funding β€” all in one modern payment experience. Send funds to other users using just their email address. With built-in identity verification and real-time notifications, MailPay combines speed with trust at every step. As part of the Legend product suite, MailPay also integrates effortlessly with connected services, making it the ideal choice for users who value both convenience and security. What you can do with MailPay: Send Money with an Email Transfer funds to MailPay users using just their email address β€” no account details required. Designed for hassle-free transactions. Support for Traditional Transfers Easily send money to bank accounts or wallets across supported platforms. Secure Identity Verification Get verified quickly through our streamlined KYC process, built to meet compliance standards. Real-Time Transaction Alerts Stay informed with instant notifications for every transaction and activity on your account. Built for Seamless Integration MailPay connects smoothly with other Legend services like LegendMail supporting both personal and operational needs. Wallet View Track all your activity in one place. Get started with MailPay: - Sign up with your LegendMail or email address. - Send or receive money instantly. - Track everything in one, easy dashboard. - MailPay combines convenience, compliance, and control β€” in one intuitive app.

Screenshots

VatPay4 screens
MailPay4 screens

Verdict

The call

VatPay and MailPay are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VatPay ships an update every 4 weeks, MailPay every 3 weeks. The most recent releases landed on September 13, 2026 and September 12, 2026 respectively.

ScorecardNo meaningful differences
VatPay versus MailPay: the parameters behind the verdict, then further details
ParameterVatPayMailPay
PriceFreeFree
Update frequencyEvery 4 weeksEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 β€” better14.0
Further details β€” not scored
Size44 MB59 MB
Age rating4+4+
DeveloperVatPayLegendLite

In-app purchases

None

VatPay

No in-app purchases

None

MailPay

No in-app purchases

Questions

Is VatPay free?
VatPay is free to download, with no in-app purchases.
Is MailPay free?
MailPay is free to download, with no in-app purchases.
Do VatPay or MailPay have ads?
Neither VatPay nor MailPay shows ads.
Which is updated more often, VatPay or MailPay?
VatPay ships an update every 4 weeks, and MailPay every 3 weeks. Most recently, VatPay was updated on September 13, 2026 and MailPay on September 12, 2026.

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