Virtual Pag vs ATRAM PERA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
ATRAM PERA
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The PERA Mobile App by ATRAM Trust Corporation makes managing your Personal Equity and Retirement Account (PERA) easier than ever. Track your contributions and growth, and access valuable program resources - all from the palm of your hand. Key Features: - Securely access and manage your PERA account on the go. - View your investment performance and track your progress towards retirement goals. - Stay informed with the latest PERA program news and updates. - Existing PERA clients will be able to access their account through their previous login details and a new password flow. - Access FAQs and other helpful resources directly within the app. Download the ATRAM PERA Mobile App today and take control of your retirement future!
Screenshots
Verdict
The clearest difference is update cadence: ATRAM PERA at monthly against Virtual Pag's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Virtual Pag ships an update every 2 months, ATRAM PERA monthly. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.
| Parameter | Virtual Pag | ATRAM PERA |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (14 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 147 MB | 79 MB |
| Age rating | 4+ | 17+ |
| Developer | Pag-IBIG Fund | ATRAM Trust Corporation |
In-app purchases
Virtual Pag
No in-app purchases
ATRAM PERA
No in-app purchases
Questions
Is Virtual Pag free?
Is ATRAM PERA free?
Do Virtual Pag or ATRAM PERA have ads?
Which is updated more often, Virtual Pag or ATRAM PERA?
Other comparisons
