Comparison

VatPay vs NPV Analytics

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VatPay

Features
Read full description

VatPay is providing you with a seamless and robust secure mobile application that helps sort all your utility payments with a click of a button. This ultimate payment solution allows customers, dealers and agent to fund their virtual wallets, buy and pay for expenses like Airtime, insurance, sports bet wallet, internet subscription, and Electricity. Why should you have VatPay? Product and Service: All Users (Agents, Customers, and Dealers) can easily buy airtime and pay for their electricity, Internet subscription, insurance, and fund Bet wallets. Wallet Service: Customers and dealers can easily fund their wallets via their virtual accounts and also transfer funds from their commission wallet to their main wallet in seconds. Become a Dealer: Customers who wish to become a dealer can setup their dealer account from their current profile and become a dealer without third-party interference. Profile Management: All users can manage their profile and security settings easily on the platform. Report Management: View reports on wallets activities and easily spool from our web application. Dashboard and Analytics: Have a visualised overview of all wallets and activities on our Web Application. Agent Management: Now dealers can set-up, fund agents seamlessly and they both earn commissions. Support 24/7: We are excited to hear from you, should you have queries or inquiries please reach us via email at vatebrapay@vatebra.com

About

NPV Analytics

Features
Read full description

Make smarter investment decisions – with professional net present value analysis right on your iPhone and iPad. NPV Analytics calculates the Net Present Value (NPV), Internal Rate of Return (IRR), and break-even point of your investment projects. Whether it's real estate, a business idea, or a capital project – instantly see if an investment is worth it. What NPV Analytics does: • Net Present Value (NPV) calculation with adjustable discount rate • Internal Rate of Return (IRR) – automatically computed • Break-even analysis – when does your investment pay off? • Sensitivity analysis – how does your NPV react to changes in discount rate, investment, and cashflows? • Inflation analysis – nominal vs. real NPV • Debt financing with amortization schedule • Tax analysis with depreciation • Multiple cost centers per project with individual cashflows • Annual change rates for increasing or decreasing cashflows • 6 languages: English, German, French, Danish, Italian, Spanish • All major currencies – number format adapts automatically to your region Who is it for? Perfect for entrepreneurs, investors, real estate buyers, business students, and anyone facing a financial decision. No spreadsheet needed – your analysis is ready in seconds. All calculations run locally on your device. No data is sent to any server. Support & more information Imprint: https://npv-analytics.nordicdatahub.de/en/ Apple Customer Privacy Policy: https://www.apple.com/legal/privacy/ App Privacy Policy: https://npv-analytics.de/en/privacy-app.html Note: This app is for informational purposes only and does not replace professional financial or tax advice.

Screenshots

VatPay4 screens
NPV Analytics4 screens

Verdict

The call

The clearest difference is in-app purchases: VatPay at none against NPV Analytics's 2. VatPay also leads on ads (none vs shown) and iOS requirement (13.0 vs 26.2). NPV Analytics's advantage is update cadence (every 4 days vs every 4 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. NPV Analytics sells 2 in-app purchases, starting at $0.99 per 7 days. VatPay asks for nothing beyond the download.

UpkeepUpdate frequency

VatPay ships an update every 4 weeks, NPV Analytics every 4 days. The most recent releases landed on October 1, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 2 level
VatPay versus NPV Analytics: the parameters behind the verdict, then further details
ParameterVatPayNPV Analytics
PriceFreeFree
Update frequencyEvery 4 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS13.0 — better26.2
Further details — not scored
Size44 MB5 MB
Age rating4+4+
DeveloperVatPayNiklaus Olsen

In-app purchases

None

VatPay

No in-app purchases

2 purchases

NPV Analytics

Subscriptions2
  • NPV Analytics Premium - 1 week$0.997 Days
  • NPV Analytics Premium - 1 year$8.991 Year

Questions

Is VatPay free?
VatPay is free to download, with no in-app purchases.
Is NPV Analytics free?
NPV Analytics is free to download, with in-app purchases available.
Do VatPay or NPV Analytics have ads?
NPV Analytics shows ads; VatPay does not.
Which is updated more often, VatPay or NPV Analytics?
VatPay ships an update every 4 weeks, and NPV Analytics every 4 days. Most recently, VatPay was updated on October 1, 2026 and NPV Analytics on September 24, 2026.

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